Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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U.S. average auto insurance rates for a Hyundai Azera are $1,104 annually for full coverage. Comprehensive costs an estimated $182, collision insurance costs $286, and liability costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,388. Teen drivers pay the highest rates at up to $4,398 a year.
Average premium for full coverage: $1,104
Price estimates broken down by individual coverage:
Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all Azera models.
Price Range from Low to High
For the average 40-year-old driver, Hyundai Azera insurance prices range from as cheap as $526 for just the minimum liability insurance to the much higher price of $2,388 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can have significant affects on insurance rates. More rural locations have fewer accident claims than larger metro areas. The example below illustrates the difference location can make on insurance prices.
The ranges above show why everyone should compare rates for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Hyundai Azera insurance rates for other coverage scenarios.
- The lowest rate with discounts is $658
- Drivers who choose higher $1,000 deductibles will pay approximately $106 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,104
- Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,310
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,388
- The price with full coverage for a teen driver for full coverage can cost as much as $4,398 a year
Insurance prices for a Hyundai Azera are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,300 to $1,900 additional each year, depending on your age. Hyundai Azera insurance for high-risk drivers can cost as much as 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $320 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Hyundai Azera insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Iowa, Maine, and Idaho, or as much as $1,580 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,082 | $90 |
| Hyundai Azera Limited 4-Dr Sedan | $1,112 | $93 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2016 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2015 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2014 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2011 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2010 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Hyundai Azera Insurance
Getting lower rates on car insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The items below are a brief review of the ideas that were touched on in this article.
- Teen drivers are expensive to insure, with premiums as much as $367 a month if they have full coverage
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,280 more annually to insure their Azera
- Increasing physical damage deductibles could save up to $300 each year
- Drivers can save approximately $130 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,208 |
| 100/300 | $1,327 |
| 250/500 | $1,638 |
| 100 CSL | $1,255 |
| 300 CSL | $1,518 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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