Kia Telluride Insurance Rates
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UPDATED: May 11, 2024
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U.S. average insurance rates for a Kia Telluride are $1,462 a year for full coverage. Comprehensive insurance costs on average $332, collision insurance costs $640, and liability coverage costs $354. Buying just liability costs as little as $406 a year, and insurance for high-risk drivers costs $3,174 or more. Teen drivers pay the highest rates at up to $5,308 a year.
Average premium for full coverage: $1,462
Price estimates by individual coverage:
Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Telluride trim levels.
Price Range from Low to High
For the average 40-year-old driver, Kia Telluride insurance prices range from the low end price of $406 for your basic liability-only policy to a much higher rate of $3,174 for a high-risk driver policy.
Geographic Price Range
Your location has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The price range example below illustrates the difference location can make on car insurance rates.
The ranges above show why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Kia Telluride insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $822
- Drivers who choose higher $1,000 deductibles will pay around $222 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,462
- Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $430 each year
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,174
- The price that insures a teenage driver with full coverage may cost $5,308 a year
Insurance prices for a Kia Telluride are also quite variable based on the model year and trim level, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,400 additional each year, depending on your age. High-risk driver insurance can cost around 45% to 130% more than average. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age
The state you live in makes a big difference in Kia Telluride insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or as much as $2,080 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,320 | -$142 | -9.7% |
| Alaska | $1,120 | -$342 | -23.4% |
| Arizona | $1,212 | -$250 | -17.1% |
| Arkansas | $1,462 | -$0 | 0.0% |
| California | $1,666 | $204 | 14.0% |
| Colorado | $1,394 | -$68 | -4.7% |
| Connecticut | $1,502 | $40 | 2.7% |
| Delaware | $1,652 | $190 | 13.0% |
| Florida | $1,826 | $364 | 24.9% |
| Georgia | $1,350 | -$112 | -7.7% |
| Hawaii | $1,050 | -$412 | -28.2% |
| Idaho | $992 | -$470 | -32.1% |
| Illinois | $1,088 | -$374 | -25.6% |
| Indiana | $1,100 | -$362 | -24.8% |
| Iowa | $984 | -$478 | -32.7% |
| Kansas | $1,388 | -$74 | -5.1% |
| Kentucky | $1,992 | $530 | 36.3% |
| Louisiana | $2,162 | $700 | 47.9% |
| Maine | $902 | -$560 | -38.3% |
| Maryland | $1,206 | -$256 | -17.5% |
| Massachusetts | $1,166 | -$296 | -20.2% |
| Michigan | $2,536 | $1,074 | 73.5% |
| Minnesota | $1,224 | -$238 | -16.3% |
| Mississippi | $1,750 | $288 | 19.7% |
| Missouri | $1,298 | -$164 | -11.2% |
| Montana | $1,570 | $108 | 7.4% |
| Nebraska | $1,150 | -$312 | -21.3% |
| Nevada | $1,750 | $288 | 19.7% |
| New Hampshire | $1,052 | -$410 | -28.0% |
| New Jersey | $1,634 | $172 | 11.8% |
| New Mexico | $1,292 | -$170 | -11.6% |
| New York | $1,538 | $76 | 5.2% |
| North Carolina | $842 | -$620 | -42.4% |
| North Dakota | $1,198 | -$264 | -18.1% |
| Ohio | $1,008 | -$454 | -31.1% |
| Oklahoma | $1,498 | $36 | 2.5% |
| Oregon | $1,338 | -$124 | -8.5% |
| Pennsylvania | $1,394 | -$68 | -4.7% |
| Rhode Island | $1,948 | $486 | 33.2% |
| South Carolina | $1,326 | -$136 | -9.3% |
| South Dakota | $1,232 | -$230 | -15.7% |
| Tennessee | $1,280 | -$182 | -12.4% |
| Texas | $1,760 | $298 | 20.4% |
| Utah | $1,082 | -$380 | -26.0% |
| Vermont | $1,000 | -$462 | -31.6% |
| Virginia | $876 | -$586 | -40.1% |
| Washington | $1,128 | -$334 | -22.8% |
| West Virginia | $1,338 | -$124 | -8.5% |
| Wisconsin | $1,008 | -$454 | -31.1% |
| Wyoming | $1,300 | -$162 | -11.1% |
Choosing high deductibles could save up to $660 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $318 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Kia Telluride | $376 | $688 | $316 | $1,516 |
| 2023 Kia Telluride | $358 | $660 | $332 | $1,486 |
| 2022 Kia Telluride | $344 | $656 | $338 | $1,474 |
| 2021 Kia Telluride | $332 | $640 | $354 | $1,462 |
| 2020 Kia Telluride | $320 | $612 | $364 | $1,432 |
Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Kia Telluride Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.
The list below is a review of the information touched on in this article.
- Drivers can save as much as $180 per year just by shopping early and online
- Teenagers pay higher prices, with premiums as much as $442 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles can save approximately $650 each year
- Drivers who have several accidents or serious violations may pay on average $1,710 more each year for car insurance
- Consumers who require higher liability limits will pay about $390 each year to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,308 |
| 20 | $3,382 |
| 30 | $1,538 |
| 40 | $1,462 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,694 |
| $500 | $1,462 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,462 |
| 50/100 | $1,533 |
| 100/300 | $1,621 |
| 250/500 | $1,851 |
| 100 CSL | $1,568 |
| 300 CSL | $1,763 |
| 500 CSL | $1,905 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,620 |
| 20 | $5,384 |
| 30 | $3,258 |
| 40 | $3,174 |
| 50 | $3,024 |
| 60 | $2,998 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $76 |
| Homeowner | $20 |
| 5-yr Accident Free | $114 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $72 |
| Advance Quote | $76 |
| Online Quote | $106 |
| Total Discounts | $640 |
Discounts are estimated and may not be available from every company or in every state.
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