Jeep Commander Insurance Rates
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UPDATED: Apr 7, 2024
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Average auto insurance rates for a Jeep Commander are $966 annually including full coverage. Comprehensive insurance costs around $168 a year, collision insurance costs $188, and liability insurance costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs $2,066 or more. Teenage drivers receive the highest rates at up to $3,876 a year.
Average premium for full coverage: $966
Rate estimates for individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Commander trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $504 for the bare minimum liability coverage to a high of $2,066 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a significant impact on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.
These examples highlight why it is important to compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Jeep Commander insurance rates for additional coverage choices and driver risks.
- The best discount rate is $593
- Drivers who choose higher $1,000 deductibles will pay about $886 every year
- The estimated rate for a 40-year-old driver using $500 deductibles is $966
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $156 a year
- High risk drivers who are prone to accidents and violations could pay at least $2,066
- The cost with full coverage for a teen driver can be $3,876 a year
Auto insurance rates for a Jeep Commander can also vary considerably based on the trim level of your Commander, your driving characteristics, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $3,800 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at least $1,100 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $240 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Jeep Commander insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,380 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $874 | -$92 | -9.5% |
| Alaska | $742 | -$224 | -23.2% |
| Arizona | $802 | -$164 | -17.0% |
| Arkansas | $966 | -$0 | 0.0% |
| California | $1,102 | $136 | 14.1% |
| Colorado | $924 | -$42 | -4.3% |
| Connecticut | $996 | $30 | 3.1% |
| Delaware | $1,094 | $128 | 13.3% |
| Florida | $1,210 | $244 | 25.3% |
| Georgia | $892 | -$74 | -7.7% |
| Hawaii | $696 | -$270 | -28.0% |
| Idaho | $654 | -$312 | -32.3% |
| Illinois | $720 | -$246 | -25.5% |
| Indiana | $728 | -$238 | -24.6% |
| Iowa | $652 | -$314 | -32.5% |
| Kansas | $920 | -$46 | -4.8% |
| Kentucky | $1,320 | $354 | 36.6% |
| Louisiana | $1,432 | $466 | 48.2% |
| Maine | $596 | -$370 | -38.3% |
| Maryland | $798 | -$168 | -17.4% |
| Massachusetts | $772 | -$194 | -20.1% |
| Michigan | $1,680 | $714 | 73.9% |
| Minnesota | $810 | -$156 | -16.1% |
| Mississippi | $1,158 | $192 | 19.9% |
| Missouri | $858 | -$108 | -11.2% |
| Montana | $1,038 | $72 | 7.5% |
| Nebraska | $762 | -$204 | -21.1% |
| Nevada | $1,160 | $194 | 20.1% |
| New Hampshire | $698 | -$268 | -27.7% |
| New Jersey | $1,080 | $114 | 11.8% |
| New Mexico | $858 | -$108 | -11.2% |
| New York | $1,018 | $52 | 5.4% |
| North Carolina | $558 | -$408 | -42.2% |
| North Dakota | $792 | -$174 | -18.0% |
| Ohio | $668 | -$298 | -30.8% |
| Oklahoma | $994 | $28 | 2.9% |
| Oregon | $884 | -$82 | -8.5% |
| Pennsylvania | $922 | -$44 | -4.6% |
| Rhode Island | $1,290 | $324 | 33.5% |
| South Carolina | $874 | -$92 | -9.5% |
| South Dakota | $816 | -$150 | -15.5% |
| Tennessee | $848 | -$118 | -12.2% |
| Texas | $1,168 | $202 | 20.9% |
| Utah | $716 | -$250 | -25.9% |
| Vermont | $664 | -$302 | -31.3% |
| Virginia | $580 | -$386 | -40.0% |
| Washington | $748 | -$218 | -22.6% |
| West Virginia | $886 | -$80 | -8.3% |
| Wisconsin | $668 | -$298 | -30.8% |
| Wyoming | $862 | -$104 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $926 | $77 |
| Jeep Commander Sport 4WD | $950 | $79 |
| Jeep Commander Limited 2WD | $984 | $82 |
| Jeep Commander Limited 4WD | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Jeep Commander Insurance
Saving money on Jeep Commander insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and possibly raising deductibles. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a brief summary of the ideas that were touched on in this article.
- Drivers under the age of 20 are expensive to insure, as much as $323 per month if full coverage is included
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,100 more every year to insure a Jeep Commander
- Increasing deductibles could save up to $225 each year
- You may be able to save up to $110 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,876 |
| 20 | $2,194 |
| 30 | $984 |
| 40 | $966 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,122 |
| $250 | $1,052 |
| $500 | $966 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $966 |
| 50/100 | $1,074 |
| 100/300 | $1,187 |
| 250/500 | $1,481 |
| 100 CSL | $1,120 |
| 300 CSL | $1,368 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,450 |
| 20 | $3,488 |
| 30 | $2,082 |
| 40 | $2,066 |
| 50 | $1,976 |
| 60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $65 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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