Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Shopping for auto insurance through online rate quotes is simple to do, in addition you can save money. The critical component is to take the time to get rates from all providers so you can get the best prices.

Comparing auto insurance rates direct online can be complicated if you have never used online quotes. But relax because it's actually quite easy. Reducing your Lexus IS-350 insurance cost can be surprisingly simple. Consumers just need to spend a few minutes on the computer getting comparison quotes online with multiple companies. This is very easy and can be done by completing this short form.

Criteria which help determine

Car insurance premiums paid to insure a Lexus IS-350 can vary widely subject to many criteria. A few of these criteria are:

• More performance equals higher cost
• Any accidents you may have
• Whether you insure your home with the same company
• How you use your vehicle
• Young drivers cost more
• Having a spouse can save money
• Optional coverages like vehicle replacement
• Your claim history
• Maintaining coverage lowers rates
• Owning a home can lower rates

An additional factor that will help determine Lexus IS-350 insurance rates is the year of the vehicle. Older cars and trucks have a much lower replacement value than newer models so the costs to repair can decrease annual premiums. But more recent IS-350 vehicles may have safety features including autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights which can give discounted rates.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Coverage for uninsured or underinsured drivers - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.