Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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The average auto insurance rates for a Jaguar XE are $1,534 annually including full coverage. Comprehensive insurance costs approximately $310, collision insurance costs $610, and liability costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs $3,346 or more. Teenage drivers cost the most to insure at up to $5,758 a year.
Average premium for full coverage: $1,534
Policy rates by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all XE models.
Price Range Variability
Using a middle-aged driver as an example, Jaguar XE insurance rates range from as cheap as $508 for basic liability insurance to the much higher price of $3,346 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.
The examples above highlight why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Jaguar XE insurance rates for additional coverage and risk scenarios.
- The best discount rate is $869
- Drivers who choose higher $1,000 deductibles will pay $208 every year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,534
- Using pricier low deductibles for comprehensive and collision insurance costs an additional $410 annually
- Drivers who are prone to accidents and violations could pay around $3,346
- Policy cost with full coverage for a 16-year-old driver for full coverage can cost $5,758 a year
Auto insurance rates for a Jaguar XE also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,800 to $2,500 in extra premium every year, depending on your age. Jaguar XE insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $620 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Jaguar XE insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,190 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,388 | -$146 | -9.5% |
| Alaska | $1,178 | -$356 | -23.2% |
| Arizona | $1,274 | -$260 | -16.9% |
| Arkansas | $1,534 | -$0 | 0.0% |
| California | $1,750 | $216 | 14.1% |
| Colorado | $1,468 | -$66 | -4.3% |
| Connecticut | $1,580 | $46 | 3.0% |
| Delaware | $1,738 | $204 | 13.3% |
| Florida | $1,922 | $388 | 25.3% |
| Georgia | $1,416 | -$118 | -7.7% |
| Hawaii | $1,104 | -$430 | -28.0% |
| Idaho | $1,038 | -$496 | -32.3% |
| Illinois | $1,146 | -$388 | -25.3% |
| Indiana | $1,156 | -$378 | -24.6% |
| Iowa | $1,036 | -$498 | -32.5% |
| Kansas | $1,458 | -$76 | -5.0% |
| Kentucky | $2,096 | $562 | 36.6% |
| Louisiana | $2,272 | $738 | 48.1% |
| Maine | $948 | -$586 | -38.2% |
| Maryland | $1,266 | -$268 | -17.5% |
| Massachusetts | $1,228 | -$306 | -19.9% |
| Michigan | $2,668 | $1,134 | 73.9% |
| Minnesota | $1,286 | -$248 | -16.2% |
| Mississippi | $1,840 | $306 | 19.9% |
| Missouri | $1,362 | -$172 | -11.2% |
| Montana | $1,650 | $116 | 7.6% |
| Nebraska | $1,210 | -$324 | -21.1% |
| Nevada | $1,840 | $306 | 19.9% |
| New Hampshire | $1,106 | -$428 | -27.9% |
| New Jersey | $1,716 | $182 | 11.9% |
| New Mexico | $1,360 | -$174 | -11.3% |
| New York | $1,618 | $84 | 5.5% |
| North Carolina | $884 | -$650 | -42.4% |
| North Dakota | $1,256 | -$278 | -18.1% |
| Ohio | $1,060 | -$474 | -30.9% |
| Oklahoma | $1,576 | $42 | 2.7% |
| Oregon | $1,406 | -$128 | -8.3% |
| Pennsylvania | $1,464 | -$70 | -4.6% |
| Rhode Island | $2,048 | $514 | 33.5% |
| South Carolina | $1,392 | -$142 | -9.3% |
| South Dakota | $1,296 | -$238 | -15.5% |
| Tennessee | $1,344 | -$190 | -12.4% |
| Texas | $1,850 | $316 | 20.6% |
| Utah | $1,138 | -$396 | -25.8% |
| Vermont | $1,052 | -$482 | -31.4% |
| Virginia | $920 | -$614 | -40.0% |
| Washington | $1,188 | -$346 | -22.6% |
| West Virginia | $1,406 | -$128 | -8.3% |
| Wisconsin | $1,062 | -$472 | -30.8% |
| Wyoming | $1,368 | -$166 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2023 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2022 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2021 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2020 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2019 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2018 Jaguar XE | $310 | $610 | $456 | $1,534 |
| 2017 Jaguar XE | $298 | $548 | $460 | $1,464 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Jaguar XE Insurance
Finding cheaper rates on insurance for a Jaguar XE not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a summary of the ideas that were touched on in the above illustrations.
- Teenagers have the highest car insurance rates, with premiums being up to $480 each month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,810 more per year for car insurance
- Increasing comprehensive and collision deductibles could save up to $625 each year
- You may be able to save around $190 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,758 |
| 20 | $3,568 |
| 30 | $1,602 |
| 40 | $1,534 |
| 50 | $1,402 |
| 60 | $1,376 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,944 |
| $250 | $1,754 |
| $500 | $1,534 |
| $1,000 | $1,326 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,534 |
| 50/100 | $1,625 |
| 100/300 | $1,739 |
| 250/500 | $2,036 |
| 100 CSL | $1,671 |
| 300 CSL | $1,922 |
| 500 CSL | $2,104 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,234 |
| 20 | $5,690 |
| 30 | $3,418 |
| 40 | $3,346 |
| 50 | $3,194 |
| 60 | $3,168 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $82 |
| Homeowner | $23 |
| 5-yr Accident Free | $116 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $110 |
| Total Discounts | $665 |
Discounts are estimated and may not be available from every company or in every state.
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