Hyundai Ioniq 6 Insurance Rates

Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually including full coverage. Comprehensive costs around $418 a year, collision insurance costs $750, and liability coverage is estimated at $246. A liability-only policy costs approximately $298 a year, and high-risk insurance costs around $3,280. 16-year-old drivers receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates for individual coverage type:

These estimates include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Ioniq 6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change auto insurance rates.

These examples highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $844
• Choosing higher $1,000 deductibles can save about $1,258 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,524
• Buying low $100 deductibles for comp and collision coverage will cost $2,038
• Drivers with multiple tickets or accidents could pay at least $3,280
• The cost with full coverage for a teenage driver can be $5,214 each year

View Chart as Image

Insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your driving characteristics, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy ranges around 46% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $780 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Ioniq 6 insurance rates. A good driver about age 40 could pay as low as $1,170 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,170 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Cheap Hyundai Ioniq 6 Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a brief summary of the data that was illustrated above.

• You may be able to save up to $190 per year just by quoting early and online
• Consumers who may need higher liability limits will pay around $270 per year to raise limits from a minimum limit to higher 250/500 limits
• Teens pay higher rates, as much as $435 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may pay on average $1,760 more every year for Ioniq 6 insurance