Jaguar XK Insurance Rates
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UPDATED: May 27, 2024
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Average auto insurance rates for a Jaguar XK are $1,398 annually with full coverage. Comprehensive insurance costs on average $290 each year, collision costs $472, and liability coverage costs around $478. Buying just liability costs as low as $526 a year, with insurance for high-risk drivers costing $3,020 or more. Teen drivers receive the highest rates at $5,286 a year or more.
Average premium for full coverage: $1,398
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and XK models.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $526 for just liability insurance to a high rate of $3,020 for a policy for a high-risk driver.
Price Range by Location
Where you live has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas.
The graphic below illustrates how location impacts car insurance rates.
These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Jaguar XK insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $811
- Using higher $1,000 deductibles will save around $174 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,398
- Choosing low deductibles for physical damage coverage costs an additional $334 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,020 or more
- The cost with full coverage for a teenage driver may cost $5,286 or more
Auto insurance rates for a Jaguar XK can also vary considerably based on the trim level of your XK, your driving record, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $510 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,890 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$134 | -9.6% |
| Alaska | $1,072 | -$326 | -23.3% |
| Arizona | $1,160 | -$238 | -17.0% |
| Arkansas | $1,398 | -$0 | 0.0% |
| California | $1,594 | $196 | 14.0% |
| Colorado | $1,336 | -$62 | -4.4% |
| Connecticut | $1,436 | $38 | 2.7% |
| Delaware | $1,582 | $184 | 13.2% |
| Florida | $1,748 | $350 | 25.0% |
| Georgia | $1,290 | -$108 | -7.7% |
| Hawaii | $1,002 | -$396 | -28.3% |
| Idaho | $946 | -$452 | -32.3% |
| Illinois | $1,042 | -$356 | -25.5% |
| Indiana | $1,052 | -$346 | -24.7% |
| Iowa | $942 | -$456 | -32.6% |
| Kansas | $1,330 | -$68 | -4.9% |
| Kentucky | $1,906 | $508 | 36.3% |
| Louisiana | $2,068 | $670 | 47.9% |
| Maine | $862 | -$536 | -38.3% |
| Maryland | $1,152 | -$246 | -17.6% |
| Massachusetts | $1,118 | -$280 | -20.0% |
| Michigan | $2,428 | $1,030 | 73.7% |
| Minnesota | $1,170 | -$228 | -16.3% |
| Mississippi | $1,674 | $276 | 19.7% |
| Missouri | $1,240 | -$158 | -11.3% |
| Montana | $1,502 | $104 | 7.4% |
| Nebraska | $1,102 | -$296 | -21.2% |
| Nevada | $1,676 | $278 | 19.9% |
| New Hampshire | $1,008 | -$390 | -27.9% |
| New Jersey | $1,562 | $164 | 11.7% |
| New Mexico | $1,238 | -$160 | -11.4% |
| New York | $1,472 | $74 | 5.3% |
| North Carolina | $806 | -$592 | -42.3% |
| North Dakota | $1,144 | -$254 | -18.2% |
| Ohio | $966 | -$432 | -30.9% |
| Oklahoma | $1,436 | $38 | 2.7% |
| Oregon | $1,280 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$64 | -4.6% |
| Rhode Island | $1,864 | $466 | 33.3% |
| South Carolina | $1,266 | -$132 | -9.4% |
| South Dakota | $1,180 | -$218 | -15.6% |
| Tennessee | $1,224 | -$174 | -12.4% |
| Texas | $1,686 | $288 | 20.6% |
| Utah | $1,034 | -$364 | -26.0% |
| Vermont | $956 | -$442 | -31.6% |
| Virginia | $836 | -$562 | -40.2% |
| Washington | $1,080 | -$318 | -22.7% |
| West Virginia | $1,280 | -$118 | -8.4% |
| Wisconsin | $968 | -$430 | -30.8% |
| Wyoming | $1,246 | -$152 | -10.9% |
With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK 2-Dr Coupe | $1,296 | $108 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,390 | $116 |
| Jaguar XK 2-Dr Convertible | $1,390 | $116 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $342 | $638 | $460 | $1,598 |
| 2014 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2013 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2012 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2011 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2010 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Jaguar XK Insurance
Saving money on auto insurance requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below you'll find a summary of the coverage data touched on above.
- You may be able to save as much as $170 per year simply by quoting online in advance
- Increasing deductibles could save up to $500 each year
- Youthful drivers are charged the highest rates, with premiums as much as $441 per month if full coverage is included
- Drivers who have multiple accidents or major violations pay an average of $1,620 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,286 |
| 20 | $3,204 |
| 30 | $1,450 |
| 40 | $1,398 |
| 50 | $1,278 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,578 |
| $500 | $1,398 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,398 |
| 50/100 | $1,486 |
| 100/300 | $1,605 |
| 250/500 | $1,916 |
| 100 CSL | $1,533 |
| 300 CSL | $1,796 |
| 500 CSL | $1,988 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,530 |
| 20 | $5,110 |
| 30 | $3,078 |
| 40 | $3,020 |
| 50 | $2,886 |
| 60 | $2,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $99 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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