Jeep Commander Insurance Rates
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UPDATED: Apr 7, 2024
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U.S. average insurance rates for a Jeep Commander are $966 a year for full coverage insurance. Comprehensive costs around $168, collision costs $188, and liability costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing around $2,066. Teen drivers pay the highest rates at $3,876 a year or more.
Average premium for full coverage: $966
Price estimates for individual coverage:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Commander models.
Price Range from Low to High
For a driver in their 40's, Jeep Commander insurance prices go from the low end price of $504 for liability-only coverage to the much higher price of $2,066 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas.
The example below illustrates how location helps determine auto insurance rates.
The ranges above illustrate why everyone should compare prices for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Jeep Commander insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $593
- Using higher $1,000 deductibles will save about $80 each year
- The estimated price for the average middle-age driver using $500 deductibles is $966
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,122
- Drivers with multiple violations and an at-fault accident could pay at least $2,066 or more
- The price that insures a teen driver for full coverage can be $3,876 or more
Insurance prices for a Jeep Commander are also quite variable based on the model of your Commander, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,100 to $1,600 additional each year, depending on your age. Jeep Commander insurance for high-risk drivers can be as much as 41% to 127% more than average. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $3,800 a year. View Rates by Age
The state you live in has a huge impact on Jeep Commander insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,310 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $874 | -$92 | -9.5% |
| Alaska | $742 | -$224 | -23.2% |
| Arizona | $802 | -$164 | -17.0% |
| Arkansas | $966 | -$0 | 0.0% |
| California | $1,102 | $136 | 14.1% |
| Colorado | $924 | -$42 | -4.3% |
| Connecticut | $996 | $30 | 3.1% |
| Delaware | $1,094 | $128 | 13.3% |
| Florida | $1,210 | $244 | 25.3% |
| Georgia | $892 | -$74 | -7.7% |
| Hawaii | $696 | -$270 | -28.0% |
| Idaho | $654 | -$312 | -32.3% |
| Illinois | $720 | -$246 | -25.5% |
| Indiana | $728 | -$238 | -24.6% |
| Iowa | $652 | -$314 | -32.5% |
| Kansas | $920 | -$46 | -4.8% |
| Kentucky | $1,320 | $354 | 36.6% |
| Louisiana | $1,432 | $466 | 48.2% |
| Maine | $596 | -$370 | -38.3% |
| Maryland | $798 | -$168 | -17.4% |
| Massachusetts | $772 | -$194 | -20.1% |
| Michigan | $1,680 | $714 | 73.9% |
| Minnesota | $810 | -$156 | -16.1% |
| Mississippi | $1,158 | $192 | 19.9% |
| Missouri | $858 | -$108 | -11.2% |
| Montana | $1,038 | $72 | 7.5% |
| Nebraska | $762 | -$204 | -21.1% |
| Nevada | $1,160 | $194 | 20.1% |
| New Hampshire | $698 | -$268 | -27.7% |
| New Jersey | $1,080 | $114 | 11.8% |
| New Mexico | $858 | -$108 | -11.2% |
| New York | $1,018 | $52 | 5.4% |
| North Carolina | $558 | -$408 | -42.2% |
| North Dakota | $792 | -$174 | -18.0% |
| Ohio | $668 | -$298 | -30.8% |
| Oklahoma | $994 | $28 | 2.9% |
| Oregon | $884 | -$82 | -8.5% |
| Pennsylvania | $922 | -$44 | -4.6% |
| Rhode Island | $1,290 | $324 | 33.5% |
| South Carolina | $874 | -$92 | -9.5% |
| South Dakota | $816 | -$150 | -15.5% |
| Tennessee | $848 | -$118 | -12.2% |
| Texas | $1,168 | $202 | 20.9% |
| Utah | $716 | -$250 | -25.9% |
| Vermont | $664 | -$302 | -31.3% |
| Virginia | $580 | -$386 | -40.0% |
| Washington | $748 | -$218 | -22.6% |
| West Virginia | $886 | -$80 | -8.3% |
| Wisconsin | $668 | -$298 | -30.8% |
| Wyoming | $862 | -$104 | -10.8% |
Choosing high deductibles could cut prices by as much as $240 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $926 | $77 |
| Jeep Commander Sport 4WD | $950 | $79 |
| Jeep Commander Limited 2WD | $984 | $82 |
| Jeep Commander Limited 4WD | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Jeep Commander Insurance
Getting lower rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Shop around every other policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The following items are a quick review of the ideas that were covered in the charts and tables above.
- 16 to 18-year-old drivers are charged the highest prices, as much as $323 a month if comprehensive and collision insurance is included
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,100 more every year than a driver with a clean driving record
- Increasing physical damage deductibles can save approximately $225 each year
- It is possible to save up to $110 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,876 |
| 20 | $2,194 |
| 30 | $984 |
| 40 | $966 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,122 |
| $250 | $1,052 |
| $500 | $966 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $966 |
| 50/100 | $1,074 |
| 100/300 | $1,187 |
| 250/500 | $1,481 |
| 100 CSL | $1,120 |
| 300 CSL | $1,368 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,450 |
| 20 | $3,488 |
| 30 | $2,082 |
| 40 | $2,066 |
| 50 | $1,976 |
| 60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $65 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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