Lexus GS F Insurance Rates

Estimated insurance rates for a Lexus GS F are $1,796 a year including full coverage. Comprehensive costs an estimated $388 a year, collision insurance costs $798, and liability costs $452. A policy with only liability insurance costs as little as $504 a year, and a high-risk policy costs around $3,920. 16-year-old drivers pay the most at up to $6,582 a year.

Average premium for full coverage: $1,796

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and GS F trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Lexus GS F insurance rates for other coverage scenarios.

• The best full coverage rate is $1,001
• Drivers who choose higher $1,000 deductibles will pay approximately $1,526 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,796
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,320
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,920
• An auto insurance policy that insures a teen driver can cost as much as $6,582 a year

View Chart as Image

Car insurance prices for a Lexus GS F also have a wide range based on the trim level of your GS F, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $2,200 to $2,900 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,700 per year on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $6,500 a year. View Rates by Age

Where you choose to live makes a big difference in Lexus GS F insurance prices. A 40-year-old driver could pay as low as $1,380 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $800 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus GS F Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a positive credit history, refrain from filing small claims, and possibly higher deductibles. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a review of the coverage data illustrated above.

• You may be able to save approximately $230 per year just by quoting early and online
• Increasing policy deductibles can save approximately $800 each year
• Youthful drivers have the highest car insurance prices, with the cost nearing $549 per month if full coverage is purchased
• Higher risk drivers who have several accidents or serious violations could be charged and average of $2,120 more annually than a low-risk driver