Jeep Compass Insurance Rates
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UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
Estimated insurance rates for a Jeep Compass are $1,268 a year for full coverage insurance. Comprehensive insurance costs approximately $238 each year, collision costs $430, and liability coverage is estimated at $442. Liability-only insurance costs approximately $496 a year, with high-risk driver insurance costing $2,752 or more. Teens pay the most at $4,882 a year or more.
Average premium for full coverage: $1,268
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Compass models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Jeep Compass go from as low as $496 for minimum levels of liability insurance to a high rate of $2,752 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects auto insurance prices.
These rate differences illustrate why all drivers should get quotes using their specific location and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Jeep Compass insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $736
- Choosing higher $1,000 deductibles can save $152 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,268
- Selecting low deductibles for comp and collision coverage will cost an extra $294 each year
- Drivers with serious driving violations could pay around $2,752 or more
- An auto insurance policy for full coverage for a teenage driver can cost $4,882 each year
Insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,148 | -$120 | -9.5% |
| Alaska | $974 | -$294 | -23.2% |
| Arizona | $1,054 | -$214 | -16.9% |
| Arkansas | $1,268 | -$0 | 0.0% |
| California | $1,444 | $176 | 13.9% |
| Colorado | $1,212 | -$56 | -4.4% |
| Connecticut | $1,304 | $36 | 2.8% |
| Delaware | $1,436 | $168 | 13.2% |
| Florida | $1,586 | $318 | 25.1% |
| Georgia | $1,172 | -$96 | -7.6% |
| Hawaii | $912 | -$356 | -28.1% |
| Idaho | $858 | -$410 | -32.3% |
| Illinois | $944 | -$324 | -25.6% |
| Indiana | $954 | -$314 | -24.8% |
| Iowa | $854 | -$414 | -32.6% |
| Kansas | $1,206 | -$62 | -4.9% |
| Kentucky | $1,732 | $464 | 36.6% |
| Louisiana | $1,880 | $612 | 48.3% |
| Maine | $782 | -$486 | -38.3% |
| Maryland | $1,048 | -$220 | -17.4% |
| Massachusetts | $1,016 | -$252 | -19.9% |
| Michigan | $2,204 | $936 | 73.8% |
| Minnesota | $1,060 | -$208 | -16.4% |
| Mississippi | $1,520 | $252 | 19.9% |
| Missouri | $1,124 | -$144 | -11.4% |
| Montana | $1,362 | $94 | 7.4% |
| Nebraska | $1,000 | -$268 | -21.1% |
| Nevada | $1,520 | $252 | 19.9% |
| New Hampshire | $912 | -$356 | -28.1% |
| New Jersey | $1,418 | $150 | 11.8% |
| New Mexico | $1,124 | -$144 | -11.4% |
| New York | $1,338 | $70 | 5.5% |
| North Carolina | $730 | -$538 | -42.4% |
| North Dakota | $1,038 | -$230 | -18.1% |
| Ohio | $878 | -$390 | -30.8% |
| Oklahoma | $1,304 | $36 | 2.8% |
| Oregon | $1,162 | -$106 | -8.4% |
| Pennsylvania | $1,210 | -$58 | -4.6% |
| Rhode Island | $1,692 | $424 | 33.4% |
| South Carolina | $1,148 | -$120 | -9.5% |
| South Dakota | $1,072 | -$196 | -15.5% |
| Tennessee | $1,112 | -$156 | -12.3% |
| Texas | $1,528 | $260 | 20.5% |
| Utah | $940 | -$328 | -25.9% |
| Vermont | $868 | -$400 | -31.5% |
| Virginia | $760 | -$508 | -40.1% |
| Washington | $982 | -$286 | -22.6% |
| West Virginia | $1,162 | -$106 | -8.4% |
| Wisconsin | $878 | -$390 | -30.8% |
| Wyoming | $1,132 | -$136 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Compass Sport 2WD | $1,194 | $100 |
| Jeep Compass Sport 4WD | $1,230 | $103 |
| Jeep Compass Limited 2WD | $1,268 | $106 |
| Jeep Compass Limited 4WD | $1,306 | $109 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Compass | $294 | $500 | $372 | $1,324 |
| 2023 Jeep Compass | $280 | $482 | $390 | $1,310 |
| 2022 Jeep Compass | $270 | $478 | $398 | $1,304 |
| 2021 Jeep Compass | $260 | $466 | $416 | $1,300 |
| 2020 Jeep Compass | $250 | $446 | $430 | $1,284 |
| 2019 Jeep Compass | $238 | $430 | $442 | $1,268 |
| 2018 Jeep Compass | $228 | $400 | $452 | $1,238 |
| 2017 Jeep Compass | $218 | $376 | $456 | $1,208 |
| 2016 Jeep Compass | $210 | $338 | $460 | $1,166 |
| 2012 Jeep Compass | $172 | $252 | $474 | $1,056 |
| 2011 Jeep Compass | $166 | $228 | $478 | $1,030 |
| 2007 Jeep Compass | $140 | $166 | $460 | $924 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Jeep Compass Insurance
Finding better rates on auto insurance takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a brief review of the ideas that were presented in the illustrations above.
- Drivers age 16 to 20 are the costliest to insure, with premiums being up to $407 per month including comprehensive and collision insurance
- Drivers with DUI or reckless driving convictions may pay on average $1,480 more per year than a safer driver
- Increasing policy deductibles can save around $450 each year
- It is possible to save around $150 per year simply by quoting online in advance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $2,936 |
| 30 | $1,312 |
| 40 | $1,268 |
| 50 | $1,162 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,562 |
| $250 | $1,426 |
| $500 | $1,268 |
| $1,000 | $1,116 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,268 |
| 50/100 | $1,394 |
| 100/300 | $1,505 |
| 250/500 | $1,792 |
| 100 CSL | $1,439 |
| 300 CSL | $1,682 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,942 |
| 20 | $4,680 |
| 30 | $2,800 |
| 40 | $2,752 |
| 50 | $2,630 |
| 60 | $2,606 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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