Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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The average insurance prices for a Hyundai Veracruz are $968 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $182, collision insurance costs $244, and liability coverage costs $406. A liability-only policy costs as little as $450 a year, and high-risk insurance costs $2,076 or more. Teens cost the most to insure at up to $3,780 a year.
Average premium for full coverage: $968
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Veracruz models.
Price Range Variability
Using a 40-year-old driver as an example, Hyundai Veracruz insurance rates range from the cheapest price of $450 for just liability coverage to the much higher price of $2,076 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.
The examples above illustrate why everyone should compare rates for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Hyundai Veracruz insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $581
- Drivers who choose higher $1,000 deductibles will pay approximately $98 each year
- The average price for a good driver age 40 who has $500 deductibles is $968
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $184 each year
- High-risk insureds with serious driving violations could pay up to $2,076
- Policy cost to insure a teenage driver for full coverage can cost as much as $3,780 a year
Car insurance rates for a Hyundai Veracruz also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $290 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,100 to $1,600 extra every year, depending on your age. Hyundai Veracruz insurance for high-risk drivers can cost around 42% to 127% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,310 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $872 | -$96 | -9.9% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $802 | -$166 | -17.1% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $922 | -$46 | -4.8% |
| Connecticut | $990 | $22 | 2.3% |
| Delaware | $1,094 | $126 | 13.0% |
| Florida | $1,208 | $240 | 24.8% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $654 | -$314 | -32.4% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $730 | -$238 | -24.6% |
| Iowa | $650 | -$318 | -32.9% |
| Kansas | $916 | -$52 | -5.4% |
| Kentucky | $1,318 | $350 | 36.2% |
| Louisiana | $1,430 | $462 | 47.7% |
| Maine | $596 | -$372 | -38.4% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $770 | -$198 | -20.5% |
| Michigan | $1,676 | $708 | 73.1% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,158 | $190 | 19.6% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $856 | -$112 | -11.6% |
| New York | $1,018 | $50 | 5.2% |
| North Carolina | $556 | -$412 | -42.6% |
| North Dakota | $792 | -$176 | -18.2% |
| Ohio | $666 | -$302 | -31.2% |
| Oklahoma | $990 | $22 | 2.3% |
| Oregon | $884 | -$84 | -8.7% |
| Pennsylvania | $920 | -$48 | -5.0% |
| Rhode Island | $1,288 | $320 | 33.1% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $816 | -$152 | -15.7% |
| Tennessee | $846 | -$122 | -12.6% |
| Texas | $1,164 | $196 | 20.2% |
| Utah | $714 | -$254 | -26.2% |
| Vermont | $660 | -$308 | -31.8% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $746 | -$222 | -22.9% |
| West Virginia | $884 | -$84 | -8.7% |
| Wisconsin | $666 | -$302 | -31.2% |
| Wyoming | $860 | -$108 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $930 | $78 |
| Hyundai Veracruz GLS AWD | $952 | $79 |
| Hyundai Veracruz Limited 2WD | $990 | $83 |
| Hyundai Veracruz Limited AWD | $990 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $186 | $268 | $402 | $992 |
| 2011 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2010 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Hyundai Veracruz Insurance
Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and possibly higher deductibles. Set aside time to shop around every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The following items are a condensed summary of the coverage data raised in the charts and tables above.
- It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $315 each month if the policy includes full coverage
- Drivers with multiple at-fault accidents could be forced to pay on average $1,110 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,780 |
| 20 | $2,200 |
| 30 | $990 |
| 40 | $968 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,152 |
| $250 | $1,068 |
| $500 | $968 |
| $1,000 | $870 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,071 |
| 100/300 | $1,173 |
| 250/500 | $1,437 |
| 100 CSL | $1,112 |
| 300 CSL | $1,335 |
| 500 CSL | $1,498 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,502 |
| 30 | $2,102 |
| 40 | $2,076 |
| 50 | $1,980 |
| 60 | $1,960 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $51 |
| Homeowner | $16 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $37 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $387 |
Discounts are estimated and may not be available from every company or in every state.
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