Hyundai Veracruz Insurance Rates
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UPDATED: May 3, 2024
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The average insurance prices for a Hyundai Veracruz are $930 every 12 months with full coverage. Comprehensive costs around $170 a year, collision costs $222, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $1,998. Teenage drivers cost the most to insure at $3,664 a year or more.
Average premium for full coverage: $930
Policy rates for type of insurance:
Includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Veracruz trim levels.
Price Range Variability
Using a middle-aged driver as an example, Hyundai Veracruz insurance rates go from the cheapest price of $446 for basic liability insurance to a high of $1,998 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.
The diagram below illustrates how where you live affects auto insurance rates.
The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The best discount rate is $561
- Drivers who choose higher $1,000 deductibles will pay about $840 annually
- The average price for a good driver age 40 using $500 deductibles is $930
- Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,100
- High risk drivers who are prone to accidents and violations could pay at least $1,998 or more
- Policy cost to insure a teen driver can be $3,664 a year
Car insurance rates for a Hyundai Veracruz also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Using high physical damage deductibles could save up to $260 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $3,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,250 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$88 | -9.5% |
| Alaska | $712 | -$218 | -23.4% |
| Arizona | $770 | -$160 | -17.2% |
| Arkansas | $930 | -$0 | 0.0% |
| California | $1,060 | $130 | 14.0% |
| Colorado | $886 | -$44 | -4.7% |
| Connecticut | $954 | $24 | 2.6% |
| Delaware | $1,050 | $120 | 12.9% |
| Florida | $1,160 | $230 | 24.7% |
| Georgia | $860 | -$70 | -7.5% |
| Hawaii | $668 | -$262 | -28.2% |
| Idaho | $628 | -$302 | -32.5% |
| Illinois | $692 | -$238 | -25.6% |
| Indiana | $702 | -$228 | -24.5% |
| Iowa | $626 | -$304 | -32.7% |
| Kansas | $882 | -$48 | -5.2% |
| Kentucky | $1,268 | $338 | 36.3% |
| Louisiana | $1,376 | $446 | 48.0% |
| Maine | $574 | -$356 | -38.3% |
| Maryland | $768 | -$162 | -17.4% |
| Massachusetts | $742 | -$188 | -20.2% |
| Michigan | $1,612 | $682 | 73.3% |
| Minnesota | $778 | -$152 | -16.3% |
| Mississippi | $1,114 | $184 | 19.8% |
| Missouri | $824 | -$106 | -11.4% |
| Montana | $998 | $68 | 7.3% |
| Nebraska | $732 | -$198 | -21.3% |
| Nevada | $1,114 | $184 | 19.8% |
| New Hampshire | $670 | -$260 | -28.0% |
| New Jersey | $1,040 | $110 | 11.8% |
| New Mexico | $822 | -$108 | -11.6% |
| New York | $978 | $48 | 5.2% |
| North Carolina | $536 | -$394 | -42.4% |
| North Dakota | $762 | -$168 | -18.1% |
| Ohio | $640 | -$290 | -31.2% |
| Oklahoma | $952 | $22 | 2.4% |
| Oregon | $852 | -$78 | -8.4% |
| Pennsylvania | $886 | -$44 | -4.7% |
| Rhode Island | $1,238 | $308 | 33.1% |
| South Carolina | $844 | -$86 | -9.2% |
| South Dakota | $786 | -$144 | -15.5% |
| Tennessee | $812 | -$118 | -12.7% |
| Texas | $1,120 | $190 | 20.4% |
| Utah | $688 | -$242 | -26.0% |
| Vermont | $634 | -$296 | -31.8% |
| Virginia | $558 | -$372 | -40.0% |
| Washington | $716 | -$214 | -23.0% |
| West Virginia | $852 | -$78 | -8.4% |
| Wisconsin | $642 | -$288 | -31.0% |
| Wyoming | $826 | -$104 | -11.2% |
Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $896 | $75 |
| Hyundai Veracruz GLS AWD | $918 | $77 |
| Hyundai Veracruz Limited 2WD | $950 | $79 |
| Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Hyundai Veracruz Insurance
Finding cheaper rates on Hyundai Veracruz insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at least once a year by getting quotes from direct companies, and also from several local insurance agents.
The following list is a recap of the primary concepts that were touched on in the above illustrations.
- You may be able to save up to $110 per year simply by quoting early and online
- High-risk drivers that have major violations or accidents pay on average $1,070 more every year than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $250 each year
- Drivers age 16 to 20 are the costliest to insure, as much as $305 each month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,664 |
| 20 | $2,116 |
| 30 | $950 |
| 40 | $930 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,100 |
| $250 | $1,022 |
| $500 | $930 |
| $1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $930 |
| 50/100 | $1,030 |
| 100/300 | $1,131 |
| 250/500 | $1,392 |
| 100 CSL | $1,071 |
| 300 CSL | $1,292 |
| 500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,176 |
| 20 | $3,368 |
| 30 | $2,020 |
| 40 | $1,998 |
| 50 | $1,904 |
| 60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $35 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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