Jeep Wrangler 4xe Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Jeep Wrangler 4xe are $1,960 annually for full coverage. Comprehensive insurance costs on average $358 each year, collision insurance costs $780, and liability is $584. A liability-only policy costs around $678 a year, and high-risk insurance costs $4,280 or more. Teen drivers pay the most at up to $7,478 a year.
Average premium for full coverage: $1,960
Premium estimates by type of coverage:
Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Wrangler 4xe models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Jeep Wrangler 4xe range from as cheap as $678 for liability-only coverage to a high rate of $4,280 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than larger metro areas. The graphic below illustrates how your location can change car insurance rates.
These rate differences show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,121
- Raising to $1,000 deductibles will save around $258 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,960
- Choosing low deductibles costs an additional $510 every year
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,280
- An auto insurance policy with full coverage for a teen driver may cost $7,478
Auto insurance prices for a Jeep Wrangler 4xe also have a wide range based on the model of your Wrangler 4xe, your driver profile, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $7,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $2,300 to $3,200 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $770 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $525 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Jeep Wrangler 4xe insurance prices. A middle-age driver might find prices as low as $1,290 a year in states like Idaho, Maine, and Iowa, or as much as $2,800 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,774 | -$186 | -9.5% |
| Alaska | $1,504 | -$456 | -23.3% |
| Arizona | $1,628 | -$332 | -16.9% |
| Arkansas | $1,960 | -$0 | 0.0% |
| California | $2,238 | $278 | 14.2% |
| Colorado | $1,874 | -$86 | -4.4% |
| Connecticut | $2,014 | $54 | 2.8% |
| Delaware | $2,222 | $262 | 13.4% |
| Florida | $2,452 | $492 | 25.1% |
| Georgia | $1,814 | -$146 | -7.4% |
| Hawaii | $1,408 | -$552 | -28.2% |
| Idaho | $1,330 | -$630 | -32.1% |
| Illinois | $1,464 | -$496 | -25.3% |
| Indiana | $1,478 | -$482 | -24.6% |
| Iowa | $1,326 | -$634 | -32.3% |
| Kansas | $1,864 | -$96 | -4.9% |
| Kentucky | $2,676 | $716 | 36.5% |
| Louisiana | $2,908 | $948 | 48.4% |
| Maine | $1,212 | -$748 | -38.2% |
| Maryland | $1,618 | -$342 | -17.4% |
| Massachusetts | $1,568 | -$392 | -20.0% |
| Michigan | $3,408 | $1,448 | 73.9% |
| Minnesota | $1,644 | -$316 | -16.1% |
| Mississippi | $2,350 | $390 | 19.9% |
| Missouri | $1,742 | -$218 | -11.1% |
| Montana | $2,108 | $148 | 7.6% |
| Nebraska | $1,546 | -$414 | -21.1% |
| Nevada | $2,352 | $392 | 20.0% |
| New Hampshire | $1,412 | -$548 | -28.0% |
| New Jersey | $2,192 | $232 | 11.8% |
| New Mexico | $1,740 | -$220 | -11.2% |
| New York | $2,068 | $108 | 5.5% |
| North Carolina | $1,130 | -$830 | -42.3% |
| North Dakota | $1,604 | -$356 | -18.2% |
| Ohio | $1,354 | -$606 | -30.9% |
| Oklahoma | $2,014 | $54 | 2.8% |
| Oregon | $1,798 | -$162 | -8.3% |
| Pennsylvania | $1,872 | -$88 | -4.5% |
| Rhode Island | $2,616 | $656 | 33.5% |
| South Carolina | $1,778 | -$182 | -9.3% |
| South Dakota | $1,656 | -$304 | -15.5% |
| Tennessee | $1,718 | -$242 | -12.3% |
| Texas | $2,362 | $402 | 20.5% |
| Utah | $1,452 | -$508 | -25.9% |
| Vermont | $1,344 | -$616 | -31.4% |
| Virginia | $1,176 | -$784 | -40.0% |
| Washington | $1,516 | -$444 | -22.7% |
| West Virginia | $1,800 | -$160 | -8.2% |
| Wisconsin | $1,358 | -$602 | -30.7% |
| Wyoming | $1,748 | -$212 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wrangler 4xe | $376 | $812 | $558 | $1,984 |
| 2023 Jeep Wrangler 4xe | $358 | $780 | $584 | $1,960 |
| 2022 Jeep Wrangler 4xe | $344 | $774 | $598 | $1,954 |
Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jeep Wrangler 4xe Insurance
Finding better rates on car insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by requesting rates from direct carriers, and also from local insurance agents.
The items below are a quick review of the primary concepts that were illustrated above.
- Drivers can save as much as $240 per year just by quoting online in advance
- Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $2,320 more each year to insure their Wrangler 4xe
- Increasing policy deductibles could save up to $775 each year
- Teen drivers are charged the highest prices, as much as $623 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,478 |
| 20 | $4,596 |
| 30 | $2,042 |
| 40 | $1,960 |
| 50 | $1,798 |
| 60 | $1,766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,470 |
| $250 | $2,232 |
| $500 | $1,960 |
| $1,000 | $1,702 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,960 |
| 50/100 | $2,077 |
| 100/300 | $2,223 |
| 250/500 | $2,602 |
| 100 CSL | $2,135 |
| 300 CSL | $2,456 |
| 500 CSL | $2,690 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,664 |
| 20 | $7,320 |
| 30 | $4,368 |
| 40 | $4,280 |
| 50 | $4,090 |
| 60 | $4,054 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $103 |
| Multi-vehicle | $105 |
| Homeowner | $29 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $91 |
| Advance Quote | $99 |
| Online Quote | $138 |
| Total Discounts | $839 |
Discounts are estimated and may not be available from every company or in every state.
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