Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,252 every 12 months for full coverage insurance. Comprehensive insurance costs around $244, collision insurance costs $372, and liability costs around $478. A liability-only policy costs as low as $526 a year, and high-risk insurance costs $2,700 or more. Teen drivers receive the highest rates at up to $4,828 a year.

Average premium for full coverage: $1,252

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all IS F models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $736
• Using higher $1,000 deductibles will save about $140 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,252
• Choosing pricier low deductibles for physical damage coverage costs an extra $268 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,700
• The cost to insure a 16-year-old driver for full coverage can be $4,828 or more

Insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $410 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. Lexus IS F insurance for high-risk drivers can be from 43% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.

How to Shop for Low Cost Lexus IS F Insurance

Saving money on insurance for a Lexus IS F requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the information covered in the above illustrations.

• It is possible to save up to $150 per year just by quoting online well ahead of the renewal date
• Youthful drivers pay higher rates, costing up to $402 per month if they have full coverage
• Increasing deductibles could save as much as $400 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,450 more every year than a low-risk driver
• Insureds who may need more liability protection will pay about $530 annually to increase from a minimum limit to a 250/500 level