Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

U.S. average insurance rates for a Kia Sorento are $1,386 a year for full coverage insurance. Comprehensive insurance costs on average $294 a year, collision insurance costs $536, and liability is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs $3,002 or more. 16-year-old drivers pay the highest rates at up to $5,176 a year.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Sorento trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Kia Sorento insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $798
• Raising to $1,000 deductibles will save around $1,198 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,386
• Buying low $100 deductibles will cost an extra $368 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $3,002
• The price for full coverage for a teen driver may cost $5,176

View Chart as Image

Auto insurance prices for a Kia Sorento are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $5,100 a year. View Rates by Age

The state you live in also has a big influence on Kia Sorento insurance prices. A middle-age driver might find prices as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,870 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $560 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 129% more than the average rate. View High Risk Driver Rates

How to Find Cheap Kia Sorento Insurance

Getting lower rates on car insurance consists of being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every other policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief summary of the ideas that were touched on above.

• Youthful drivers are charged the highest prices, as much as $431 a month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,620 more each year than a low-risk driver
• Increasing physical damage deductibles can save around $550 each year
• It is possible to save as much as $170 per year just by quoting early and online

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.