Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a Land Rover LR2 are $1,150 a year for full coverage insurance. Comprehensive insurance costs an estimated $218 a year, collision insurance costs $300, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,472 or more. 16-year-old drivers pay the highest rates at up to $4,486 a year.
Average premium for full coverage: $1,150
Price estimates broken down by individual coverage:
These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and LR2 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Land Rover LR2 insurance prices range from as low as $522 for a discount liability-only rate to a high of $2,472 for a high-risk driver policy.
Geographic Price Range
Your location can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how where you live affects insurance prices.
The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Land Rover LR2 insurance rates for other coverage scenarios.
- The best full coverage rate is $687
- Drivers who choose higher $1,000 deductibles will pay approximately $1,032 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,150
- Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $224 every year
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,472
- The price for full coverage for a teen driver can cost as much as $4,486 a year
Auto insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age
The state you live in makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,550 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,040 | -$110 | -9.6% |
| Alaska | $882 | -$268 | -23.3% |
| Arizona | $954 | -$196 | -17.0% |
| Arkansas | $1,150 | -$0 | 0.0% |
| California | $1,312 | $162 | 14.1% |
| Colorado | $1,098 | -$52 | -4.5% |
| Connecticut | $1,182 | $32 | 2.8% |
| Delaware | $1,302 | $152 | 13.2% |
| Florida | $1,440 | $290 | 25.2% |
| Georgia | $1,060 | -$90 | -7.8% |
| Hawaii | $826 | -$324 | -28.2% |
| Idaho | $776 | -$374 | -32.5% |
| Illinois | $858 | -$292 | -25.4% |
| Indiana | $864 | -$286 | -24.9% |
| Iowa | $776 | -$374 | -32.5% |
| Kansas | $1,094 | -$56 | -4.9% |
| Kentucky | $1,568 | $418 | 36.3% |
| Louisiana | $1,702 | $552 | 48.0% |
| Maine | $708 | -$442 | -38.4% |
| Maryland | $946 | -$204 | -17.7% |
| Massachusetts | $920 | -$230 | -20.0% |
| Michigan | $1,998 | $848 | 73.7% |
| Minnesota | $962 | -$188 | -16.3% |
| Mississippi | $1,376 | $226 | 19.7% |
| Missouri | $1,020 | -$130 | -11.3% |
| Montana | $1,236 | $86 | 7.5% |
| Nebraska | $906 | -$244 | -21.2% |
| Nevada | $1,378 | $228 | 19.8% |
| New Hampshire | $828 | -$322 | -28.0% |
| New Jersey | $1,284 | $134 | 11.7% |
| New Mexico | $1,020 | -$130 | -11.3% |
| New York | $1,212 | $62 | 5.4% |
| North Carolina | $662 | -$488 | -42.4% |
| North Dakota | $942 | -$208 | -18.1% |
| Ohio | $792 | -$358 | -31.1% |
| Oklahoma | $1,182 | $32 | 2.8% |
| Oregon | $1,052 | -$98 | -8.5% |
| Pennsylvania | $1,098 | -$52 | -4.5% |
| Rhode Island | $1,534 | $384 | 33.4% |
| South Carolina | $1,042 | -$108 | -9.4% |
| South Dakota | $970 | -$180 | -15.7% |
| Tennessee | $1,008 | -$142 | -12.3% |
| Texas | $1,386 | $236 | 20.5% |
| Utah | $852 | -$298 | -25.9% |
| Vermont | $788 | -$362 | -31.5% |
| Virginia | $690 | -$460 | -40.0% |
| Washington | $890 | -$260 | -22.6% |
| West Virginia | $1,052 | -$98 | -8.5% |
| Wisconsin | $798 | -$352 | -30.6% |
| Wyoming | $1,024 | -$126 | -11.0% |
Opting for high physical damage deductibles could save up to $350 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,126 | $94 |
| Land Rover LR2 HSE | $1,150 | $96 |
| Land Rover LR2 HSE Luxury | $1,174 | $98 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
| 2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Land Rover LR2 Insurance
Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop every time your policy renews by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a brief summary of the information touched on in the above illustrations.
- It is possible to save approximately $130 per year just by quoting early and online
- Teenagers are the costliest to insure, as much as $374 a month if they have full coverage
- Increasing physical damage deductibles can save around $350 each year
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,320 more annually for car insurance
- Policyholders who want higher liability limits will pay around $520 annually to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,618 |
| 30 | $1,180 |
| 40 | $1,150 |
| 50 | $1,052 |
| 60 | $1,030 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,374 |
| $250 | $1,274 |
| $500 | $1,150 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,150 |
| 50/100 | $1,269 |
| 100/300 | $1,387 |
| 250/500 | $1,695 |
| 100 CSL | $1,316 |
| 300 CSL | $1,577 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,348 |
| 20 | $4,176 |
| 30 | $2,504 |
| 40 | $2,472 |
| 50 | $2,362 |
| 60 | $2,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $79 |
| Total Discounts | $463 |
Discounts are estimated and may not be available from every company or in every state.
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