Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,428 a year including full coverage. Comprehensive costs around $306 a year, collision costs $566, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $3,096. Teen drivers pay the most at $5,310 a year or more.

Average premium for full coverage: $1,428

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Grand Cherokee trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why it is important to compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Jeep Grand Cherokee insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $818
• Raising to $1,000 deductibles will save about $1,232 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,428
• Choosing low $100 deductibles bumps up the cost to $1,814
• At-risk drivers with multiple violations and an at-fault accident could pay at least $3,096 or more
• An auto insurance policy that insures a teen driver can be $5,310

View Chart as Image

Insurance prices for a Jeep Grand Cherokee also have a wide range based on the trim level of your Grand Cherokee, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Jeep Grand Cherokee insurance prices. A middle-age driver might find prices as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,040 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $590 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Grand Cherokee Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, refrain from filing small claims, and insuring your home and auto with the same company. Shop around every other policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief summary of the ideas that were touched on in this article.

• Drivers under the age of 20 pay higher prices, with the cost nearing $443 per month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,670 more every year to insure a Jeep Grand Cherokee
• Increasing policy deductibles can save approximately $575 each year
• You may be able to save up to $170 per year simply by quoting early and online