Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,238 a year for full coverage. Comprehensive insurance costs approximately $228 a year, collision costs $400, and liability is $452. A policy with just liability insurance costs around $504 a year, with coverage for high-risk drivers costing $2,680 or more. 16-year-old drivers pay the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Compass trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $724
• Raising to $1,000 deductibles will save $1,096 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,238
• Buying low $100 deductibles will cost an extra $276 every year
• At-risk drivers with multiple tickets or accidents could pay around $2,680 or more
• The price for full coverage for a teen driver can cost $4,788

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on your driving record, the trim level of your Compass, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in also has a big influence on Jeep Compass insurance prices. A middle-age driver might find prices as low as $820 a year in states like Iowa, Maine, and Idaho, or at least $1,770 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Compass Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a brief summary of the concepts that were illustrated above.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,440 more per year for car insurance
• Teenagers are expensive to insure, with premiums as much as $399 a month for full coverage
• Drivers can save around $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Drivers can save around $150 per year simply by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.