Kia Stinger Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Shopping around to find the best Kia Stinger insurance rates can be confusing if you don’t have a good frame of reference. You might be asking, “Is the Kia Stinger expensive to insure?” That’s why you should know that the average Kia Stinger GT insurance cost is $1,618 a year, or $135 every month for full coverage.
We have prepared this comprehensive guide to aid you in your search for insurance on a Kia Stinger. In it, you will learn how things like crash test ratings, safety features, and driver age all play a part in determining Kia Stinger rates.
If you want to skip ahead, take advantage of our free online quote tool to start comparing Kia Stinger insurance prices right now.
U.S. average insurance rates for a Kia Stinger are $1,536 a year with full coverage. Comprehensive costs on average $292 each year, collision insurance costs $564, and liability costs around $500. Liability-only insurance costs as low as $560 a year, and high-risk driver insurance costs around $3,340. Teens pay the highest rates at up to $5,858 a year.
Average premium for full coverage: $1,536
Price estimates by individual coverage:
Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Stinger models.
Price Range from Low to High
For a driver in their 40's, Kia Stinger insurance prices range from as low as $560 for just liability insurance to a high rate of $3,340 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine car insurance rates.
The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Kia Stinger insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $884
- Using higher $1,000 deductibles will save around $194 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,536
- Selecting low deductibles for physical damage coverage will increase the cost to $1,916
- Drivers with serious driving violations could pay upwards of $3,340
- The price for full coverage for a teen driver may cost $5,858 or more
Car insurance prices for a Kia Stinger are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,800 a year. View Rates by Age
The state you live in has a huge impact on Kia Stinger insurance prices. A driver around age 40 might see prices as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,070 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,388 | -$148 | -9.6% |
| Alaska | $1,178 | -$358 | -23.3% |
| Arizona | $1,274 | -$262 | -17.1% |
| Arkansas | $1,536 | -$0 | 0.0% |
| California | $1,752 | $216 | 14.1% |
| Colorado | $1,468 | -$68 | -4.4% |
| Connecticut | $1,578 | $42 | 2.7% |
| Delaware | $1,738 | $202 | 13.2% |
| Florida | $1,922 | $386 | 25.1% |
| Georgia | $1,420 | -$116 | -7.6% |
| Hawaii | $1,102 | -$434 | -28.3% |
| Idaho | $1,040 | -$496 | -32.3% |
| Illinois | $1,142 | -$394 | -25.7% |
| Indiana | $1,158 | -$378 | -24.6% |
| Iowa | $1,038 | -$498 | -32.4% |
| Kansas | $1,458 | -$78 | -5.1% |
| Kentucky | $2,094 | $558 | 36.3% |
| Louisiana | $2,274 | $738 | 48.0% |
| Maine | $948 | -$588 | -38.3% |
| Maryland | $1,268 | -$268 | -17.4% |
| Massachusetts | $1,228 | -$308 | -20.1% |
| Michigan | $2,666 | $1,130 | 73.6% |
| Minnesota | $1,284 | -$252 | -16.4% |
| Mississippi | $1,840 | $304 | 19.8% |
| Missouri | $1,364 | -$172 | -11.2% |
| Montana | $1,650 | $114 | 7.4% |
| Nebraska | $1,210 | -$326 | -21.2% |
| Nevada | $1,844 | $308 | 20.1% |
| New Hampshire | $1,106 | -$430 | -28.0% |
| New Jersey | $1,716 | $180 | 11.7% |
| New Mexico | $1,358 | -$178 | -11.6% |
| New York | $1,618 | $82 | 5.3% |
| North Carolina | $886 | -$650 | -42.3% |
| North Dakota | $1,260 | -$276 | -18.0% |
| Ohio | $1,060 | -$476 | -31.0% |
| Oklahoma | $1,576 | $40 | 2.6% |
| Oregon | $1,408 | -$128 | -8.3% |
| Pennsylvania | $1,462 | -$74 | -4.8% |
| Rhode Island | $2,050 | $514 | 33.5% |
| South Carolina | $1,392 | -$144 | -9.4% |
| South Dakota | $1,296 | -$240 | -15.6% |
| Tennessee | $1,344 | -$192 | -12.5% |
| Texas | $1,850 | $314 | 20.4% |
| Utah | $1,136 | -$400 | -26.0% |
| Vermont | $1,052 | -$484 | -31.5% |
| Virginia | $920 | -$616 | -40.1% |
| Washington | $1,186 | -$350 | -22.8% |
| West Virginia | $1,408 | -$128 | -8.3% |
| Wisconsin | $1,062 | -$474 | -30.9% |
| Wyoming | $1,368 | -$168 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $580 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $450 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Kia Stinger | $346 | $630 | $440 | $1,596 |
| 2022 Kia Stinger | $332 | $626 | $450 | $1,588 |
| 2021 Kia Stinger | $320 | $610 | $470 | $1,580 |
| 2020 Kia Stinger | $310 | $586 | $486 | $1,562 |
| 2019 Kia Stinger | $292 | $564 | $500 | $1,536 |
| 2018 Kia Stinger | $282 | $524 | $510 | $1,496 |
Rates are averaged for all Kia Stinger models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Kia Stinger Insurance
Getting lower rates on car insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.
Below is a recap of the concepts that were covered in the charts and tables above.
- Higher risk drivers that have major violations or accidents may be required to pay an average of $1,800 more each year for auto insurance
- Teenage drivers are expensive to insure, costing up to $488 a month if full coverage is included
- You may be able to save as much as $180 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $575 each year
- You may be able to save as much as $180 per year just by quoting online in advance
Some people ask, “Is a Kia Stinger considered a sports car?” Many place consider it a luxury sports car. Also, you may be wonder, “Is the Kia Stinger worth buying?” We would say yes. It’s all about having all the information and making an informed decision though. The Kia Stinger reliability is a question worth asking. It’s a working man’s luxury sports car with a great price. There are some maintenance issues but again if you have the information and can budget shouldn’t be a problem.
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Kia Stinger insurance costs.
If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Kia Stinger?
It’s important to consider the safety ratings of the Kia Stinger to get a full view of how well the car protects its occupants in the event of a collision.
One way to figure this out is by reviewing the crash test ratings of the Kia Stinger with results administered by the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see, the Kia Stingerachieved the highest rating possible in every area. Beyond that, the 2020 Kia Stinger was awarded as a Top Safety Pick when equipped with specific headlights.
Kia Stinger Compared Against Other Vehicles in the Same Class
Classified as a large four-door car by the Insurance Institute for Highway Safety, the Kia Stinger is bigger than a lot of sedans. While heavier models typically translate to lower insurance rates, the best way to know if Kia Stinger insurance rates are affordable is by comparing the average rate with other similar models.
Take a look at the following large cars to see how their insurance rates compare to the Kia Stinger.
To this point, we have gone into excessive detail about Kia Stinger insurance costs. Do you feel that there are any details we might have missed? If not, use our free online tool to start comparing Kia Stinger insurance quotes from top companies right now!
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,858 |
| 20 | $3,566 |
| 30 | $1,596 |
| 40 | $1,536 |
| 50 | $1,406 |
| 60 | $1,380 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,916 |
| $250 | $1,740 |
| $500 | $1,536 |
| $1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,536 |
| 50/100 | $1,636 |
| 100/300 | $1,761 |
| 250/500 | $2,086 |
| 100 CSL | $1,686 |
| 300 CSL | $1,961 |
| 500 CSL | $2,161 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,348 |
| 20 | $5,688 |
| 30 | $3,406 |
| 40 | $3,340 |
| 50 | $3,192 |
| 60 | $3,166 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $81 |
| Multi-vehicle | $82 |
| Homeowner | $24 |
| 5-yr Accident Free | $112 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $69 |
| Advance Quote | $76 |
| Online Quote | $108 |
| Total Discounts | $652 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
