Hyundai Kona Insurance Rates

Average insurance prices for a Hyundai Kona are $1,204 every 12 months with full coverage. Comprehensive costs an estimated $248 each year, collision insurance costs $466, and liability costs $354. Buying just liability costs as little as $406 a year, and insurance for high-risk drivers costs around $2,608. Teenage drivers receive the highest rates at up to $4,500 a year.

Average premium for full coverage: $1,204

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Kona models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Hyundai Kona insurance rates for other coverage scenarios.

• The best discount rate is $692
• Drivers who choose higher $1,000 deductibles will pay approximately $162 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,204
• Using low deductibles for comprehensive and collision insurance increases the price to $1,520
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,608
• The cost to insure a teen driver can cost as much as $4,500 a year

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Auto insurance rates for a Hyundai Kona can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $480 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Hyundai Kona insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

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How to Shop for the Best Hyundai Kona Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the ideas that were presented in the illustrations above.

• Teens are the costliest to insure, with premiums as much as $375 per month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,400 more annually for Kona insurance
• Increasing deductibles could save as much as $475 each year
• You may be able to save approximately $150 per year just by quoting online in advance