Hyundai Santa Fe Insurance Rates

Average insurance rates for a Hyundai Santa Fe are $1,164 a year including full coverage. Comprehensive costs approximately $196 each year, collision insurance costs $350, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,524. Teens receive the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Rate estimates by individual coverage type:

Estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Santa Fe models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $685
• Choosing higher $1,000 deductibles can save $124 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,164
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,402
• Higher-risk drivers with serious driving violations could pay around $2,524
• The cost that insures a 16-year-old driver can cost $4,584 each year

Insurance rates for a Hyundai Santa Fe can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Hyundai Santa Fe insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,660 on average in Louisiana, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Hyundai Santa Fe Insurance

Saving money on insurance for a Hyundai Santa Fe takes not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following is a review of the primary concepts that were touched on above.

• You may be able to save around $140 per year just by quoting online in advance
• Drivers considered higher risk who have several accidents or serious violations will likely pay on average $1,360 more per year for Santa Fe insurance
• Increasing deductibles can save approximately $350 each year
• Teens are expensive to insure, as much as $382 per month if full coverage is included