Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance by comparing rates online saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is getting rates from as many companies as possible so you can get the best prices.

Finding the best direct price on auto insurance can be a challenge if you are a beginner to quoting online. Don't let that stop you because comparing prices is actually very simple. When shopping for auto insurance there are multiple ways to compare rate quotes and find the best price. The quickest method to find competitive Lexus IS-350 insurance cost is to perform an online rate comparison. This can be accomplished by completing this short form.

Auto insurance rates for your Lexus IS-350 can be significantly different and are calculated by many factors. Some of these factors include:

• High performance increases premiums
• How many accidents you have had
• Home/auto policy bundles save money
• Pleasure, commuting or business use can affect rates
• Extra coverages like towing and rental
• What you do for a living
• Insurance coverage level
• Whether you own your home

A final factor which can affect Lexus IS-350 insurance rates is the model year. Models that are a few years old cost less in comparison to older models so the payout to repair may end up costing you less. Although new IS-350 models may have a trim level with safety features included like forward-collision avoidance, adaptive cruise control, and active head restraints that may help give discounted rates.

Auto liability insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision insurance - another car or object. . , . .

Comprehensive coverages - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured Motorist or Underinsured Motorist insurance - Your UM/UIM coverage . , . .

Med pay and Personal Injury Protection (PIP) - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.