Jaguar XE Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Jaguar XE are $1,582 annually for full coverage. Comprehensive costs an estimated $324 each year, collision costs $648, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, with insurance for high-risk drivers costing around $3,448. Teen drivers receive the highest rates at $5,904 a year or more.
Average premium for full coverage: $1,582
Rate estimates broken down by individual coverage type:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and XE models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $504 for just liability coverage to a high rate of $3,448 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas.
The graphic below illustrates how your location can change insurance prices.
These examples show why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Jaguar XE insurance rates for other coverage scenarios.
- The lowest rate with discounts is $894
- Choosing higher $1,000 deductibles can save approximately $220 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,582
- Choosing low deductibles for comp and collision coverage will cost $2,014
- High-risk insureds with multiple violations and an at-fault accident could pay up to $3,448 or more
- The cost with full coverage for a teen driver can cost as much as $5,904 each year
Auto insurance rates for a Jaguar XE can also vary considerably based on the trim level of your XE, your driver profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,500 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,900 to $2,600 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $660 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Iowa, Maine, and Idaho, or as much as $2,260 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,214 | -$368 | -23.3% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,512 | -$70 | -4.4% |
| Connecticut | $1,626 | $44 | 2.8% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,458 | -$124 | -7.8% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,072 | -$510 | -32.2% |
| Illinois | $1,180 | -$402 | -25.4% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,066 | -$516 | -32.6% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,342 | $760 | 48.0% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,306 | -$276 | -17.4% |
| Massachusetts | $1,264 | -$318 | -20.1% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,894 | $312 | 19.7% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,142 | -$440 | -27.8% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,664 | $82 | 5.2% |
| North Carolina | $912 | -$670 | -42.4% |
| North Dakota | $1,294 | -$288 | -18.2% |
| Ohio | $1,094 | -$488 | -30.8% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,508 | -$74 | -4.7% |
| Rhode Island | $2,110 | $528 | 33.4% |
| South Carolina | $1,434 | -$148 | -9.4% |
| South Dakota | $1,336 | -$246 | -15.5% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,906 | $324 | 20.5% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,084 | -$498 | -31.5% |
| Virginia | $946 | -$636 | -40.2% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,448 | -$134 | -8.5% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,410 | -$172 | -10.9% |
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $418 | $812 | $372 | $1,760 |
| 2023 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2022 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2021 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2020 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2019 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2018 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2017 Jaguar XE | $310 | $610 | $456 | $1,534 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Jaguar XE Insurance
Saving money on Jaguar XE insurance takes being safe and accident-free, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
Below you'll find a brief summary of the data illustrated above.
- Drivers who want more liability protection will pay about $500 each year to raise limits from a minimum limit to higher 250/500 limits
- Drivers can save approximately $200 per year simply by quoting online in advance
- Increasing deductibles could save up to $650 each year
- Youthful drivers are the costliest to insure, costing as high as $492 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,904 |
| 20 | $3,680 |
| 30 | $1,652 |
| 40 | $1,582 |
| 50 | $1,446 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,014 |
| $250 | $1,812 |
| $500 | $1,582 |
| $1,000 | $1,362 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,672 |
| 100/300 | $1,785 |
| 250/500 | $2,079 |
| 100 CSL | $1,718 |
| 300 CSL | $1,966 |
| 500 CSL | $2,147 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,452 |
| 20 | $5,870 |
| 30 | $3,526 |
| 40 | $3,448 |
| 50 | $3,294 |
| 60 | $3,266 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $688 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
