Kia EV9 Insurance Rates

U.S. average insurance rates for a Kia EV9 are $1,674 a year including full coverage. Comprehensive insurance costs on average $444 each year, collision insurance costs $874, and liability costs around $246. Buying just liability costs as low as $298 a year, and insurance for high-risk drivers costs $3,630 or more. Teens pay the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and EV9 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Kia EV9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $913
• Using higher $1,000 deductibles will save around $298 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,674
• Selecting low deductibles for physical damage coverage will cost an additional $586 every year
• Drivers with serious driving violations could pay upwards of $3,630
• The price that insures a teen driver may cost $5,742 or more

View Chart as Image

Insurance prices for a Kia EV9 are also quite variable based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $2,000 to $2,600 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age

The state you live in has a huge impact on Kia EV9 insurance prices. A driver around age 40 might see prices as low as $1,280 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,390 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $890 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $222 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Kia EV9 Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare rates at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a brief review of the data presented in the illustrations above.

• Policyholders who require higher liability limits will pay approximately $270 per year to increase from a low limit to the 250/500 level
• You may be able to save as much as $220 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $875 each year
• Teens pay higher prices, possibly costing $479 a month if comprehensive and collision insurance is included