Hyundai Palisade Insurance Rates
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UPDATED: May 26, 2024
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Average insurance rates for a Hyundai Palisade are $1,556 a year with full coverage. Comprehensive costs on average $344, collision insurance costs $656, and liability coverage is estimated at $398. A policy with just liability insurance costs approximately $460 a year, and coverage for high-risk drivers costs around $3,376. Teen drivers receive the highest rates at up to $5,716 a year.
Average premium for full coverage: $1,556
Rate estimates by individual coverage type:
Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Palisade trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $460 for basic liability insurance to a much higher rate of $3,376 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.
These examples demonstrate why anyone shopping for car insurance should get quotes based on a specific location, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $882
- Choosing higher $1,000 deductibles can save around $226 annually
- The estimated price for a 40-year-old driver with $500 deductibles is $1,556
- Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,998
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,376
- The cost that insures a teenage driver with full coverage may cost $5,716 each year
Insurance rates for a Hyundai Palisade can also vary considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,800 to $2,500 additional per year, depending on your age. High-risk driver insurance ranges around 44% to 129% more than average. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,100 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,292 | -$264 | -17.0% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,486 | -$70 | -4.5% |
| Connecticut | $1,602 | $46 | 3.0% |
| Delaware | $1,762 | $206 | 13.2% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,438 | -$118 | -7.6% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,054 | -$502 | -32.3% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,304 | $748 | 48.1% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,282 | -$274 | -17.6% |
| Massachusetts | $1,246 | -$310 | -19.9% |
| Michigan | $2,704 | $1,148 | 73.8% |
| Minnesota | $1,302 | -$254 | -16.3% |
| Mississippi | $1,866 | $310 | 19.9% |
| Missouri | $1,382 | -$174 | -11.2% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,228 | -$328 | -21.1% |
| Nevada | $1,866 | $310 | 19.9% |
| New Hampshire | $1,122 | -$434 | -27.9% |
| New Jersey | $1,740 | $184 | 11.8% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,640 | $84 | 5.4% |
| North Carolina | $898 | -$658 | -42.3% |
| North Dakota | $1,274 | -$282 | -18.1% |
| Ohio | $1,076 | -$480 | -30.8% |
| Oklahoma | $1,600 | $44 | 2.8% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,486 | -$70 | -4.5% |
| Rhode Island | $2,078 | $522 | 33.5% |
| South Carolina | $1,412 | -$144 | -9.3% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,364 | -$192 | -12.3% |
| Texas | $1,876 | $320 | 20.6% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,428 | -$128 | -8.2% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
Choosing high deductibles can save as much as $670 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $376 | $688 | $372 | $1,594 |
| 2023 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2022 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2021 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2020 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Palisade Insurance
Saving money on auto insurance takes having a good driving record, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Shop around at every other renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a quick review of the concepts that were raised in the charts and tables above.
- Drivers with a DUI or reckless driving violation pay on average $1,820 more each year to buy Hyundai Palisade insurance
- Drivers age 20 and younger pay higher rates, with premiums as much as $476 per month if comprehensive and collision insurance is included
- You may be able to save as much as $190 per year just by shopping early and online
- Increasing deductibles can save approximately $675 each year
- You may be able to save as much as $190 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,716 |
| 20 | $3,604 |
| 30 | $1,632 |
| 40 | $1,556 |
| 50 | $1,422 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,792 |
| $500 | $1,556 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,636 |
| 100/300 | $1,735 |
| 250/500 | $1,994 |
| 100 CSL | $1,675 |
| 300 CSL | $1,894 |
| 500 CSL | $2,054 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,736 |
| 30 | $3,462 |
| 40 | $3,376 |
| 50 | $3,220 |
| 60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
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