Jaguar XE Insurance Rates

U.S. average insurance rates for a Jaguar XE are $1,534 a year with full coverage. Comprehensive insurance costs an estimated $310 each year, collision insurance costs $610, and liability insurance is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs $3,346 or more. Teens pay the highest rates at up to $5,758 a year.

Average premium for full coverage: $1,534

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and XE models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why all drivers should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Jaguar XE insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $869
• Choosing higher $1,000 deductibles can save approximately $208 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,534
• Selecting low deductibles for comp and collision coverage will cost an additional $410 a year
• High-risk insureds with serious driving violations could pay up to $3,346
• The price that insures a teen driver can cost as much as $5,758 each year

View Chart as Image

Insurance prices for a Jaguar XE are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,800 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,070 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $620 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Jaguar XE Insurance

Getting lower rates on Jaguar XE insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.

The following list is a quick rundown of the ideas that were covered above.

• Drivers age 16 to 20 are expensive to insure, costing up to $480 a month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,810 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $625 each year
• You may be able to save approximately $190 per year just by quoting online in advance