Hyundai Palisade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Hyundai Palisade are $1,546 a year for full coverage. Comprehensive costs approximately $332 each year, collision costs $640, and liability coverage is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $3,360. Teenage drivers pay the highest rates at $5,718 a year or more.

Average premium for full coverage: $1,546

Price estimates by individual coverage:

Comprehensive $332
Collision $640
Liability $416

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Palisade models.

Price Range from Low to High

Using a middle-aged driver as an example, Hyundai Palisade insurance prices go from as low as $474 for just liability coverage to a high rate of $3,360 for a high-risk insurance policy.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The ranges above show why all drivers should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Hyundai Palisade insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $877
  • Raising to $1,000 deductibles will save $222 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,546
  • Using low deductibles will increase the cost to $1,976
  • Unlucky drivers who are prone to accidents and violations could pay around $3,360 or more
  • The price for full coverage for a teenage driver can cost $5,718

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing full coverage Hyundai Palisade insurance rates range from $877 to $5,718

Auto insurance prices for a Hyundai Palisade are also quite variable based on your driving record, the trim level of your Palisade, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Palisade insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,210 on average in New York, Louisiana, and Michigan.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $660 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $358 $660 $390 $1,566
2023 Hyundai Palisade $344 $656 $398 $1,556
2022 Hyundai Palisade $332 $640 $416 $1,546
2021 Hyundai Palisade $320 $612 $430 $1,520
2020 Hyundai Palisade $304 $592 $442 $1,496

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Hyundai Palisade Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and not having any coverage lapses. Take the time to comparison shop at least every other year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a summary of the car insurance concepts touched on in the above illustrations.

  • Drivers who have multiple accidents or major violations may pay on average $1,810 more per year for auto insurance
  • Drivers can save around $190 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save around $650 each year
  • Consumers who purchase higher levels of liability will pay an extra $460 each year to raise from a low limit to 250/500 limits

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles