Jaguar XK Insurance Rates
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UPDATED: May 27, 2024
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U.S. average insurance prices for a Jaguar XK are $1,398 every 12 months for full coverage. Comprehensive insurance costs around $290 a year, collision costs $472, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $3,020 or more. Teens pay the highest rates at $5,286 a year or more.
Average premium for full coverage: $1,398
Price estimates for individual coverage:
Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and XK trim levels.
Price Range from Low to High
For the normal driver, Jaguar XK insurance prices go from the cheapest price of $526 for minimum levels of liability insurance to a high of $3,020 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance rates.
The ranges above show why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Jaguar XK insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $811
- Choosing higher $1,000 deductibles can save about $1,224 a year
- The average price for the average middle-age driver using $500 deductibles is $1,398
- Selecting low $100 deductibles for comp and collision coverage costs an extra $334 annually
- Higher-risk drivers with serious driving violations could pay at least $3,020 or more
- The price to insure a 16-year-old driver can be $5,286 each year
Car insurance prices for a Jaguar XK are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $510 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 136% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,990 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$134 | -9.6% |
| Alaska | $1,072 | -$326 | -23.3% |
| Arizona | $1,160 | -$238 | -17.0% |
| Arkansas | $1,398 | -$0 | 0.0% |
| California | $1,594 | $196 | 14.0% |
| Colorado | $1,336 | -$62 | -4.4% |
| Connecticut | $1,436 | $38 | 2.7% |
| Delaware | $1,582 | $184 | 13.2% |
| Florida | $1,748 | $350 | 25.0% |
| Georgia | $1,290 | -$108 | -7.7% |
| Hawaii | $1,002 | -$396 | -28.3% |
| Idaho | $946 | -$452 | -32.3% |
| Illinois | $1,042 | -$356 | -25.5% |
| Indiana | $1,052 | -$346 | -24.7% |
| Iowa | $942 | -$456 | -32.6% |
| Kansas | $1,330 | -$68 | -4.9% |
| Kentucky | $1,906 | $508 | 36.3% |
| Louisiana | $2,068 | $670 | 47.9% |
| Maine | $862 | -$536 | -38.3% |
| Maryland | $1,152 | -$246 | -17.6% |
| Massachusetts | $1,118 | -$280 | -20.0% |
| Michigan | $2,428 | $1,030 | 73.7% |
| Minnesota | $1,170 | -$228 | -16.3% |
| Mississippi | $1,674 | $276 | 19.7% |
| Missouri | $1,240 | -$158 | -11.3% |
| Montana | $1,502 | $104 | 7.4% |
| Nebraska | $1,102 | -$296 | -21.2% |
| Nevada | $1,676 | $278 | 19.9% |
| New Hampshire | $1,008 | -$390 | -27.9% |
| New Jersey | $1,562 | $164 | 11.7% |
| New Mexico | $1,238 | -$160 | -11.4% |
| New York | $1,472 | $74 | 5.3% |
| North Carolina | $806 | -$592 | -42.3% |
| North Dakota | $1,144 | -$254 | -18.2% |
| Ohio | $966 | -$432 | -30.9% |
| Oklahoma | $1,436 | $38 | 2.7% |
| Oregon | $1,280 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$64 | -4.6% |
| Rhode Island | $1,864 | $466 | 33.3% |
| South Carolina | $1,266 | -$132 | -9.4% |
| South Dakota | $1,180 | -$218 | -15.6% |
| Tennessee | $1,224 | -$174 | -12.4% |
| Texas | $1,686 | $288 | 20.6% |
| Utah | $1,034 | -$364 | -26.0% |
| Vermont | $956 | -$442 | -31.6% |
| Virginia | $836 | -$562 | -40.2% |
| Washington | $1,080 | -$318 | -22.7% |
| West Virginia | $1,280 | -$118 | -8.4% |
| Wisconsin | $968 | -$430 | -30.8% |
| Wyoming | $1,246 | -$152 | -10.9% |
Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each auto insurer calculates prices differently, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,390 | $116 |
| Jaguar XK 2-Dr Convertible | $1,390 | $116 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $342 | $638 | $460 | $1,598 |
| 2014 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2013 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2012 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2011 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2010 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Jaguar XK Insurance
Getting lower rates on insurance for a Jaguar XK takes being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a brief recap of the primary concepts that were presented in the illustrations above.
- Drivers can save up to $170 per year simply by quoting early and online
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,620 more every year than a safer driver
- Increasing physical damage deductibles could save as much as $500 each year
- Drivers age 16 to 20 are the costliest to insure, with premiums as much as $441 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,286 |
| 20 | $3,204 |
| 30 | $1,450 |
| 40 | $1,398 |
| 50 | $1,278 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,578 |
| $500 | $1,398 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,398 |
| 50/100 | $1,486 |
| 100/300 | $1,605 |
| 250/500 | $1,916 |
| 100 CSL | $1,533 |
| 300 CSL | $1,796 |
| 500 CSL | $1,988 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,530 |
| 20 | $5,110 |
| 30 | $3,078 |
| 40 | $3,020 |
| 50 | $2,886 |
| 60 | $2,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $99 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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