Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Buying auto insurance from online rate quotes saves time, is easy to do, plus you may find lower rates. The key to finding lower rates is to compare rates from all companies so you can compare the best prices.

Shopping online for auto insurance can be difficult if you are a beginner to online rate quotes. But don't be discouraged because we're going to show you how. The are a couple different ways to get quotes from different insurance companies. The best way to find the lowest Lexus IS-250 insurance cost is to get quotes online. This can be done by visiting this page.

Insurance premiums on a Lexus IS-250 will vary greatly and are calculated by many factors. Including but not limited to:

• High performance increases premiums
• Your accident history
• Multiple policies can save money
• Pleasure use vs. commuting use
• Add-on coverages such as rental reimbursement
• Your job
• The level of coverage
• Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new IS-250 models so the cost to replace them may end up costing you less. Conversely, more recent IS-250 vehicles have more advanced features such as a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system so those may provide discounts that lower premiums.

Liability insurance - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision insurance - a stationary object or other vehicle. . , . .

Comprehensive auto coverage - from a wide range of events other than collision. . your auto insurance company will pay , .

Coverage for uninsured or underinsured drivers - Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage - immediate expenses EMT expenses, pain medications, and nursing services. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.