Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Buying auto insurance by quoting online can be fast and easy, in addition you may find lower rates. The most important part is to take the time to get as many rate quotes as possible so you can compare every company's rates.

If you're new to shopping for auto insurance online, you may be confused by the hoards of auto insurance companies selling insurance. Finding a better price on auto insurance is a fairly straight forward process. The only thing you need to do is spend a few minutes to compare quotes provided by online insurance companies. This can be accomplished by visiting this page.

Criteria which help determine

Insurance premiums for a Lexus IS-350 can vary widely depending on several factors. A few of these criteria are:

• Higher performance IS-350 vehicles cost more
• Any accidents you may have
• Multiple policies can save money
• Use of your vehicle
• Optional coverages like vehicle replacement
• Whether or not you have claims
• Having continuous coverage saves you money
• Owning a home can lower rates

One important consideration that helps determine your rates is the age of the vehicle. Older models have a much lower replacement value compared to new IS-350 models so repair costs tend to be lower which may result in lower rates. Although newer vehicles have more advanced features included like tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights which can provide discounts that lower premiums.

Liability coverages

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage protection

another vehicle or an object, but not an animal. . , . .

Comprehensive or Other Than Collision

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage

This coverage . , . .

Coverage for medical payments

bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.