Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $896 a year including full coverage. Comprehensive costs an estimated $162, collision costs $196, and liability coverage is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $1,922. Teen drivers pay the highest rates at $3,550 a year or more.

Average premium for full coverage: $896

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Sedona trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Kia Sedona insurance rates for other coverage scenarios.

• The lowest rate with discounts is $543
• Raising to $1,000 deductibles will save approximately $80 every year
• The average rate for the average middle-age driver who has $500 deductibles is $896
• Choosing more expensive low deductibles will increase the cost to $1,050
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $1,922 or more
• The price for full coverage for a teenage driver with full coverage can cost as much as $3,550

View Chart as Image

Auto insurance prices for a Kia Sedona are also quite variable based on your driving record, the model of your Sedona, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $3,500 a year. View Rates by Age

The state you live in also has a big influence on Kia Sedona insurance rates. A middle-age driver might find prices as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $240 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,500 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 136% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Kia Sedona Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $100 per year simply by shopping early and online
• Drivers that tend to have accidents or serious violations may pay on average $1,030 more annually than a low-risk driver
• Increasing physical damage deductibles can save around $225 each year
• Youthful drivers are the costliest to insure, possibly costing $296 a month if they have full coverage