Jaguar XF Insurance Rates

U.S. average insurance rates for a Jaguar XF are $1,220 a year for full coverage insurance. Comprehensive costs approximately $234, collision insurance costs $354, and liability insurance costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,630. Teenage drivers pay the highest rates at up to $4,720 a year.

Average premium for full coverage: $1,220

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different XF trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jaguar XF insurance rates for additional coverage and risk scenarios.

• The best discount rate is $720
• Drivers who choose higher $1,000 deductibles will pay $134 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,220
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,476
• High risk drivers who are prone to accidents and violations could pay around $2,630
• The price that insures a teen driver with full coverage can cost $4,720 a year

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Insurance prices for a Jaguar XF are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in makes a big difference in Jaguar XF insurance rates. A 40-year-old driver could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles could save up to $390 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XF Insurance

Getting lower rates on Jaguar XF insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a quick review of the information covered above.

• It is possible to save around $140 per year just by shopping early and online
• Teenage drivers are the costliest to insure, as much as $393 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $400 each year
• High-risk drivers with a DUI or reckless driving violation could be charged and average of $1,410 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay an extra $520 annually to go from a low limit to the 250/500 level