Hyundai Sonata Hybrid Insurance Rates

Average insurance rates for a Hyundai Sonata Hybrid are $1,274 a year for full coverage. Comprehensive insurance costs approximately $206 each year, collision insurance costs $364, and liability coverage costs $524. Buying just liability costs as little as $580 a year, and insurance for high-risk drivers costs $2,766 or more. Teens receive the highest rates at up to $5,058 a year.

Average premium for full coverage: $1,274

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Sonata Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

These examples show why all drivers should compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Hyundai Sonata Hybrid insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $754
• Drivers who choose higher $1,000 deductibles will pay $128 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,274
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $252 each year
• High-risk insureds with serious driving violations could pay around $2,766
• The cost that insures a teenage driver can cost $5,058 a year

View Chart as Image

Auto insurance rates for a Hyundai Sonata Hybrid can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,500 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live makes a big difference in Hyundai Sonata Hybrid insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $471 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Hyundai Sonata Hybrid Insurance

Saving money on auto insurance not only requires being a good driver, but also maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Compare rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save around $150 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,490 more per year than a safer driver
• Increasing deductibles can save approximately $375 each year
• Drivers age 16 to 20 have the highest car insurance rates, costing as high as $422 per month if the policy includes full coverage