Hyundai Santa Fe Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Hyundai Santa Fe are $1,164 a year including full coverage. Comprehensive costs approximately $196 each year, collision insurance costs $350, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,524. Teens receive the highest rates at up to $4,584 a year.
Average premium for full coverage: $1,164
Rate estimates by individual coverage type:
Estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Santa Fe models.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $510 for liability-only coverage to a high rate of $2,524 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.
These examples highlight why all drivers should get quotes using their specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Hyundai Santa Fe insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $685
- Choosing higher $1,000 deductibles can save $124 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,164
- Selecting low deductibles for comp and collision coverage bumps up the cost to $1,402
- Higher-risk drivers with serious driving violations could pay around $2,524
- The cost that insures a 16-year-old driver can cost $4,584 each year
Insurance rates for a Hyundai Santa Fe can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age
Where you live plays a big part in determining prices for Hyundai Santa Fe insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,660 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,054 | -$110 | -9.5% |
Alaska | $892 | -$272 | -23.4% |
Arizona | $966 | -$198 | -17.0% |
Arkansas | $1,164 | -$0 | 0.0% |
California | $1,326 | $162 | 13.9% |
Colorado | $1,114 | -$50 | -4.3% |
Connecticut | $1,196 | $32 | 2.7% |
Delaware | $1,316 | $152 | 13.1% |
Florida | $1,456 | $292 | 25.1% |
Georgia | $1,074 | -$90 | -7.7% |
Hawaii | $834 | -$330 | -28.4% |
Idaho | $786 | -$378 | -32.5% |
Illinois | $866 | -$298 | -25.6% |
Indiana | $876 | -$288 | -24.7% |
Iowa | $784 | -$380 | -32.6% |
Kansas | $1,106 | -$58 | -5.0% |
Kentucky | $1,588 | $424 | 36.4% |
Louisiana | $1,720 | $556 | 47.8% |
Maine | $718 | -$446 | -38.3% |
Maryland | $960 | -$204 | -17.5% |
Massachusetts | $930 | -$234 | -20.1% |
Michigan | $2,020 | $856 | 73.5% |
Minnesota | $974 | -$190 | -16.3% |
Mississippi | $1,392 | $228 | 19.6% |
Missouri | $1,032 | -$132 | -11.3% |
Montana | $1,250 | $86 | 7.4% |
Nebraska | $918 | -$246 | -21.1% |
Nevada | $1,396 | $232 | 19.9% |
New Hampshire | $840 | -$324 | -27.8% |
New Jersey | $1,302 | $138 | 11.9% |
New Mexico | $1,032 | -$132 | -11.3% |
New York | $1,226 | $62 | 5.3% |
North Carolina | $668 | -$496 | -42.6% |
North Dakota | $952 | -$212 | -18.2% |
Ohio | $804 | -$360 | -30.9% |
Oklahoma | $1,196 | $32 | 2.7% |
Oregon | $1,066 | -$98 | -8.4% |
Pennsylvania | $1,110 | -$54 | -4.6% |
Rhode Island | $1,554 | $390 | 33.5% |
South Carolina | $1,054 | -$110 | -9.5% |
South Dakota | $982 | -$182 | -15.6% |
Tennessee | $1,020 | -$144 | -12.4% |
Texas | $1,402 | $238 | 20.4% |
Utah | $862 | -$302 | -25.9% |
Vermont | $796 | -$368 | -31.6% |
Virginia | $698 | -$466 | -40.0% |
Washington | $902 | -$262 | -22.5% |
West Virginia | $1,066 | -$98 | -8.4% |
Wisconsin | $806 | -$358 | -30.8% |
Wyoming | $1,036 | -$128 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $370 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Hyundai Santa Fe GLS 2WD | $1,078 | $90 |
Hyundai Santa Fe GLS 4WD | $1,136 | $95 |
Hyundai Santa Fe SE 2WD | $1,136 | $95 |
Hyundai Santa Fe Limited 2WD | $1,164 | $97 |
Hyundai Santa Fe SE 4WD | $1,164 | $97 |
Hyundai Santa Fe Limited 4WD | $1,220 | $102 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
2023 Hyundai Santa Fe | $280 | $542 | $390 | $1,370 |
2022 Hyundai Santa Fe | $270 | $536 | $398 | $1,362 |
2021 Hyundai Santa Fe | $260 | $524 | $416 | $1,358 |
2020 Hyundai Santa Fe | $250 | $502 | $430 | $1,340 |
2019 Hyundai Santa Fe | $238 | $484 | $442 | $1,322 |
2018 Hyundai Santa Fe | $228 | $450 | $452 | $1,288 |
2017 Hyundai Santa Fe | $218 | $424 | $456 | $1,256 |
2016 Hyundai Santa Fe | $210 | $380 | $460 | $1,208 |
2015 Hyundai Santa Fe | $196 | $350 | $460 | $1,164 |
2013 Hyundai Santa Fe | $184 | $306 | $474 | $1,122 |
Rates are averaged for all Hyundai Santa Fe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Hyundai Santa Fe Insurance
Saving money on insurance for a Hyundai Santa Fe takes not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
The following is a review of the primary concepts that were touched on above.
- You may be able to save around $140 per year just by quoting online in advance
- Drivers considered higher risk who have several accidents or serious violations will likely pay on average $1,360 more per year for Santa Fe insurance
- Increasing deductibles can save approximately $350 each year
- Teens are expensive to insure, as much as $382 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,584 |
20 | $2,696 |
30 | $1,196 |
40 | $1,164 |
50 | $1,066 |
60 | $1,046 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,402 |
$250 | $1,292 |
$500 | $1,164 |
$1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,164 |
50/100 | $1,312 |
100/300 | $1,427 |
250/500 | $1,726 |
100 CSL | $1,358 |
300 CSL | $1,611 |
500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,496 |
20 | $4,298 |
30 | $2,562 |
40 | $2,524 |
50 | $2,416 |
60 | $2,394 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $60 |
Multi-vehicle | $63 |
Homeowner | $19 |
5-yr Accident Free | $79 |
5-yr Claim Free | $75 |
Paid in Full/EFT | $48 |
Advance Quote | $55 |
Online Quote | $80 |
Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area