Kia Telluride Insurance Rates
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UPDATED: May 11, 2024
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U.S. average insurance rates for a Kia Telluride are $1,462 a year for full coverage insurance. Comprehensive insurance costs on average $332 each year, collision insurance costs $640, and liability is $354. Liability-only insurance costs around $406 a year, and high-risk driver insurance costs $3,174 or more. 16-year-old drivers pay the highest rates at up to $5,308 a year.
Average premium for full coverage: $1,462
Price estimates by individual coverage:
Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Telluride models.
Price Range from Low to High
For the average driver, Kia Telluride insurance prices range from as low as $406 for minimum levels of liability insurance to a high rate of $3,174 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how location impacts car insurance rates.
The ranges above illustrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Kia Telluride insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $822
- Raising to $1,000 deductibles will save around $222 each year
- The average rate for the average middle-age driver with $500 deductibles is $1,462
- Buying low deductibles will cost an extra $430 every year
- At-risk drivers with multiple tickets or accidents could pay upwards of $3,174
- The price for full coverage for a teen driver may cost $5,308
Car insurance prices for a Kia Telluride are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age
The state you live in also has a big influence on Kia Telluride insurance prices. A middle-age driver might find prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,970 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,320 | -$142 | -9.7% |
| Alaska | $1,120 | -$342 | -23.4% |
| Arizona | $1,212 | -$250 | -17.1% |
| Arkansas | $1,462 | -$0 | 0.0% |
| California | $1,666 | $204 | 14.0% |
| Colorado | $1,394 | -$68 | -4.7% |
| Connecticut | $1,502 | $40 | 2.7% |
| Delaware | $1,652 | $190 | 13.0% |
| Florida | $1,826 | $364 | 24.9% |
| Georgia | $1,350 | -$112 | -7.7% |
| Hawaii | $1,050 | -$412 | -28.2% |
| Idaho | $992 | -$470 | -32.1% |
| Illinois | $1,088 | -$374 | -25.6% |
| Indiana | $1,100 | -$362 | -24.8% |
| Iowa | $984 | -$478 | -32.7% |
| Kansas | $1,388 | -$74 | -5.1% |
| Kentucky | $1,992 | $530 | 36.3% |
| Louisiana | $2,162 | $700 | 47.9% |
| Maine | $902 | -$560 | -38.3% |
| Maryland | $1,206 | -$256 | -17.5% |
| Massachusetts | $1,166 | -$296 | -20.2% |
| Michigan | $2,536 | $1,074 | 73.5% |
| Minnesota | $1,224 | -$238 | -16.3% |
| Mississippi | $1,750 | $288 | 19.7% |
| Missouri | $1,298 | -$164 | -11.2% |
| Montana | $1,570 | $108 | 7.4% |
| Nebraska | $1,150 | -$312 | -21.3% |
| Nevada | $1,750 | $288 | 19.7% |
| New Hampshire | $1,052 | -$410 | -28.0% |
| New Jersey | $1,634 | $172 | 11.8% |
| New Mexico | $1,292 | -$170 | -11.6% |
| New York | $1,538 | $76 | 5.2% |
| North Carolina | $842 | -$620 | -42.4% |
| North Dakota | $1,198 | -$264 | -18.1% |
| Ohio | $1,008 | -$454 | -31.1% |
| Oklahoma | $1,498 | $36 | 2.5% |
| Oregon | $1,338 | -$124 | -8.5% |
| Pennsylvania | $1,394 | -$68 | -4.7% |
| Rhode Island | $1,948 | $486 | 33.2% |
| South Carolina | $1,326 | -$136 | -9.3% |
| South Dakota | $1,232 | -$230 | -15.7% |
| Tennessee | $1,280 | -$182 | -12.4% |
| Texas | $1,760 | $298 | 20.4% |
| Utah | $1,082 | -$380 | -26.0% |
| Vermont | $1,000 | -$462 | -31.6% |
| Virginia | $876 | -$586 | -40.1% |
| Washington | $1,128 | -$334 | -22.8% |
| West Virginia | $1,338 | -$124 | -8.5% |
| Wisconsin | $1,008 | -$454 | -31.1% |
| Wyoming | $1,300 | -$162 | -11.1% |
Opting for high physical damage deductibles can reduce prices by up to $660 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 130% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Kia Telluride | $376 | $688 | $316 | $1,516 |
| 2023 Kia Telluride | $358 | $660 | $332 | $1,486 |
| 2022 Kia Telluride | $344 | $656 | $338 | $1,474 |
| 2021 Kia Telluride | $332 | $640 | $354 | $1,462 |
| 2020 Kia Telluride | $320 | $612 | $364 | $1,432 |
Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Kia Telluride Insurance
Getting lower rates on car insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every year by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.
The points below are a condensed summary of the coverage data touched on above.
- It is possible to save as much as $180 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $650 each year
- Drivers under the age of 20 are expensive to insure, as much as $442 a month if full coverage is included
- Higher risk drivers with multiple at-fault accidents pay an average of $1,710 more each year to insure a Kia Telluride
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,308 |
| 20 | $3,382 |
| 30 | $1,538 |
| 40 | $1,462 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,694 |
| $500 | $1,462 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,462 |
| 50/100 | $1,533 |
| 100/300 | $1,621 |
| 250/500 | $1,851 |
| 100 CSL | $1,568 |
| 300 CSL | $1,763 |
| 500 CSL | $1,905 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,620 |
| 20 | $5,384 |
| 30 | $3,258 |
| 40 | $3,174 |
| 50 | $3,024 |
| 60 | $2,998 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $76 |
| Homeowner | $20 |
| 5-yr Accident Free | $114 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $72 |
| Advance Quote | $76 |
| Online Quote | $106 |
| Total Discounts | $640 |
Discounts are estimated and may not be available from every company or in every state.
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