Jaguar XE Insurance Rates

The average insurance rates for a Jaguar XE are $1,534 a year for full coverage. Comprehensive costs an estimated $310 a year, collision costs $610, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, with high-risk coverage costing around $3,346. Teenage drivers cost the most to insure at $5,758 a year or more.

Average premium for full coverage: $1,534

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and XE trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above show why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Jaguar XE insurance rates for other coverage scenarios.

• The best discount rate is $869
• Using higher $1,000 deductibles will save approximately $1,326 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,534
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,944
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,346 or more
• Policy cost that insures a teenage driver can cost as much as $5,758 or more

View Chart as Image

Insurance rates for a Jaguar XE also range considerably based on the trim level of your XE, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,700 a year. View Rates by Age

Your home state has a huge impact on Jaguar XE insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,190 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $620 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied.

How to Find More Affordable Jaguar XE Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at every policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the data covered in the above illustrations.

• Consumers who want more liability coverage will pay an extra $500 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save approximately $190 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $625 each year
• Teen drivers are expensive to insure, costing up to $480 each month if comprehensive and collision insurance is included