Infiniti FX35 Insurance Rates

The average insurance rates for an Infiniti FX35 are $1,048 a year with full coverage. Comprehensive costs an estimated $166 a year, collision costs $198, and liability is estimated at $504. Liability-only coverage costs approximately $564 a year, with high-risk coverage costing around $2,246. 16-year-old drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,048

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and FX35 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Infiniti FX35 insurance rates for other coverage scenarios.

• The best full coverage rate is $647
• Choosing higher $1,000 deductibles can save approximately $964 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,048
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,206
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,246 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,260 each year

View Chart as Image

Insurance rates for an Infiniti FX35 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Infiniti FX35 insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Utah, Ohio, and New Hampshire, or at least $1,420 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $250 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $453 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 127% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Infiniti FX35 Insurance

Finding cheaper rates on insurance for an Infiniti FX35 takes being a low-risk driver, having a good credit history, not filing small claims, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a summary of the information touched on above.

• You may be able to save approximately $110 per year simply by quoting early and online
• Teen drivers are expensive to insure, as much as $355 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,200 more annually to insure their FX35
• Insureds who want more liability coverage will pay around $550 every year to raise limits from a 30/60 limit to 250/500 limits