Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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Estimated auto insurance rates for a Hyundai Azera are $1,064 annually with full coverage. Comprehensive insurance costs around $170 a year, collision costs $262, and liability coverage costs around $474. A policy with only liability insurance costs as low as $522 a year, with a high-risk policy costing $2,300 or more. Teenage drivers pay the most at $4,266 a year or more.
Average premium for full coverage: $1,064
Premium estimates for type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Azera trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Hyundai Azera go from as cheap as $522 for the bare minimum liability coverage to a high of $2,300 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Hyundai Azera insurance rates for additional coverage choices and driver risks.
- The best discount rate is $638
- Using higher $1,000 deductibles will save about $964 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,064
- Using low $100 deductibles for physical damage coverage costs an additional $188 each year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,300 or more
- An auto insurance policy with full coverage for a teenage driver can be $4,266 or more
Car insurance prices for a Hyundai Azera also have a wide range based on the model of your Azera, your driving record, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 136% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $290 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,440 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $962 | -$102 | -9.6% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,204 | $140 | 13.2% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,010 | -$54 | -5.1% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $852 | -$212 | -19.9% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,274 | $210 | 19.7% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $764 | -$300 | -28.2% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,016 | -$48 | -4.5% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,282 | $218 | 20.5% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $822 | -$242 | -22.7% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $738 | -$326 | -30.6% |
| Wyoming | $946 | -$118 | -11.1% |
With such a large range in prices, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,042 | $87 |
| Hyundai Azera Limited 4-Dr Sedan | $1,070 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2016 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2015 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2014 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2013 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2012 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2011 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2010 Hyundai Azera | $160 | $238 | $474 | $1,030 |
| 2006 Hyundai Azera | $138 | $190 | $446 | $932 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Hyundai Azera Insurance
Finding better rates on auto insurance requires having a decent driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by getting quotes from direct companies, and also from local exclusive and independent agents.
The following items are a quick rundown of the concepts that were covered above.
- Drivers with reckless driving or DUI convictions may pay on average $1,240 more every year than a driver with a clean driving record
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $356 per month if comprehensive and collision insurance is included
- You may be able to save up to $120 per year simply by quoting early and online
- Increasing policy deductibles could save up to $300 each year
- You may be able to save up to $120 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,266 |
| 20 | $2,446 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $976 |
| 60 | $956 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,252 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,165 |
| 100/300 | $1,283 |
| 250/500 | $1,591 |
| 100 CSL | $1,212 |
| 300 CSL | $1,473 |
| 500 CSL | $1,663 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,904 |
| 30 | $2,322 |
| 40 | $2,300 |
| 50 | $2,198 |
| 60 | $2,176 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $426 |
Discounts are estimated and may not be available from every company or in every state.
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