Jaguar XE Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 29, 2024

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Estimated insurance rates for a Jaguar XE are $1,582 a year including full coverage. Comprehensive costs an estimated $324 each year, collision insurance costs $648, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs around $3,448. 16-year-old drivers pay the most at up to $5,904 a year.

Average premium for full coverage: $1,582

Premium estimates broken down by type of coverage:

Comprehensive $324
Collision $648
Liability $452

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and XE models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Jaguar XE range from the low end price of $504 for basic liability insurance to a high rate of $3,448 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,582
High Risk $3,448

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,187
Small Cities $1,661
Large Cities $2,136

These rate differences highlight why all drivers should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Jaguar XE insurance rates for other coverage scenarios.

  • The best full coverage rate is $894
  • Choosing higher $1,000 deductibles can save approximately $220 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,582
  • Buying low deductibles for comp and collision coverage bumps up the cost to $2,014
  • Drivers with multiple tickets or accidents could pay up to $3,448
  • An auto insurance policy that insures a teenage driver can cost as much as $5,904 each year

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance rates range from $894 to $5,904 for full coverage

Insurance prices for a Jaguar XE also have a wide range based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,210 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,260 on average in Louisiana, New York, and Michigan.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,430 -$152 -9.6%
Alaska $1,214 -$368 -23.3%
Arizona $1,312 -$270 -17.1%
Arkansas $1,582 -$0 0.0%
California $1,802 $220 13.9%
Colorado $1,512 -$70 -4.4%
Connecticut $1,626 $44 2.8%
Delaware $1,790 $208 13.1%
Florida $1,978 $396 25.0%
Georgia $1,458 -$124 -7.8%
Hawaii $1,136 -$446 -28.2%
Idaho $1,072 -$510 -32.2%
Illinois $1,180 -$402 -25.4%
Indiana $1,190 -$392 -24.8%
Iowa $1,066 -$516 -32.6%
Kansas $1,504 -$78 -4.9%
Kentucky $2,158 $576 36.4%
Louisiana $2,342 $760 48.0%
Maine $976 -$606 -38.3%
Maryland $1,306 -$276 -17.4%
Massachusetts $1,264 -$318 -20.1%
Michigan $2,748 $1,166 73.7%
Minnesota $1,322 -$260 -16.4%
Mississippi $1,894 $312 19.7%
Missouri $1,404 -$178 -11.3%
Montana $1,698 $116 7.3%
Nebraska $1,246 -$336 -21.2%
Nevada $1,898 $316 20.0%
New Hampshire $1,142 -$440 -27.8%
New Jersey $1,768 $186 11.8%
New Mexico $1,400 -$182 -11.5%
New York $1,664 $82 5.2%
North Carolina $912 -$670 -42.4%
North Dakota $1,294 -$288 -18.2%
Ohio $1,094 -$488 -30.8%
Oklahoma $1,624 $42 2.7%
Oregon $1,448 -$134 -8.5%
Pennsylvania $1,508 -$74 -4.7%
Rhode Island $2,110 $528 33.4%
South Carolina $1,434 -$148 -9.4%
South Dakota $1,336 -$246 -15.5%
Tennessee $1,386 -$196 -12.4%
Texas $1,906 $324 20.5%
Utah $1,172 -$410 -25.9%
Vermont $1,084 -$498 -31.5%
Virginia $946 -$636 -40.2%
Washington $1,222 -$360 -22.8%
West Virginia $1,448 -$134 -8.5%
Wisconsin $1,094 -$488 -30.8%
Wyoming $1,410 -$172 -10.9%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $660 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $418 $812 $372 $1,760
2023 Jaguar XE $398 $780 $390 $1,726
2022 Jaguar XE $382 $774 $398 $1,712
2021 Jaguar XE $368 $756 $416 $1,698
2020 Jaguar XE $356 $724 $430 $1,668
2019 Jaguar XE $336 $698 $442 $1,634
2018 Jaguar XE $324 $648 $452 $1,582
2017 Jaguar XE $310 $610 $456 $1,534

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Jaguar XE Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Comparison shop every other policy renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The points below are a review of the ideas that were raised in the charts and tables above.

  • Drivers under the age of 20 are charged the highest prices, with the cost nearing $492 per month if full coverage is included
  • Drivers who have several accidents or serious violations could be charged and average of $1,870 more annually to insure a Jaguar XE
  • Increasing policy deductibles can save approximately $650 each year
  • You may be able to save approximately $200 per year just by quoting online in advance

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,904
20 $3,680
30 $1,652
40 $1,582
50 $1,446
60 $1,420

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,014
$250 $1,812
$500 $1,582
$1,000 $1,362

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,582
50/100 $1,672
100/300 $1,785
250/500 $2,079
100 CSL $1,718
300 CSL $1,966
500 CSL $2,147

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,452
20 $5,870
30 $3,526
40 $3,448
50 $3,294
60 $3,266

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $85
Homeowner $23
5-yr Accident Free $121
5-yr Claim Free $104
Paid in Full/EFT $75
Advance Quote $81
Online Quote $114
Total Discounts $688
Rate after discounts $894

Discounts are estimated and may not be available from every company or in every state.

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