Kia K900 Insurance Rates
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UPDATED: Apr 5, 2024
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Estimated insurance rates for a Kia K900 are $1,464 a year for full coverage. Comprehensive costs an estimated $310 each year, collision insurance costs $540, and liability insurance is estimated at $456. A policy with only liability insurance costs approximately $508 a year, and a high-risk policy costs around $3,172. Teen drivers pay the most at up to $5,484 a year.
Average premium for full coverage: $1,464
Premium estimates broken down by type of coverage:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and K900 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Kia K900 range from the low end price of $508 for your basic liability-only policy to a high rate of $3,172 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.
These rate differences show why all drivers should get quotes for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Kia K900 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $843
- Choosing higher $1,000 deductibles can save approximately $192 a year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,464
- Choosing low deductibles for comp and collision coverage bumps up the cost to $1,840
- High-risk insureds with multiple violations and an at-fault accident could pay up to $3,172
- An auto insurance policy that insures a teen driver can cost as much as $5,484 each year
Car insurance prices for a Kia K900 also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few violations or you caused an accident, you could be paying $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 130% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Kia K900 insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Iowa, Maine, and Idaho, or as much as $2,090 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,124 | -$340 | -23.2% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,670 | $206 | 14.1% |
| Colorado | $1,400 | -$64 | -4.4% |
| Connecticut | $1,508 | $44 | 3.0% |
| Delaware | $1,660 | $196 | 13.4% |
| Florida | $1,834 | $370 | 25.3% |
| Georgia | $1,352 | -$112 | -7.7% |
| Hawaii | $1,054 | -$410 | -28.0% |
| Idaho | $990 | -$474 | -32.4% |
| Illinois | $1,092 | -$372 | -25.4% |
| Indiana | $1,104 | -$360 | -24.6% |
| Iowa | $988 | -$476 | -32.5% |
| Kansas | $1,392 | -$72 | -4.9% |
| Kentucky | $2,000 | $536 | 36.6% |
| Louisiana | $2,168 | $704 | 48.1% |
| Maine | $906 | -$558 | -38.1% |
| Maryland | $1,208 | -$256 | -17.5% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,546 | $1,082 | 73.9% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,756 | $292 | 19.9% |
| Missouri | $1,300 | -$164 | -11.2% |
| Montana | $1,574 | $110 | 7.5% |
| Nebraska | $1,154 | -$310 | -21.2% |
| Nevada | $1,756 | $292 | 19.9% |
| New Hampshire | $1,056 | -$408 | -27.9% |
| New Jersey | $1,638 | $174 | 11.9% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,544 | $80 | 5.5% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,198 | -$266 | -18.2% |
| Ohio | $1,010 | -$454 | -31.0% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,342 | -$122 | -8.3% |
| Pennsylvania | $1,398 | -$66 | -4.5% |
| Rhode Island | $1,954 | $490 | 33.5% |
| South Carolina | $1,328 | -$136 | -9.3% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,282 | -$182 | -12.4% |
| Texas | $1,764 | $300 | 20.5% |
| Utah | $1,086 | -$378 | -25.8% |
| Vermont | $1,004 | -$460 | -31.4% |
| Virginia | $878 | -$586 | -40.0% |
| Washington | $1,134 | -$330 | -22.5% |
| West Virginia | $1,342 | -$122 | -8.3% |
| Wisconsin | $1,014 | -$450 | -30.7% |
| Wyoming | $1,306 | -$158 | -10.8% |
Choosing high deductibles can save as much as $570 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2021 Kia K900 | $368 | $668 | $416 | $1,610 |
| 2020 Kia K900 | $356 | $640 | $430 | $1,584 |
| 2019 Kia K900 | $336 | $618 | $442 | $1,554 |
| 2018 Kia K900 | $324 | $574 | $452 | $1,508 |
| 2017 Kia K900 | $310 | $540 | $456 | $1,464 |
| 2016 Kia K900 | $298 | $484 | $460 | $1,400 |
Rates are averaged for all Kia K900 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Kia K900 Insurance
Finding better rates on Kia K900 insurance takes being a good driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Shop around at every other renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.
The following list is a review of the concepts that were touched on in the above illustrations.
- High-risk drivers who have several accidents or serious violations may pay on average $1,710 more annually than a safer driver
- Drivers age 16 to 20 have the highest car insurance prices, as much as $457 per month if full coverage is purchased
- Drivers can save approximately $180 per year just by quoting online in advance
- Increasing policy deductibles can save approximately $575 each year
- Drivers can save approximately $180 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,484 |
| 20 | $3,374 |
| 30 | $1,526 |
| 40 | $1,464 |
| 50 | $1,338 |
| 60 | $1,312 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,840 |
| $250 | $1,666 |
| $500 | $1,464 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,555 |
| 100/300 | $1,669 |
| 250/500 | $1,966 |
| 100 CSL | $1,601 |
| 300 CSL | $1,852 |
| 500 CSL | $2,034 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,828 |
| 20 | $5,374 |
| 30 | $3,238 |
| 40 | $3,172 |
| 50 | $3,028 |
| 60 | $3,002 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $77 |
| Homeowner | $22 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $95 |
| Paid in Full/EFT | $66 |
| Advance Quote | $72 |
| Online Quote | $104 |
| Total Discounts | $621 |
Discounts are estimated and may not be available from every company or in every state.
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