Jeep Cherokee Insurance Rates

Average insurance rates for a Jeep Cherokee are $1,610 a year for full coverage insurance. Comprehensive costs approximately $308 a year, collision insurance costs $582, and liability coverage costs around $520. A liability-only policy costs as low as $592 a year, and high-risk insurance costs around $3,488. Teenage drivers receive the highest rates at up to $6,130 a year.

Average premium for full coverage: $1,610

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Cherokee trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Jeep Cherokee insurance rates for additional coverage and risk scenarios.

• The best discount rate is $932
• Using higher $1,000 deductibles will save $1,408 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,610
• Using low $100 deductibles for physical damage coverage bumps up the cost to $2,002
• Higher-risk drivers who are prone to accidents and violations could pay around $3,488
• The cost that insures a teenage driver can cost $6,130 or more

View Chart as Image

Insurance rates for a Jeep Cherokee can also vary considerably based on the trim level of your Cherokee, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $6,100 a year. View Rates by Age

Where you live has a huge impact on Jeep Cherokee insurance rates. A driver around age 40 might see rates as low as $1,050 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,170 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $600 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Jeep Cherokee Insurance

Saving money on auto insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a review of the car insurance concepts covered in the charts and tables above.

• Drivers who have several accidents or serious violations could be charged and average of $1,880 more per year than a low-risk driver
• It is possible to save around $190 per year just by quoting early and online
• Increasing deductibles can save approximately $600 each year
• Consumers who purchase more liability protection will pay an extra $570 annually to increase from a minimum limit to the 250/500 level