Hyundai Palisade Insurance Rates
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UPDATED: May 26, 2024
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U.S. average insurance rates for a Hyundai Palisade are $1,556 a year with full coverage. Comprehensive insurance costs on average $344 a year, collision insurance costs $656, and liability costs around $398. Buying just liability costs as low as $460 a year, and insurance for high-risk drivers costs $3,376 or more. Teenage drivers pay the highest rates at up to $5,716 a year.
Average premium for full coverage: $1,556
Price estimates by individual coverage:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Palisade trim levels.
Price Range from Low to High
For an average driver, Hyundai Palisade insurance prices range from as low as $460 for liability-only coverage to a high of $3,376 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can make a big difference on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.
The ranges above demonstrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Hyundai Palisade insurance rates for different risk profiles and scenarios.
- The best discount rate is $882
- Using higher $1,000 deductibles will save around $1,330 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,556
- Using low $100 deductibles for physical damage coverage will cost an extra $442 annually
- High-risk insureds who are prone to accidents and violations could pay upwards of $3,376
- The price for full coverage for a 16-year-old driver may cost $5,716 or more
Insurance prices for a Hyundai Palisade are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
Older drivers with no violations or accidents and high deductibles may pay as low as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age
The state you live in has a huge impact on Hyundai Palisade insurance prices. A driver around age 40 might see prices as low as $1,120 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,100 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,292 | -$264 | -17.0% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,486 | -$70 | -4.5% |
| Connecticut | $1,602 | $46 | 3.0% |
| Delaware | $1,762 | $206 | 13.2% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,438 | -$118 | -7.6% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,054 | -$502 | -32.3% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,304 | $748 | 48.1% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,282 | -$274 | -17.6% |
| Massachusetts | $1,246 | -$310 | -19.9% |
| Michigan | $2,704 | $1,148 | 73.8% |
| Minnesota | $1,302 | -$254 | -16.3% |
| Mississippi | $1,866 | $310 | 19.9% |
| Missouri | $1,382 | -$174 | -11.2% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,228 | -$328 | -21.1% |
| Nevada | $1,866 | $310 | 19.9% |
| New Hampshire | $1,122 | -$434 | -27.9% |
| New Jersey | $1,740 | $184 | 11.8% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,640 | $84 | 5.4% |
| North Carolina | $898 | -$658 | -42.3% |
| North Dakota | $1,274 | -$282 | -18.1% |
| Ohio | $1,076 | -$480 | -30.8% |
| Oklahoma | $1,600 | $44 | 2.8% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,486 | -$70 | -4.5% |
| Rhode Island | $2,078 | $522 | 33.5% |
| South Carolina | $1,412 | -$144 | -9.3% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,364 | -$192 | -12.3% |
| Texas | $1,876 | $320 | 20.6% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,428 | -$128 | -8.2% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
Using high physical damage deductibles could cut prices by as much as $670 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 129% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $376 | $688 | $372 | $1,594 |
| 2023 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2022 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2021 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2020 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Hyundai Palisade Insurance
Getting lower rates on insurance for a Hyundai Palisade requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.
Below you'll find a recap of the concepts that were covered in the above illustrations.
- Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,820 more each year than a low-risk driver
- Youthful drivers pay higher prices, costing up to $476 a month including comprehensive and collision insurance
- You may be able to save as much as $190 per year just by quoting early and online
- Increasing physical damage deductibles can save around $675 each year
- You may be able to save as much as $190 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,716 |
| 20 | $3,604 |
| 30 | $1,632 |
| 40 | $1,556 |
| 50 | $1,422 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,792 |
| $500 | $1,556 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,636 |
| 100/300 | $1,735 |
| 250/500 | $1,994 |
| 100 CSL | $1,675 |
| 300 CSL | $1,894 |
| 500 CSL | $2,054 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,736 |
| 30 | $3,462 |
| 40 | $3,376 |
| 50 | $3,220 |
| 60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
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