Jaguar XE Insurance Rates

Estimated insurance rates for a Jaguar XE are $1,534 a year including full coverage. Comprehensive insurance costs on average $310 a year, collision insurance costs $610, and liability coverage costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $3,346 or more. Teenage drivers pay the most at up to $5,758 a year.

Average premium for full coverage: $1,534

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and XE trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Jaguar XE insurance rates for different risk profiles and scenarios.

• The best discount rate is $869
• Using higher $1,000 deductibles will save around $1,326 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,534
• Using low $100 deductibles for physical damage coverage will cost an extra $410 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,346
• An auto insurance policy for full coverage for a teenage driver may cost $5,758 or more

View Chart as Image

Insurance prices for a Jaguar XE also have a wide range based on your driving characteristics, the model of your XE, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XE insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,190 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $620 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Jaguar XE Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit history, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at every policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief summary of the data illustrated above.

• Consumers who require additional liability coverage will pay an extra $500 per year to increase from 30/60 bodily injury limits to 250/500 limits
• You may be able to save as much as $190 per year just by quoting early and online
• Increasing policy deductibles can save around $625 each year
• 16 to 18-year-old drivers pay higher prices, with the cost nearing $480 per month including comprehensive and collision insurance