Lexus LX 570 Insurance Rates
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UPDATED: Apr 5, 2024
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Estimated auto insurance rates for a Lexus LX 570 are $1,310 annually with full coverage. Comprehensive insurance costs around $274, collision costs $400, and liability costs $478. A policy with only liability insurance costs as little as $526 a year, with a high-risk policy costing $2,822 or more. 16-year-old drivers pay the most at $4,984 a year or more.
Average premium for full coverage: $1,310
Premium estimates for type of coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for all LX 570 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Lexus LX 570 go from as cheap as $526 for minimum levels of liability insurance to the much higher price of $2,822 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than congested cities.
The example below illustrates how where you live affects auto insurance rates.
These rate differences demonstrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $770
- Drivers who choose higher $1,000 deductibles will pay about $154 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,310
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $294 annually
- Drivers with multiple tickets or accidents could pay at least $2,822 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can be $4,984 a year
Car insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driving record, and deductibles and policy limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost from 42% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $450 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,770 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,186 | -$124 | -9.5% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,088 | -$222 | -16.9% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,252 | -$58 | -4.4% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,484 | $174 | 13.3% |
| Florida | $1,640 | $330 | 25.2% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,248 | -$62 | -4.7% |
| Kentucky | $1,790 | $480 | 36.6% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,050 | -$260 | -19.8% |
| Michigan | $2,278 | $968 | 73.9% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,572 | $262 | 20.0% |
| Missouri | $1,164 | -$146 | -11.1% |
| Montana | $1,410 | $100 | 7.6% |
| Nebraska | $1,034 | -$276 | -21.1% |
| Nevada | $1,572 | $262 | 20.0% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,466 | $156 | 11.9% |
| New Mexico | $1,160 | -$150 | -11.5% |
| New York | $1,382 | $72 | 5.5% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $906 | -$404 | -30.8% |
| Oklahoma | $1,346 | $36 | 2.7% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,252 | -$58 | -4.4% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,106 | -$204 | -15.6% |
| Tennessee | $1,148 | -$162 | -12.4% |
| Texas | $1,582 | $272 | 20.8% |
| Utah | $972 | -$338 | -25.8% |
| Vermont | $898 | -$412 | -31.5% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,012 | -$298 | -22.7% |
| West Virginia | $1,200 | -$110 | -8.4% |
| Wisconsin | $906 | -$404 | -30.8% |
| Wyoming | $1,168 | -$142 | -10.8% |
With such a large range in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, so rate quotes will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $486 | $874 | $372 | $1,890 |
| 2023 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2022 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2021 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2020 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2019 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2018 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2017 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2016 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2015 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2014 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2013 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2011 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2010 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Lexus LX 570 Insurance
Finding better rates on insurance for a Lexus LX 570 not only requires having a decent driving record, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop at every policy renewal by getting rate quotes from direct companies, and also from local exclusive and independent agents.
The following items are a brief summary of the data touched on in the above illustrations.
- Insureds who may need additional liability coverage will pay around $530 every year to go from 30/60 bodily injury limits to higher 250/500 limits
- You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $450 each year
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $415 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,984 |
| 20 | $2,984 |
| 30 | $1,354 |
| 40 | $1,310 |
| 50 | $1,200 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,604 |
| $250 | $1,470 |
| $500 | $1,310 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,406 |
| 100/300 | $1,525 |
| 250/500 | $1,836 |
| 100 CSL | $1,453 |
| 300 CSL | $1,716 |
| 500 CSL | $1,908 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,084 |
| 20 | $4,758 |
| 30 | $2,870 |
| 40 | $2,822 |
| 50 | $2,692 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $69 |
| Homeowner | $21 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $92 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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