Land Rover Range Rover Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 14, 2024

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Average insurance rates for a Land Rover Range Rover are $1,700 a year including full coverage. Comprehensive costs approximately $382, collision costs $704, and liability insurance is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing around $3,692. 16-year-old drivers receive the highest rates at $6,232 a year or more.

Average premium for full coverage: $1,700

Rate estimates by individual coverage type:

Comprehensive $382
Collision $704
Liability $456

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Range Rover trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $508 for just liability coverage to a much higher rate of $3,692 for high-risk insurance.

Liability Only $508
Full Coverage $1,700
High Risk $3,692

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,275
Small Cities $1,785
Large Cities $2,295

These examples highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Land Rover Range Rover insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $959
  • Choosing higher $1,000 deductibles can save $246 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,700
  • Buying more expensive low deductibles for comp and collision coverage will increase the cost to $2,180
  • High-risk insureds with multiple tickets or accidents could pay around $3,692 or more
  • The cost for full coverage for a teen driver with full coverage can cost $6,232 each year

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing full coverage Land Rover Range Rover insurance rates range from $959 to $6,232

Auto insurance rates for a Land Rover Range Rover can also vary considerably based on your driver profile, the model of your Range Rover, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,600 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $6,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Land Rover Range Rover insurance rates. A good driver about age 40 could pay as low as $1,310 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,430 on average in Louisiana, New York, and Michigan.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,538 -$162 -9.5%
Alaska $1,304 -$396 -23.3%
Arizona $1,410 -$290 -17.1%
Arkansas $1,700 -$0 0.0%
California $1,938 $238 14.0%
Colorado $1,624 -$76 -4.5%
Connecticut $1,748 $48 2.8%
Delaware $1,924 $224 13.2%
Florida $2,128 $428 25.2%
Georgia $1,568 -$132 -7.8%
Hawaii $1,222 -$478 -28.1%
Idaho $1,150 -$550 -32.4%
Illinois $1,266 -$434 -25.5%
Indiana $1,282 -$418 -24.6%
Iowa $1,148 -$552 -32.5%
Kansas $1,614 -$86 -5.1%
Kentucky $2,320 $620 36.5%
Louisiana $2,516 $816 48.0%
Maine $1,050 -$650 -38.2%
Maryland $1,404 -$296 -17.4%
Massachusetts $1,360 -$340 -20.0%
Michigan $2,956 $1,256 73.9%
Minnesota $1,424 -$276 -16.2%
Mississippi $2,038 $338 19.9%
Missouri $1,510 -$190 -11.2%
Montana $1,826 $126 7.4%
Nebraska $1,338 -$362 -21.3%
Nevada $2,038 $338 19.9%
New Hampshire $1,226 -$474 -27.9%
New Jersey $1,898 $198 11.6%
New Mexico $1,506 -$194 -11.4%
New York $1,792 $92 5.4%
North Carolina $980 -$720 -42.4%
North Dakota $1,390 -$310 -18.2%
Ohio $1,174 -$526 -30.9%
Oklahoma $1,746 $46 2.7%
Oregon $1,558 -$142 -8.4%
Pennsylvania $1,622 -$78 -4.6%
Rhode Island $2,270 $570 33.5%
South Carolina $1,540 -$160 -9.4%
South Dakota $1,434 -$266 -15.6%
Tennessee $1,488 -$212 -12.5%
Texas $2,048 $348 20.5%
Utah $1,260 -$440 -25.9%
Vermont $1,166 -$534 -31.4%
Virginia $1,020 -$680 -40.0%
Washington $1,314 -$386 -22.7%
West Virginia $1,558 -$142 -8.4%
Wisconsin $1,178 -$522 -30.7%
Wyoming $1,516 -$184 -10.8%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $730 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $490 $900 $390 $1,938
2023 Land Rover Range Rover $470 $894 $398 $1,920
2022 Land Rover Range Rover $454 $872 $416 $1,900
2021 Land Rover Range Rover $438 $836 $430 $1,862
2020 Land Rover Range Rover $414 $806 $442 $1,820
2019 Land Rover Range Rover $398 $748 $452 $1,756
2018 Land Rover Range Rover $382 $704 $456 $1,700
2017 Land Rover Range Rover $366 $632 $460 $1,616

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Land Rover Range Rover Insurance

Saving money on Land Rover Range Rover insurance takes being a good driver, having good credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop every couple of years by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following list is a summary of the material that was touched on in the above illustrations.

  • Drivers who purchase an increased level of liability coverage will pay around $500 per year to raise limits from a minimum limit to 250/500 limits
  • Drivers age 16 to 20 have the highest car insurance rates, as much as $519 per month if they have full coverage
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,990 more per year than a safer driver
  • Increasing deductibles can save around $725 each year

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $6,232
20 $3,926
30 $1,782
40 $1,700
50 $1,550
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,180
$250 $1,958
$500 $1,700
$1,000 $1,454

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,700
50/100 $1,791
100/300 $1,905
250/500 $2,202
100 CSL $1,837
300 CSL $2,088
500 CSL $2,270

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $8,932
20 $6,258
30 $3,782
40 $3,692
50 $3,522
60 $3,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $241

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $90
Homeowner $25
5-yr Accident Free $130
5-yr Claim Free $112
Paid in Full/EFT $81
Advance Quote $87
Online Quote $123
Total Discounts $741
Rate after discounts $959

Discounts are estimated and may not be available from every company or in every state.

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