Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $896 a year with full coverage. Comprehensive costs approximately $162 a year, collision costs $196, and liability costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing around $1,922. 16-year-old drivers pay the highest rates at $3,550 a year or more.

Average premium for full coverage: $896

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Sedona trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Kia Sedona insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $543
• Drivers who choose higher $1,000 deductibles will pay $816 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $896
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,050
• Higher-risk drivers with multiple tickets or accidents could pay around $1,922 or more
• The price that insures a teen driver can cost $3,550 a year

View Chart as Image

Insurance prices for a Kia Sedona are also quite variable based on the trim level of your Sedona, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,500 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

The state you live in makes a big difference in Kia Sedona insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or at least $1,210 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $240 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every company utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Kia Sedona Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop once a year by getting quotes from direct companies, and also from local insurance agencies.

The list below is a brief recap of the data that was touched on above.

• You may be able to save around $100 per year simply by quoting early and online
• Policyholders who purchase higher liability limits will pay around $440 every year to go from a low limit to the 250/500 level
• Teenagers are the costliest to insure, costing up to $296 a month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,030 more per year for car insurance