Hyundai Ioniq 6 Insurance Rates

The average insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage. Comprehensive insurance costs around $418 a year, collision insurance costs $750, and liability is estimated at $246. A liability-only policy costs approximately $298 a year, and high-risk insurance costs $3,280 or more. Teenage drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,524

Policy rates for type of insurance:

Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Ioniq 6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $844
• Choosing higher $1,000 deductibles can save about $1,258 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,524
• Using low $100 deductibles for comp and collision coverage will cost an extra $514 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $3,280
• Policy cost for full coverage for a teen driver can be $5,214 each year

View Chart as Image

Car insurance rates for a Hyundai Ioniq 6 also range considerably based on your risk profile, the trim level of your Ioniq 6, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai Ioniq 6 insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $780 every year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 46% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Right Hyundai Ioniq 6 Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a quick rundown of the concepts that were covered above.

• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,760 more every year for Ioniq 6 insurance
• Teens are the costliest to insure, costing up to $435 each month if full coverage is included
• Drivers can save up to $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $775 each year
• Drivers can save up to $190 per year just by quoting early and online