Lexus GS F Insurance Rates

U.S. average insurance rates for a Lexus GS F are $1,738 a year including full coverage. Comprehensive insurance costs on average $372 each year, collision insurance costs $752, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,790 or more. Teenage drivers pay the highest rates at up to $6,400 a year.

Average premium for full coverage: $1,738

Price estimates by individual coverage:

Prices include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and GS F models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Lexus GS F insurance rates for different risk profiles and scenarios.

• The best discount rate is $973
• Using higher $1,000 deductibles will save around $256 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,738
• Using low deductibles for physical damage coverage will cost an extra $498 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,790
• The price for full coverage for a 16-year-old driver may cost $6,400 or more

View Chart as Image

Auto insurance prices for a Lexus GS F are also quite variable based on your driving record, the model of your GS F, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,600 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $6,400 a year. View Rates by Age

The state you live in has a huge impact on Lexus GS F insurance prices. A driver around age 40 might see prices as low as $1,330 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,480 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $760 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,100 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find the Right Lexus GS F Insurance

Getting lower rates on insurance for a Lexus GS F requires having a good driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a quick rundown of the data touched on in the above illustrations.

• Insureds who require increased levels of liability coverage will pay an extra $500 per year to increase from a low limit to 250/500 limits
• You may be able to save as much as $220 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $750 each year
• Drivers age 20 and younger are charged the highest prices, possibly costing $533 a month if they have full coverage