Lexus IS-250 Insurance Rates

You may have found yourself wondering how much you might have to pay for insurance on a Lexus IS 250. If this sounds like you, you should know that the average Lexus IS 250 rates amounts to $1,396 a year for full coverage, which translates to a $116 monthly bill.

There are a variety of factors that ultimately impact Lexus IS 250 insurance costs, such as the model year of the vehicle. For example, 2007 Lexus IS 250 insurance costs much less than a policy for the newest model.

In order to help you effectively compare Lexus IS 250 costs, we’ve prepared this comprehensive guide for you. Once you’ve read through the material outlined in this article, use our free online tool to compare Lexus IS 250 quotes from top companies.

Buying auto insurance through online companies saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to get rates from all companies in order to accurately compare the best prices.

Shopping online for auto insurance can be a challenge if you are a beginner to online quoting. But don't be discouraged because it's actually quite easy. There are several ways to compare rate quotes from local auto insurance companies. The best method to find the cheapest Lexus IS-250 insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

Car insurance premiums on a Lexus IS-250 can fluctuate considerably and are calculated by many factors. Some of these factors include:

• High performance increases premiums
• Accidents raise premiums
• Multiple policies can save money
• Pleasure use vs. commuting use
• Mature drivers pay less
• Being married may save money
• Extra coverages like towing and rental
• Your occupation
• Your coverage level
• Whether you own your home

An additional factor that helps determine Lexus IS-250 insurance rates is the year of the vehicle. Older models cost less than newer models so the cost to replace them may end up costing you less. On the flip side, new IS-250 models may have safety features like anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which may help offset higher rates.

Coverage for liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverages - another car or object. . , . .

Comprehensive auto insurance - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage . , . .

Insurance for medical payments - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Now that you are aware of how Lexus IS 250 rates can fluctuate, you have a better understanding of what you might expect to pay based on the model year of your vehicle. For example, the insurance cost of a 2015 Lexus IS 250 will be different than the price range of a 2008 Lexus IS 250 premium.

The best way to find out what your individual policy will look like is by using our free online quote tool below.

What Are the Lexus IS 250 Safety Ratings?

It’s important to consider the safety ratings of the Lexus IS 250 to gain a better understanding of where you might qualify for policy discounts. After all, the safer the vehicle is, the less money you should have to pay for insurance

Take a look at the safety ratings of the Lexus IS 250 below with crash test results reported by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, the IIHS classifies “Good” as the highest rating possible. The Lexus IS 250 achieved that grade in every part of the car that was tested.

How to Compare Lexus IS 250 Against Other Vehicles in the Same Class

Experts from the Insurance Institute for Highway Safety classify the Lexus IS 250 as a midsize four-door luxury car. By comparison, other similar models include the following:

• Acura TLX
• BMW 4 Series
• Lincoln MKZ

When providing you with a quote, insurance companies will consider the loss percentages of the Lexus IS 250 as it compares to other similar models in this class.

By now you should have a great handle on how Lexus IS 250 insurance rates are calculated, so is there anything we might have missed? If not, start comparing Lexus IS 250 insurance rates from several companies by using our free quote tool today.