Kia K900 Insurance Rates

Average insurance prices for a Kia K900 are $1,464 every 12 months for full coverage. Comprehensive insurance costs on average $310 a year, collision insurance costs $540, and liability is $456. A liability-only policy costs around $508 a year, and high-risk insurance costs $3,172 or more. Teen drivers receive the highest rates at up to $5,484 a year.

Average premium for full coverage: $1,464

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples show why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Kia K900 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $843
• Raising to $1,000 deductibles will save around $1,272 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,464
• Choosing low $100 deductibles costs an extra $376 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,172
• The cost to insure a 16-year-old driver may cost $5,484

View Chart as Image

Insurance rates for a Kia K900 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your K900.

Choosing high deductibles can reduce rates by up to $570 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than average. View High Risk Driver Rates

Where you live also has a big influence on Kia K900 insurance prices. A middle-age driver might find rates as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,090 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Cheap Kia K900 Insurance

Saving money on insurance for a Kia K900 consists of being a safe and courteous driver, having good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to compare rates at least every other year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a quick review of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,710 more each year for auto insurance
• Drivers can save as much as $180 per year just by quoting early and online
• Increasing deductibles could save as much as $575 each year
• Insureds who require higher levels of liability will pay about $500 each year to raise from a minimum limit to a 250/500 level