Jeep Grand Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Jeep Grand Wagoneer are $1,718 annually with full coverage. Comprehensive insurance costs on average $320, collision costs $930, and liability coverage is $332. Liability-only insurance costs around $388 a year, with high-risk driver insurance costing $3,814 or more. 16-year-old drivers cost the most to insure at $6,316 a year or more.
Average premium for full coverage: $1,718
Policy rates by type of insurance:
Price estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Grand Wagoneer models.
Price Range Variability
For a driver around age 40, Jeep Grand Wagoneer insurance rates go from as cheap as $388 for minimum levels of liability insurance to the much higher price of $3,814 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on car insurance rates.
The examples above demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $921
- Raising to $1,000 deductibles will save around $282 annually
- The estimated rate for a good driver age 40 with $500 deductibles is $1,718
- Buying pricier low deductibles costs an additional $566 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $3,814 or more
- Policy cost with full coverage for a teenage driver for full coverage may cost $6,316
Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay upwards of $6,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $2,100 to $2,900 in extra premium every year, depending on your age. Jeep Grand Wagoneer insurance for high-risk drivers is expensive and can cost around 46% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $850 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find rates as low as $1,230 a year in states like New Hampshire, Ohio, and Utah, or at least $2,320 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,550 | -$168 | -9.8% |
| Alaska | $1,318 | -$400 | -23.3% |
| Arizona | $1,424 | -$294 | -17.1% |
| Arkansas | $1,718 | -$0 | 0.0% |
| California | $1,956 | $238 | 13.9% |
| Colorado | $1,638 | -$80 | -4.7% |
| Connecticut | $1,762 | $44 | 2.6% |
| Delaware | $1,940 | $222 | 12.9% |
| Florida | $2,144 | $426 | 24.8% |
| Georgia | $1,588 | -$130 | -7.6% |
| Hawaii | $1,234 | -$484 | -28.2% |
| Idaho | $1,162 | -$556 | -32.4% |
| Illinois | $1,278 | -$440 | -25.6% |
| Indiana | $1,296 | -$422 | -24.6% |
| Iowa | $1,158 | -$560 | -32.6% |
| Kansas | $1,630 | -$88 | -5.1% |
| Kentucky | $2,342 | $624 | 36.3% |
| Louisiana | $2,542 | $824 | 48.0% |
| Maine | $1,060 | -$658 | -38.3% |
| Maryland | $1,418 | -$300 | -17.5% |
| Massachusetts | $1,370 | -$348 | -20.3% |
| Michigan | $2,982 | $1,264 | 73.6% |
| Minnesota | $1,438 | -$280 | -16.3% |
| Mississippi | $2,054 | $336 | 19.6% |
| Missouri | $1,524 | -$194 | -11.3% |
| Montana | $1,844 | $126 | 7.3% |
| Nebraska | $1,354 | -$364 | -21.2% |
| Nevada | $2,060 | $342 | 19.9% |
| New Hampshire | $1,236 | -$482 | -28.1% |
| New Jersey | $1,920 | $202 | 11.8% |
| New Mexico | $1,520 | -$198 | -11.5% |
| New York | $1,806 | $88 | 5.1% |
| North Carolina | $988 | -$730 | -42.5% |
| North Dakota | $1,408 | -$310 | -18.0% |
| Ohio | $1,182 | -$536 | -31.2% |
| Oklahoma | $1,760 | $42 | 2.4% |
| Oregon | $1,572 | -$146 | -8.5% |
| Pennsylvania | $1,636 | -$82 | -4.8% |
| Rhode Island | $2,288 | $570 | 33.2% |
| South Carolina | $1,556 | -$162 | -9.4% |
| South Dakota | $1,450 | -$268 | -15.6% |
| Tennessee | $1,502 | -$216 | -12.6% |
| Texas | $2,070 | $352 | 20.5% |
| Utah | $1,270 | -$448 | -26.1% |
| Vermont | $1,172 | -$546 | -31.8% |
| Virginia | $1,028 | -$690 | -40.2% |
| Washington | $1,324 | -$394 | -22.9% |
| West Virginia | $1,576 | -$142 | -8.3% |
| Wisconsin | $1,188 | -$530 | -30.8% |
| Wyoming | $1,528 | -$190 | -11.1% |
Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $336 | $968 | $316 | $1,756 |
| 2023 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2022 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Jeep Grand Wagoneer Insurance
Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The points below are a condensed summary of the data that was covered above.
- You may be able to save as much as $220 per year simply by quoting online well ahead of the renewal date
- Consumers who require increased liability limits will pay around $370 every year to raise from a 30/60 limit to higher 250/500 limits
- Drivers under the age of 20 are charged the highest rates, as much as $526 each month if full coverage is included
- Drivers with multiple at-fault accidents pay an average of $2,100 more each year to insure a Jeep Grand Wagoneer
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,316 |
| 20 | $4,114 |
| 30 | $1,818 |
| 40 | $1,718 |
| 50 | $1,570 |
| 60 | $1,548 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,284 |
| $250 | $2,016 |
| $500 | $1,718 |
| $1,000 | $1,436 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,718 |
| 50/100 | $1,784 |
| 100/300 | $1,867 |
| 250/500 | $2,083 |
| 100 CSL | $1,818 |
| 300 CSL | $2,000 |
| 500 CSL | $2,133 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,122 |
| 20 | $6,576 |
| 30 | $3,928 |
| 40 | $3,814 |
| 50 | $3,644 |
| 60 | $3,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $95 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $94 |
| Advance Quote | $97 |
| Online Quote | $127 |
| Total Discounts | $797 |
Discounts are estimated and may not be available from every company or in every state.
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