Jeep Compass Insurance Rates
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UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
U.S. average insurance prices for a Jeep Compass are $1,268 every 12 months including full coverage. Comprehensive costs around $238 a year, collision insurance costs $430, and liability coverage is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs around $2,752. Teen drivers pay the highest rates at up to $4,882 a year.
Average premium for full coverage: $1,268
Price estimates for individual coverage:
Includes $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Compass trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Jeep Compass insurance prices range from the cheapest price of $496 for just the minimum liability insurance to a high of $2,752 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.
The ranges above highlight why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Jeep Compass insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $736
- Raising to $1,000 deductibles will save about $1,116 every year
- The average price for the average middle-age driver using $500 deductibles is $1,268
- Choosing low $100 deductibles increases the price to $1,562
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,752
- The price to insure a teenage driver can be $4,882
Auto insurance prices for a Jeep Compass are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles can reduce prices by up to $450 a year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Jeep Compass insurance rates. A middle-age driver might find prices as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,810 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,148 | -$120 | -9.5% |
Alaska | $974 | -$294 | -23.2% |
Arizona | $1,054 | -$214 | -16.9% |
Arkansas | $1,268 | -$0 | 0.0% |
California | $1,444 | $176 | 13.9% |
Colorado | $1,212 | -$56 | -4.4% |
Connecticut | $1,304 | $36 | 2.8% |
Delaware | $1,436 | $168 | 13.2% |
Florida | $1,586 | $318 | 25.1% |
Georgia | $1,172 | -$96 | -7.6% |
Hawaii | $912 | -$356 | -28.1% |
Idaho | $858 | -$410 | -32.3% |
Illinois | $944 | -$324 | -25.6% |
Indiana | $954 | -$314 | -24.8% |
Iowa | $854 | -$414 | -32.6% |
Kansas | $1,206 | -$62 | -4.9% |
Kentucky | $1,732 | $464 | 36.6% |
Louisiana | $1,880 | $612 | 48.3% |
Maine | $782 | -$486 | -38.3% |
Maryland | $1,048 | -$220 | -17.4% |
Massachusetts | $1,016 | -$252 | -19.9% |
Michigan | $2,204 | $936 | 73.8% |
Minnesota | $1,060 | -$208 | -16.4% |
Mississippi | $1,520 | $252 | 19.9% |
Missouri | $1,124 | -$144 | -11.4% |
Montana | $1,362 | $94 | 7.4% |
Nebraska | $1,000 | -$268 | -21.1% |
Nevada | $1,520 | $252 | 19.9% |
New Hampshire | $912 | -$356 | -28.1% |
New Jersey | $1,418 | $150 | 11.8% |
New Mexico | $1,124 | -$144 | -11.4% |
New York | $1,338 | $70 | 5.5% |
North Carolina | $730 | -$538 | -42.4% |
North Dakota | $1,038 | -$230 | -18.1% |
Ohio | $878 | -$390 | -30.8% |
Oklahoma | $1,304 | $36 | 2.8% |
Oregon | $1,162 | -$106 | -8.4% |
Pennsylvania | $1,210 | -$58 | -4.6% |
Rhode Island | $1,692 | $424 | 33.4% |
South Carolina | $1,148 | -$120 | -9.5% |
South Dakota | $1,072 | -$196 | -15.5% |
Tennessee | $1,112 | -$156 | -12.3% |
Texas | $1,528 | $260 | 20.5% |
Utah | $940 | -$328 | -25.9% |
Vermont | $868 | -$400 | -31.5% |
Virginia | $760 | -$508 | -40.1% |
Washington | $982 | -$286 | -22.6% |
West Virginia | $1,162 | -$106 | -8.4% |
Wisconsin | $878 | -$390 | -30.8% |
Wyoming | $1,132 | -$136 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jeep Compass Sport 2WD | $1,194 | $100 |
Jeep Compass Sport 4WD | $1,230 | $103 |
Jeep Compass Limited 2WD | $1,268 | $106 |
Jeep Compass Limited 4WD | $1,306 | $109 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jeep Compass | $294 | $500 | $372 | $1,324 |
2023 Jeep Compass | $280 | $482 | $390 | $1,310 |
2022 Jeep Compass | $270 | $478 | $398 | $1,304 |
2021 Jeep Compass | $260 | $466 | $416 | $1,300 |
2020 Jeep Compass | $250 | $446 | $430 | $1,284 |
2019 Jeep Compass | $238 | $430 | $442 | $1,268 |
2018 Jeep Compass | $228 | $400 | $452 | $1,238 |
2017 Jeep Compass | $218 | $376 | $456 | $1,208 |
2016 Jeep Compass | $210 | $338 | $460 | $1,166 |
2012 Jeep Compass | $172 | $252 | $474 | $1,056 |
2011 Jeep Compass | $166 | $228 | $478 | $1,030 |
2007 Jeep Compass | $140 | $166 | $460 | $924 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Jeep Compass Insurance
Getting lower rates on auto insurance consists of not taking risks behind the wheel, having a good credit score, being claim-free, and possibly raising deductibles. Take the time to comparison shop once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following is a recap of the data that was touched on in the above illustrations.
- You may be able to save up to $150 per year just by quoting early and online
- Consumers who may need higher liability limits will pay about $490 per year to raise from a low limit to a 250/500 level
- Teens are expensive to insure, possibly costing $407 a month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents could be forced to pay on average $1,480 more every year for Compass insurance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,882 |
20 | $2,936 |
30 | $1,312 |
40 | $1,268 |
50 | $1,162 |
60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,562 |
$250 | $1,426 |
$500 | $1,268 |
$1,000 | $1,116 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,268 |
50/100 | $1,394 |
100/300 | $1,505 |
250/500 | $1,792 |
100 CSL | $1,439 |
300 CSL | $1,682 |
500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,942 |
20 | $4,680 |
30 | $2,800 |
40 | $2,752 |
50 | $2,630 |
60 | $2,606 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $67 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $90 |
5-yr Claim Free | $82 |
Paid in Full/EFT | $55 |
Advance Quote | $61 |
Online Quote | $89 |
Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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