Insurance for Hyundai Vehicles

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The table below shows estimated insurance rates for popular Hyundai vehicles. More models are linked at the bottom of this page

Insurance Rates for Hyundai Vehicles
Vehicle Model Annual Premium Monthly Premium
Hyundai Accent $1,358 $113
Hyundai Azera $1,478 $123
Hyundai Elantra $1,372 $114
Hyundai G80 $1,636 $136
Hyundai G90 $1,650 $138
Hyundai Genesis $1,664 $139
Hyundai Ioniq $1,310 $109
Hyundai Ioniq 5 $1,620 $135
Hyundai Ioniq 6 $1,524 $127
Hyundai Ioniq Electric $1,446 $121
Hyundai Ioniq Hybrid $1,400 $117
Hyundai Kona $1,232 $103
Hyundai Palisade $1,594 $133
Hyundai Santa Cruz $1,486 $124
Hyundai Santa Fe $1,386 $116
Hyundai Sonata $1,426 $119
Hyundai Sonata Hybrid $1,548 $129
Hyundai Tucson $1,294 $108
Hyundai Veloster $1,440 $120
Hyundai Veracruz $1,306 $109
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Hyundai vehicles
Column chart showing average insurance prices for Hyundai vehicles range from $850 to $5,458 for full coverage

The chart above uses the data from all Hyundai models in the table above to demonstrate how different rating information can impact auto insurance prices.

Insurance rates for a Hyundai can vary considerably based on the trim level of your Veracruz, your driving record, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,400 a year.

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 135% more than a normal policy.

View Chart as Image

Hyundai insurance by risk and age

Using high physical damage deductibles can save as much as $650 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more per year

View Chart as Image

Hyundai insurance by deductible and liability limit

Where you live plays a big part in determining prices for Hyundai insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,960 on average in Montana, Michigan, and New Jersey.

Hyundai Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,346 -$146 -9.8%
Alaska $1,146 -$346 -23.2%
Arizona $1,236 -$256 -17.2%
Arkansas $1,492 -$0 0.0%
California $1,698 $206 13.8%
Colorado $1,424 -$68 -4.6%
Connecticut $1,532 $40 2.7%
Delaware $1,690 $198 13.3%
Florida $1,866 $374 25.1%
Georgia $1,378 -$114 -7.6%
Hawaii $1,070 -$422 -28.3%
Idaho $1,010 -$482 -32.3%
Illinois $1,112 -$380 -25.5%
Indiana $1,122 -$370 -24.8%
Iowa $1,006 -$486 -32.6%
Kansas $1,418 -$74 -5.0%
Kentucky $2,034 $542 36.3%
Louisiana $2,208 $716 48.0%
Maine $920 -$572 -38.3%
Maryland $1,230 -$262 -17.6%
Massachusetts $1,194 -$298 -20.0%
Michigan $2,590 $1,098 73.6%
Minnesota $1,248 -$244 -16.4%
Mississippi $1,786 $294 19.7%
Missouri $1,322 -$170 -11.4%
Montana $1,602 $110 7.4%
Nebraska $1,176 -$316 -21.2%
Nevada $1,788 $296 19.8%
New Hampshire $1,074 -$418 -28.0%
New Jersey $1,666 $174 11.7%
New Mexico $1,320 -$172 -11.5%
New York $1,570 $78 5.2%
North Carolina $858 -$634 -42.5%
North Dakota $1,220 -$272 -18.2%
Ohio $1,030 -$462 -31.0%
Oklahoma $1,532 $40 2.7%
Oregon $1,366 -$126 -8.4%
Pennsylvania $1,424 -$68 -4.6%
Rhode Island $1,990 $498 33.4%
South Carolina $1,352 -$140 -9.4%
South Dakota $1,258 -$234 -15.7%
Tennessee $1,308 -$184 -12.3%
Texas $1,796 $304 20.4%
Utah $1,104 -$388 -26.0%
Vermont $1,022 -$470 -31.5%
Virginia $894 -$598 -40.1%
Washington $1,152 -$340 -22.8%
West Virginia $1,368 -$124 -8.3%
Wisconsin $1,032 -$460 -30.8%
Wyoming $1,328 -$164 -11.0%

With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Additional Hyundai Vehicles


U.S. averages for full coverage Hyundai vehicle insurance

Average Policy Cost $1,492
Comprehensive Premium $336
Collision Premium $626
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Hyundai models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Hyundai Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,446
30 $1,564
40 $1,492
50 $1,362
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,718
$500 $1,492
$1,000 $1,272

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,808
20 $5,478
30 $3,306
40 $3,228
50 $3,078
60 $3,050

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $75
Online Quote $107
Total Discounts $642
Rate after discounts $850

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles