Hyundai Palisade Insurance Rates
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UPDATED: May 26, 2024
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The average auto insurance rates for a Hyundai Palisade are $1,556 annually with full coverage. Comprehensive insurance costs an estimated $344 a year, collision costs $656, and liability insurance is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing $3,376 or more. Teens cost the most to insure at $5,716 a year or more.
Average premium for full coverage: $1,556
Policy rates broken down by type of insurance:
Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Palisade trim levels.
Price Range Variability
For a 40-year-old driver, Hyundai Palisade insurance rates go from as cheap as $460 for a discount liability-only rate to a high of $3,376 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates how your location can change insurance prices.
The examples above demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Hyundai Palisade insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $882
- Raising to $1,000 deductibles will save approximately $1,330 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,556
- Selecting low $100 deductibles costs an additional $442 a year
- Higher-risk drivers with serious driving violations could pay up to $3,376 or more
- Policy cost with full coverage for a teen driver can cost as much as $5,716
Car insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,700 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $670 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Hyundai Palisade insurance rates. A middle-age driver might find rates as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,100 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,292 | -$264 | -17.0% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,486 | -$70 | -4.5% |
| Connecticut | $1,602 | $46 | 3.0% |
| Delaware | $1,762 | $206 | 13.2% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,438 | -$118 | -7.6% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,054 | -$502 | -32.3% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,304 | $748 | 48.1% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,282 | -$274 | -17.6% |
| Massachusetts | $1,246 | -$310 | -19.9% |
| Michigan | $2,704 | $1,148 | 73.8% |
| Minnesota | $1,302 | -$254 | -16.3% |
| Mississippi | $1,866 | $310 | 19.9% |
| Missouri | $1,382 | -$174 | -11.2% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,228 | -$328 | -21.1% |
| Nevada | $1,866 | $310 | 19.9% |
| New Hampshire | $1,122 | -$434 | -27.9% |
| New Jersey | $1,740 | $184 | 11.8% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,640 | $84 | 5.4% |
| North Carolina | $898 | -$658 | -42.3% |
| North Dakota | $1,274 | -$282 | -18.1% |
| Ohio | $1,076 | -$480 | -30.8% |
| Oklahoma | $1,600 | $44 | 2.8% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,486 | -$70 | -4.5% |
| Rhode Island | $2,078 | $522 | 33.5% |
| South Carolina | $1,412 | -$144 | -9.3% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,364 | -$192 | -12.3% |
| Texas | $1,876 | $320 | 20.6% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,428 | -$128 | -8.2% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $376 | $688 | $372 | $1,594 |
| 2023 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2022 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2021 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2020 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Hyundai Palisade Insurance
Finding cheaper rates on Hyundai Palisade insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a brief recap of the concepts that were illustrated above.
- High-risk drivers who tend to receive serious violations pay on average $1,820 more annually than a low-risk driver
- Youthful drivers have the highest car insurance rates, as much as $476 each month if comprehensive and collision insurance is included
- You may be able to save approximately $190 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $675 each year
- You may be able to save approximately $190 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,716 |
| 20 | $3,604 |
| 30 | $1,632 |
| 40 | $1,556 |
| 50 | $1,422 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,792 |
| $500 | $1,556 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,636 |
| 100/300 | $1,735 |
| 250/500 | $1,994 |
| 100 CSL | $1,675 |
| 300 CSL | $1,894 |
| 500 CSL | $2,054 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,736 |
| 30 | $3,462 |
| 40 | $3,376 |
| 50 | $3,220 |
| 60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
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