Land Rover Discovery Sport Insurance Rates
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UPDATED: Apr 3, 2024
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Estimated auto insurance rates for a Land Rover Discovery Sport are $1,342 annually for full coverage. Comprehensive insurance costs around $278 each year, collision insurance costs $446, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, and a high-risk policy costs $2,896 or more. 16-year-old drivers pay the most at up to $5,088 a year.
Average premium for full coverage: $1,342
Premium estimates for type of coverage:
Prices include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Discovery Sport models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Land Rover Discovery Sport range from as cheap as $510 for just liability coverage to a high rate of $2,896 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences show why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Land Rover Discovery Sport insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $782
- Choosing higher $1,000 deductibles can save about $164 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,342
- Buying low deductibles for comp and collision coverage costs an additional $318 every year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,896
- An auto insurance policy with full coverage for a teen driver can be $5,088 each year
Car insurance prices for a Land Rover Discovery Sport also have a wide range based on the model of your Discovery Sport, your driver profile, and deductibles and policy limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $490 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Land Rover Discovery Sport insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,284 | -$58 | -4.3% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,518 | $176 | 13.1% |
| Florida | $1,678 | $336 | 25.0% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,276 | -$66 | -4.9% |
| Kentucky | $1,832 | $490 | 36.5% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,332 | $990 | 73.8% |
| Minnesota | $1,124 | -$218 | -16.2% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,188 | -$154 | -11.5% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $772 | -$570 | -42.5% |
| North Dakota | $1,098 | -$244 | -18.2% |
| Ohio | $928 | -$414 | -30.8% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,280 | -$62 | -4.6% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,216 | -$126 | -9.4% |
| South Dakota | $1,132 | -$210 | -15.6% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $918 | -$424 | -31.6% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $928 | -$414 | -30.8% |
| Wyoming | $1,196 | -$146 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Discovery Sport | $398 | $690 | $390 | $1,636 |
| 2023 Land Rover Discovery Sport | $382 | $686 | $398 | $1,624 |
| 2022 Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| 2021 Land Rover Discovery Sport | $356 | $640 | $430 | $1,584 |
| 2020 Land Rover Discovery Sport | $336 | $618 | $442 | $1,554 |
| 2019 Land Rover Discovery Sport | $324 | $574 | $452 | $1,508 |
| 2018 Land Rover Discovery Sport | $310 | $540 | $456 | $1,464 |
| 2017 Land Rover Discovery Sport | $298 | $484 | $460 | $1,400 |
| 2016 Land Rover Discovery Sport | $278 | $446 | $460 | $1,342 |
| 2015 Land Rover Discovery Sport | $268 | $418 | $464 | $1,308 |
Rates are averaged for all Land Rover Discovery Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Land Rover Discovery Sport Insurance
Finding better rates on car insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates once a year by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.
The points below are a quick rundown of the data that was covered above.
- Drivers can save up to $160 per year just by quoting online in advance
- Policyholders who may need increased liability limits will pay around $510 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Drivers under the age of 20 are the costliest to insure, as much as $424 per month if comprehensive and collision insurance is included
- Higher risk drivers with reckless driving or DUI convictions pay an average of $1,550 more every year to insure a Land Rover Discovery Sport
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,088 |
| 20 | $3,078 |
| 30 | $1,390 |
| 40 | $1,342 |
| 50 | $1,226 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,512 |
| $500 | $1,342 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,434 |
| 100/300 | $1,549 |
| 250/500 | $1,848 |
| 100 CSL | $1,480 |
| 300 CSL | $1,733 |
| 500 CSL | $1,917 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,236 |
| 20 | $4,900 |
| 30 | $2,952 |
| 40 | $2,896 |
| 50 | $2,766 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $560 |
Discounts are estimated and may not be available from every company or in every state.
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