Insurance for Jeep Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 10, 2024

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The table below shows estimated insurance prices for some models of Jeep vehicles. Additional models are shown at the bottom of this page

Insurance Rates for Jeep Vehicles
Vehicle Model Annual Premium Monthly Premium
Jeep Cherokee $1,640 $137
Jeep Commander $1,486 $124
Jeep Compass $1,324 $110
Jeep Gladiator $1,650 $138
Jeep Grand Cherokee $1,460 $122
Jeep Grand Cherokee 4xe $1,782 $149
Jeep Grand Wagoneer $1,756 $146
Jeep Liberty $1,248 $104
Jeep Patriot $1,280 $107
Jeep Wagoneer $1,688 $141
Jeep Wrangler $1,256 $105
Jeep Wrangler 4xe $1,984 $165
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Jeep vehicles
Column chart showing average insurance prices for Jeep vehicles range from $871 to $5,600 for full coverage

The chart example utilizes the average rating data for all Jeep models shown in the table above as an example of how different rating information can impact car insurance rates.

Insurance rates for a Jeep have a wide range based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can be anywhere from 45% to 131% more than the average policy.

View Chart as Image

Jeep insurance by risk and age

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,600 a year.

Where you choose to live has a huge impact on Jeep insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,200 on average in Montana, Louisiana, and Michigan.

Jeep Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,390 -$144 -9.4%
Alaska $1,180 -$354 -23.1%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,578 $44 2.9%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,418 -$116 -7.6%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,038 -$496 -32.3%
Kansas $1,462 -$72 -4.7%
Kentucky $2,096 $562 36.6%
Louisiana $2,274 $740 48.2%
Maine $948 -$586 -38.2%
Maryland $1,268 -$266 -17.3%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,652 $118 7.7%
Nebraska $1,212 -$322 -21.0%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,718 $184 12.0%
New Mexico $1,362 -$172 -11.2%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,258 -$276 -18.0%
Ohio $1,058 -$476 -31.0%
Oklahoma $1,578 $44 2.9%
Oregon $1,408 -$126 -8.2%
Pennsylvania $1,466 -$68 -4.4%
Rhode Island $2,050 $516 33.6%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,346 -$188 -12.3%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,050 -$484 -31.6%
Virginia $922 -$612 -39.9%
Washington $1,188 -$346 -22.6%
West Virginia $1,408 -$126 -8.2%
Wisconsin $1,064 -$470 -30.6%
Wyoming $1,368 -$166 -10.8%

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $680 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more per year

View Chart as Image

Jeep insurance by deductible and liability limit

With so much difference in rates, the only way to know who has the cheapest rates is to compare rates from as many companies as possible. Each insurance company calculates rates differently, so the rates will be substantially different.

Additional Jeep Vehicles


U.S. averages for full coverage Jeep vehicle insurance

Average Policy Cost $1,534
Comprehensive Premium $348
Collision Premium $656
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Jeep models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Jeep Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,600
20 $3,550
30 $1,614
40 $1,534
50 $1,402
60 $1,374

Full coverage, $500 deductibles

Rates by Deductible

Jeep Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,980
$250 $1,774
$500 $1,534
$1,000 $1,308

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,018
20 $5,646
30 $3,410
40 $3,326
50 $3,172
60 $3,142

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $215

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $118
5-yr Claim Free $100
Paid in Full/EFT $74
Advance Quote $78
Online Quote $110
Total Discounts $663
Rate after discounts $871

Discounts are estimated and may not be available from every company or in every state.

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