Lexus IS-200T Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Car insurance premiums for your Lexus IS-200T can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor which can affect Lexus IS-200T insurance cost is the year of the vehicle. Models that are a few years old have a lower value than newer models so the payout to repair may end up costing you less. Conversely, new IS-200T models may have safety features such as forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive that may help give discounted rates.

Liability coverage

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage protection

a stationary object or other vehicle. . , . .

Comprehensive insurance

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured and underinsured coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical payments coverage and PIP

immediate expenses EMT expenses, pain medications, and nursing services. . .

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