Jeep Wrangler 4xe Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Jeep Wrangler 4xe are $1,960 every 12 months including full coverage. Comprehensive costs approximately $358 a year, collision costs $780, and liability costs around $584. Buying just liability costs as low as $678 a year, with insurance for high-risk drivers costing around $4,280. 16-year-old drivers pay the highest rates at $7,478 a year or more.
Average premium for full coverage: $1,960
Price estimates by individual coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Wrangler 4xe trim levels.
Price Range from Low to High
For the normal driver, Jeep Wrangler 4xe insurance prices go from the cheapest price of $678 for basic liability insurance to a high of $4,280 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than congested cities.
The diagram below illustrates how geographic area affects auto insurance prices.
The ranges above highlight why it is important to compare prices using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Jeep Wrangler 4xe insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $1,121
- Using higher $1,000 deductibles will save $1,702 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,960
- Buying low $100 deductibles for physical damage coverage increases the price to $2,470
- Drivers with multiple tickets or accidents could pay around $4,280 or more
- The price to insure a teen driver can cost $7,478 or more
Insurance prices for a Jeep Wrangler 4xe are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Wrangler 4xe.
Opting for high physical damage deductibles could cut prices by as much as $770 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $525 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,800 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $7,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $2,300 to $3,200 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Jeep Wrangler 4xe insurance prices. A driver around age 40 might see prices as low as $1,500 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,800 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,774 | -$186 | -9.5% |
| Alaska | $1,504 | -$456 | -23.3% |
| Arizona | $1,628 | -$332 | -16.9% |
| Arkansas | $1,960 | -$0 | 0.0% |
| California | $2,238 | $278 | 14.2% |
| Colorado | $1,874 | -$86 | -4.4% |
| Connecticut | $2,014 | $54 | 2.8% |
| Delaware | $2,222 | $262 | 13.4% |
| Florida | $2,452 | $492 | 25.1% |
| Georgia | $1,814 | -$146 | -7.4% |
| Hawaii | $1,408 | -$552 | -28.2% |
| Idaho | $1,330 | -$630 | -32.1% |
| Illinois | $1,464 | -$496 | -25.3% |
| Indiana | $1,478 | -$482 | -24.6% |
| Iowa | $1,326 | -$634 | -32.3% |
| Kansas | $1,864 | -$96 | -4.9% |
| Kentucky | $2,676 | $716 | 36.5% |
| Louisiana | $2,908 | $948 | 48.4% |
| Maine | $1,212 | -$748 | -38.2% |
| Maryland | $1,618 | -$342 | -17.4% |
| Massachusetts | $1,568 | -$392 | -20.0% |
| Michigan | $3,408 | $1,448 | 73.9% |
| Minnesota | $1,644 | -$316 | -16.1% |
| Mississippi | $2,350 | $390 | 19.9% |
| Missouri | $1,742 | -$218 | -11.1% |
| Montana | $2,108 | $148 | 7.6% |
| Nebraska | $1,546 | -$414 | -21.1% |
| Nevada | $2,352 | $392 | 20.0% |
| New Hampshire | $1,412 | -$548 | -28.0% |
| New Jersey | $2,192 | $232 | 11.8% |
| New Mexico | $1,740 | -$220 | -11.2% |
| New York | $2,068 | $108 | 5.5% |
| North Carolina | $1,130 | -$830 | -42.3% |
| North Dakota | $1,604 | -$356 | -18.2% |
| Ohio | $1,354 | -$606 | -30.9% |
| Oklahoma | $2,014 | $54 | 2.8% |
| Oregon | $1,798 | -$162 | -8.3% |
| Pennsylvania | $1,872 | -$88 | -4.5% |
| Rhode Island | $2,616 | $656 | 33.5% |
| South Carolina | $1,778 | -$182 | -9.3% |
| South Dakota | $1,656 | -$304 | -15.5% |
| Tennessee | $1,718 | -$242 | -12.3% |
| Texas | $2,362 | $402 | 20.5% |
| Utah | $1,452 | -$508 | -25.9% |
| Vermont | $1,344 | -$616 | -31.4% |
| Virginia | $1,176 | -$784 | -40.0% |
| Washington | $1,516 | -$444 | -22.7% |
| West Virginia | $1,800 | -$160 | -8.2% |
| Wisconsin | $1,358 | -$602 | -30.7% |
| Wyoming | $1,748 | -$212 | -10.8% |
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wrangler 4xe | $376 | $812 | $558 | $1,984 |
| 2023 Jeep Wrangler 4xe | $358 | $780 | $584 | $1,960 |
| 2022 Jeep Wrangler 4xe | $344 | $774 | $598 | $1,954 |
Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Jeep Wrangler 4xe Insurance
Getting lower rates on car insurance requires having a decent driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following items are a condensed summary of the data presented in the illustrations above.
- Policyholders who purchase additional liability coverage will pay around $640 per year to increase from a low limit to a 250/500 level
- You may be able to save around $240 per year simply by quoting early and online
- Increasing physical damage deductibles could save as much as $775 each year
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $623 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,478 |
| 20 | $4,596 |
| 30 | $2,042 |
| 40 | $1,960 |
| 50 | $1,798 |
| 60 | $1,766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,470 |
| $250 | $2,232 |
| $500 | $1,960 |
| $1,000 | $1,702 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,960 |
| 50/100 | $2,077 |
| 100/300 | $2,223 |
| 250/500 | $2,602 |
| 100 CSL | $2,135 |
| 300 CSL | $2,456 |
| 500 CSL | $2,690 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,664 |
| 20 | $7,320 |
| 30 | $4,368 |
| 40 | $4,280 |
| 50 | $4,090 |
| 60 | $4,054 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $103 |
| Multi-vehicle | $105 |
| Homeowner | $29 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $91 |
| Advance Quote | $99 |
| Online Quote | $138 |
| Total Discounts | $839 |
Discounts are estimated and may not be available from every company or in every state.
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