Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,200 every 12 months for full coverage. Comprehensive costs on average $228 each year, collision insurance costs $340, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,586. Teens receive the highest rates at up to $4,660 a year.

Average premium for full coverage: $1,200

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

These examples show why all drivers should get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Lexus IS F insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $711
• Choosing higher $1,000 deductibles can save around $130 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,200
• Selecting low deductibles for comp and collision coverage increases the price to $1,448
• Drivers with serious driving violations could pay upwards of $2,586
• The cost to insure a teenage driver may cost $4,660 each year

Insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your IS F.

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

How to Shop for Cheaper Lexus IS F Insurance

Saving money on auto insurance takes being a good driver, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Make time to compare rates every other policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a condensed summary of the ideas that were touched on in this article.

• Drivers age 16 to 20 pay higher rates, costing as high as $388 per month if full coverage is included
• Drivers with multiple at-fault accidents pay an average of $1,390 more each year than a safer driver
• Increasing deductibles could save as much as $375 each year
• Drivers can save as much as $140 per year just by quoting online in advance