Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance by comparing rates online can be fast and easy and at the same time you will probably save money. The most important part is to compare rates from all companies so you can get the best prices.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of companies competing for your business. Cutting your Lexus IS-350 insurance cost can be quick and easy. Consumers just need to take a couple of minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Insurance rates on a Lexus IS-350 will vary greatly depending on several factors. Taken into consideration are:

• A clean driving record keeps rates low
• Your credit history
• Men typically pay more than women
• Low deductibles cost more
• Your vehicle's safety rating
• No claims lowers premiums
• No coverage lapses saves money
• Whether you rent or own your home

One last important factor which can affect the rate you pay on your Lexus IS-350 is the year of manufacture. Models that are a few years old have a reduced actual cash value so the cost to replace them may result in lower rates. Conversely, more recent IS-350 vehicles may have options such as forward-collision avoidance, adaptive cruise control, and active head restraints so those may give discounted rates.

Auto liability insurance - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Auto collision coverage - an object or car. . , . .

Comprehensive insurance - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

UM/UIM Coverage - This . , . .

Med pay and Personal Injury Protection (PIP) - expenses doctor visits, EMT expenses, and X-ray expenses. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.