Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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U.S. average insurance prices for a Hyundai Veracruz are $968 every 12 months for full coverage. Comprehensive costs an estimated $182 each year, collision costs $244, and liability coverage costs $406. Liability-only insurance costs as little as $450 a year, with high-risk driver insurance costing around $2,076. Teen drivers pay the highest rates at $3,780 a year or more.
Average premium for full coverage: $968
Price estimates broken down by individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Veracruz models.
Price Range from Low to High
For a 40-year-old driver, Hyundai Veracruz insurance prices go from the cheapest price of $450 for minimum levels of liability insurance to a high rate of $2,076 for a high-risk insurance policy.
Geographic Price Range
Your location has a large influence on insurance rates. More rural locations have more infrequent accident claims than larger metro areas.
The graphic below illustrates how your location can change insurance prices.
The ranges above show why all drivers should compare rates for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Hyundai Veracruz insurance rates for other coverage scenarios.
- The lowest rate with discounts is $581
- Drivers who choose higher $1,000 deductibles will pay approximately $98 a year
- The average price for the average middle-age driver who has $500 deductibles is $968
- Choosing low deductibles for comprehensive and collision insurance increases the price to $1,152
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,076 or more
- The price to insure a teenage driver can cost as much as $3,780 a year
Car insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Choosing high deductibles could save up to $290 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $3,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 127% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or as much as $1,380 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $872 | -$96 | -9.9% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $802 | -$166 | -17.1% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $922 | -$46 | -4.8% |
| Connecticut | $990 | $22 | 2.3% |
| Delaware | $1,094 | $126 | 13.0% |
| Florida | $1,208 | $240 | 24.8% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $654 | -$314 | -32.4% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $730 | -$238 | -24.6% |
| Iowa | $650 | -$318 | -32.9% |
| Kansas | $916 | -$52 | -5.4% |
| Kentucky | $1,318 | $350 | 36.2% |
| Louisiana | $1,430 | $462 | 47.7% |
| Maine | $596 | -$372 | -38.4% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $770 | -$198 | -20.5% |
| Michigan | $1,676 | $708 | 73.1% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,158 | $190 | 19.6% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $856 | -$112 | -11.6% |
| New York | $1,018 | $50 | 5.2% |
| North Carolina | $556 | -$412 | -42.6% |
| North Dakota | $792 | -$176 | -18.2% |
| Ohio | $666 | -$302 | -31.2% |
| Oklahoma | $990 | $22 | 2.3% |
| Oregon | $884 | -$84 | -8.7% |
| Pennsylvania | $920 | -$48 | -5.0% |
| Rhode Island | $1,288 | $320 | 33.1% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $816 | -$152 | -15.7% |
| Tennessee | $846 | -$122 | -12.6% |
| Texas | $1,164 | $196 | 20.2% |
| Utah | $714 | -$254 | -26.2% |
| Vermont | $660 | -$308 | -31.8% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $746 | -$222 | -22.9% |
| West Virginia | $884 | -$84 | -8.7% |
| Wisconsin | $666 | -$302 | -31.2% |
| Wyoming | $860 | -$108 | -11.2% |
Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $930 | $78 |
| Hyundai Veracruz GLS AWD | $952 | $79 |
| Hyundai Veracruz Limited 2WD | $990 | $83 |
| Hyundai Veracruz Limited AWD | $990 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $186 | $268 | $402 | $992 |
| 2011 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2010 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Hyundai Veracruz Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest the time to shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a quick rundown of the car insurance concepts illustrated above.
- Drivers with reckless driving or DUI convictions pay on average $1,110 more annually for car insurance
- Drivers can save approximately $110 per year simply by quoting online in advance
- Increasing physical damage deductibles could save as much as $275 each year
- Consumers who want higher liability limits will pay about $450 each year to go from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,780 |
| 20 | $2,200 |
| 30 | $990 |
| 40 | $968 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,152 |
| $250 | $1,068 |
| $500 | $968 |
| $1,000 | $870 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,071 |
| 100/300 | $1,173 |
| 250/500 | $1,437 |
| 100 CSL | $1,112 |
| 300 CSL | $1,335 |
| 500 CSL | $1,498 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,502 |
| 30 | $2,102 |
| 40 | $2,076 |
| 50 | $1,980 |
| 60 | $1,960 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $51 |
| Homeowner | $16 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $37 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $387 |
Discounts are estimated and may not be available from every company or in every state.
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