Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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Estimated auto insurance rates for a Hyundai Azera are $1,064 annually for full coverage insurance. Comprehensive insurance costs around $170 a year, collision costs $262, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,300 or more. Teen drivers pay the most at $4,266 a year or more.
Average premium for full coverage: $1,064
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Azera trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Hyundai Azera go from as cheap as $522 for just liability coverage to a high of $2,300 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than larger metro areas.
The diagram below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Hyundai Azera insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $638
- Raising to $1,000 deductibles will save about $964 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,064
- Choosing low $100 deductibles costs an additional $188 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,300 or more
- An auto insurance policy with full coverage for a teen driver can be $4,266
Insurance prices for a Hyundai Azera also have a wide range based on the model of your Azera, your risk profile, and deductibles and policy limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $290 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find prices as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,440 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $962 | -$102 | -9.6% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,204 | $140 | 13.2% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,010 | -$54 | -5.1% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $852 | -$212 | -19.9% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,274 | $210 | 19.7% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $764 | -$300 | -28.2% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,016 | -$48 | -4.5% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,282 | $218 | 20.5% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $822 | -$242 | -22.7% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $738 | -$326 | -30.6% |
| Wyoming | $946 | -$118 | -11.1% |
With such a large range in prices, the only way to figure out your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,042 | $87 |
| Hyundai Azera Limited 4-Dr Sedan | $1,070 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2016 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2015 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2014 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2013 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2012 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2011 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2010 Hyundai Azera | $160 | $238 | $474 | $1,030 |
| 2006 Hyundai Azera | $138 | $190 | $446 | $932 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Hyundai Azera Insurance
Finding better rates on car insurance consists of not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates once a year by quoting rates from direct insurance companies, and also from several local insurance agents.
The following is a summary of the data that was covered in the charts and tables above.
- It is possible to save up to $120 per year simply by quoting early and online
- Policyholders who may need higher liability limits will pay about $520 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
- Teens are charged the highest prices, with premiums being up to $356 per month if they have full coverage
- Higher risk drivers who have multiple accidents or major violations pay on average $1,240 more every year for Azera insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,266 |
| 20 | $2,446 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $976 |
| 60 | $956 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,252 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,165 |
| 100/300 | $1,283 |
| 250/500 | $1,591 |
| 100 CSL | $1,212 |
| 300 CSL | $1,473 |
| 500 CSL | $1,663 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,904 |
| 30 | $2,322 |
| 40 | $2,300 |
| 50 | $2,198 |
| 60 | $2,176 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $426 |
Discounts are estimated and may not be available from every company or in every state.
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