Lexus IS F Insurance Rates

The average insurance rates for a Lexus IS F are $1,200 a year with full coverage. Comprehensive costs approximately $228, collision insurance costs $340, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,586. Teenage drivers cost the most to insure at up to $4,660 a year.

Average premium for full coverage: $1,200

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different IS F trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $711
• Drivers who choose higher $1,000 deductibles will pay $130 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,200
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• High-risk insureds who are prone to accidents and violations could pay around $2,586
• Policy cost that insures a teenage driver with full coverage can cost $4,660 a year

Auto insurance rates for a Lexus IS F also range considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in Lexus IS F insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

Using high physical damage deductibles could save up to $380 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Lexus IS F Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices at every policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a brief recap of the data touched on above.

• Consumers who purchase additional liability coverage will pay an extra $520 every year to go from a 30/60 limit to the 250/500 level
• You may be able to save around $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $388 each month if the policy includes full coverage