Hyundai Sonata Hybrid Insurance Rates

Average insurance prices for a Hyundai Sonata Hybrid are $1,256 every 12 months including full coverage. Comprehensive costs an estimated $202 each year, collision insurance costs $340, and liability insurance costs $534. A policy with just liability insurance costs as little as $588 a year, and coverage for high-risk drivers costs around $2,720. Teenage drivers receive the highest rates at up to $5,004 a year.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Sonata Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

These examples highlight why all drivers should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Hyundai Sonata Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $746
• Drivers who choose higher $1,000 deductibles will pay approximately $124 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,256
• Using low deductibles for comprehensive and collision insurance increases the price to $1,492
• High risk drivers who are prone to accidents and violations could pay up to $2,720
• The cost to insure a teen driver can cost as much as $5,004 a year

View Chart as Image

Insurance rates for a Hyundai Sonata Hybrid can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $360 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Hyundai Sonata Hybrid insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Hyundai Sonata Hybrid Insurance

Saving money on Hyundai Sonata Hybrid insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following list is a condensed summary of the coverage data presented in the illustrations above.

• You may be able to save approximately $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $350 each year
• Drivers age 16 to 20 are expensive to insure, as much as $417 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,460 more annually than a safer driver