Kia Soul EV Insurance Rates

Average insurance prices for a Kia Soul EV are $1,218 every 12 months including full coverage. Comprehensive insurance costs on average $232 a year, collision insurance costs $368, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,632 or more. Teen drivers receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Soul EV trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

These examples highlight why it is important to get quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia Soul EV insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $717
• Choosing higher $1,000 deductibles can save around $1,082 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,218
• Choosing low $100 deductibles for comp and collision coverage costs an extra $264 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,632
• The cost to insure a teen driver may cost $4,716 each year

View Chart as Image

Insurance rates for a Kia Soul EV can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Soul EV.

Choosing high deductibles can save as much as $400 every year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Kia Soul EV insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Cheaper Kia Soul EV Insurance

Saving money on car insurance takes being a safe and courteous driver, having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates at every policy renewal by getting price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a condensed summary of the data presented in the illustrations above.

• Policyholders who require higher levels of liability will pay about $510 per year to raise limits from a minimum limit to a 250/500 level
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing deductibles could save as much as $400 each year
• Teenage drivers pay the highest rates, as much as $393 per month if they have full coverage