Hyundai Palisade Insurance Rates
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UPDATED: May 26, 2024
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Average auto insurance rates for a Hyundai Palisade are $1,546 annually including full coverage. Comprehensive insurance costs approximately $332 each year, collision costs $640, and liability insurance costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,360 or more. 16-year-old drivers receive the highest rates at $5,718 a year or more.
Average premium for full coverage: $1,546
Rate estimates by individual coverage type:
Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Palisade models.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $474 for just liability insurance to a high rate of $3,360 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities.
The graphic below illustrates the effect of geographic area on auto insurance prices.
These examples highlight why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Hyundai Palisade insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $877
- Drivers who choose higher $1,000 deductibles will pay $222 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,546
- Buying low deductibles for comprehensive and collision insurance costs an additional $430 a year
- High risk drivers with multiple tickets or accidents could pay around $3,360 or more
- The cost with full coverage for a teen driver can cost $5,718 a year
Auto insurance rates for a Hyundai Palisade can also vary considerably based on the trim level of your Palisade, your driving characteristics, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,800 to $2,500 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $660 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,210 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,398 | -$148 | -9.6% |
Alaska | $1,186 | -$360 | -23.3% |
Arizona | $1,284 | -$262 | -16.9% |
Arkansas | $1,546 | -$0 | 0.0% |
California | $1,762 | $216 | 14.0% |
Colorado | $1,478 | -$68 | -4.4% |
Connecticut | $1,592 | $46 | 3.0% |
Delaware | $1,750 | $204 | 13.2% |
Florida | $1,936 | $390 | 25.2% |
Georgia | $1,428 | -$118 | -7.6% |
Hawaii | $1,110 | -$436 | -28.2% |
Idaho | $1,048 | -$498 | -32.2% |
Illinois | $1,152 | -$394 | -25.5% |
Indiana | $1,164 | -$382 | -24.7% |
Iowa | $1,044 | -$502 | -32.5% |
Kansas | $1,472 | -$74 | -4.8% |
Kentucky | $2,110 | $564 | 36.5% |
Louisiana | $2,288 | $742 | 48.0% |
Maine | $954 | -$592 | -38.3% |
Maryland | $1,276 | -$270 | -17.5% |
Massachusetts | $1,238 | -$308 | -19.9% |
Michigan | $2,686 | $1,140 | 73.7% |
Minnesota | $1,294 | -$252 | -16.3% |
Mississippi | $1,852 | $306 | 19.8% |
Missouri | $1,374 | -$172 | -11.1% |
Montana | $1,664 | $118 | 7.6% |
Nebraska | $1,220 | -$326 | -21.1% |
Nevada | $1,852 | $306 | 19.8% |
New Hampshire | $1,114 | -$432 | -27.9% |
New Jersey | $1,728 | $182 | 11.8% |
New Mexico | $1,368 | -$178 | -11.5% |
New York | $1,630 | $84 | 5.4% |
North Carolina | $892 | -$654 | -42.3% |
North Dakota | $1,266 | -$280 | -18.1% |
Ohio | $1,070 | -$476 | -30.8% |
Oklahoma | $1,588 | $42 | 2.7% |
Oregon | $1,416 | -$130 | -8.4% |
Pennsylvania | $1,476 | -$70 | -4.5% |
Rhode Island | $2,062 | $516 | 33.4% |
South Carolina | $1,402 | -$144 | -9.3% |
South Dakota | $1,306 | -$240 | -15.5% |
Tennessee | $1,356 | -$190 | -12.3% |
Texas | $1,864 | $318 | 20.6% |
Utah | $1,146 | -$400 | -25.9% |
Vermont | $1,060 | -$486 | -31.4% |
Virginia | $928 | -$618 | -40.0% |
Washington | $1,196 | -$350 | -22.6% |
West Virginia | $1,416 | -$130 | -8.4% |
Wisconsin | $1,070 | -$476 | -30.8% |
Wyoming | $1,378 | -$168 | -10.9% |
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and quoted rates can be significantly different between companies.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
2023 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
2022 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
2021 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
2020 Hyundai Palisade | $304 | $592 | $442 | $1,496 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Hyundai Palisade Insurance
Saving money on Hyundai Palisade insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
The list below is a recap of the data covered in the above illustrations.
- Drivers who purchase higher liability limits will pay around $460 per year to go from a minimum limit to higher 250/500 limits
- You may be able to save around $190 per year simply by quoting online in advance
- Increasing deductibles could save up to $650 each year
- Teenagers have the highest car insurance rates, as much as $477 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,718 |
20 | $3,584 |
30 | $1,620 |
40 | $1,546 |
50 | $1,412 |
60 | $1,384 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,976 |
$250 | $1,778 |
$500 | $1,546 |
$1,000 | $1,324 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,546 |
50/100 | $1,629 |
100/300 | $1,733 |
250/500 | $2,004 |
100 CSL | $1,671 |
300 CSL | $1,900 |
500 CSL | $2,066 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,182 |
20 | $5,710 |
30 | $3,440 |
40 | $3,360 |
50 | $3,206 |
60 | $3,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $83 |
Multi-vehicle | $81 |
Homeowner | $22 |
5-yr Accident Free | $118 |
5-yr Claim Free | $101 |
Paid in Full/EFT | $74 |
Advance Quote | $79 |
Online Quote | $111 |
Total Discounts | $669 |
Discounts are estimated and may not be available from every company or in every state.
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