Hyundai Ioniq 6 Insurance Rates

Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage. Comprehensive costs on average $418 each year, collision insurance costs $750, and liability is estimated at $246. Buying just liability costs approximately $298 a year, and insurance for high-risk drivers costs around $3,280. Teens receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Ioniq 6 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

These examples show why all drivers should get quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $844
• Choosing higher $1,000 deductibles can save around $266 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,524
• Selecting low deductibles for comp and collision coverage will cost $2,038
• Unlucky drivers with serious driving violations could pay upwards of $3,280
• The cost with full coverage for a teen driver may cost $5,214 each year

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Auto insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 46% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $780 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Ioniq 6 insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,170 on average in Michigan, Louisiana, and New York.

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How to Buy the Best Cheap Hyundai Ioniq 6 Insurance

Saving money on car insurance takes being a safe and courteous driver, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a quick review of the ideas that were touched on in this article.

• Teenage drivers are charged the highest rates, costing as high as $435 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,760 more each year for auto insurance
• Increasing deductibles could save up to $775 each year
• Drivers can save as much as $190 per year just by quoting online in advance