Lexus LX 570 Insurance Rates
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UPDATED: Apr 5, 2024
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Estimated insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage insurance. Comprehensive insurance costs on average $256 each year, collision costs $366, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,696 or more. Teenage drivers pay the most at $4,804 a year or more.
Average premium for full coverage: $1,254
Premium estimates by type of coverage:
Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and LX 570 models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Lexus LX 570 go from the cheapest price of $522 for just the minimum liability insurance to a high rate of $2,696 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.
The graphic below illustrates how your location can change car insurance rates.
These rate differences illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.
- The best discount rate is $741
- Raising to $1,000 deductibles will save around $142 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,254
- Using low deductibles costs an extra $270 a year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,696 or more
- An auto insurance policy to insure a teen driver may cost $4,804
Insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your LX 570.
Using high physical damage deductibles can reduce prices by up to $420 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,690 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$120 | -9.6% |
| Alaska | $960 | -$294 | -23.4% |
| Arizona | $1,040 | -$214 | -17.1% |
| Arkansas | $1,254 | -$0 | 0.0% |
| California | $1,430 | $176 | 14.0% |
| Colorado | $1,198 | -$56 | -4.5% |
| Connecticut | $1,290 | $36 | 2.9% |
| Delaware | $1,420 | $166 | 13.2% |
| Florida | $1,570 | $316 | 25.2% |
| Georgia | $1,156 | -$98 | -7.8% |
| Hawaii | $900 | -$354 | -28.2% |
| Idaho | $848 | -$406 | -32.4% |
| Illinois | $932 | -$322 | -25.7% |
| Indiana | $944 | -$310 | -24.7% |
| Iowa | $848 | -$406 | -32.4% |
| Kansas | $1,194 | -$60 | -4.8% |
| Kentucky | $1,712 | $458 | 36.5% |
| Louisiana | $1,856 | $602 | 48.0% |
| Maine | $774 | -$480 | -38.3% |
| Maryland | $1,034 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$252 | -20.1% |
| Michigan | $2,178 | $924 | 73.7% |
| Minnesota | $1,048 | -$206 | -16.4% |
| Mississippi | $1,500 | $246 | 19.6% |
| Missouri | $1,112 | -$142 | -11.3% |
| Montana | $1,348 | $94 | 7.5% |
| Nebraska | $988 | -$266 | -21.2% |
| Nevada | $1,504 | $250 | 19.9% |
| New Hampshire | $902 | -$352 | -28.1% |
| New Jersey | $1,400 | $146 | 11.6% |
| New Mexico | $1,110 | -$144 | -11.5% |
| New York | $1,322 | $68 | 5.4% |
| North Carolina | $722 | -$532 | -42.4% |
| North Dakota | $1,028 | -$226 | -18.0% |
| Ohio | $864 | -$390 | -31.1% |
| Oklahoma | $1,288 | $34 | 2.7% |
| Oregon | $1,148 | -$106 | -8.5% |
| Pennsylvania | $1,198 | -$56 | -4.5% |
| Rhode Island | $1,672 | $418 | 33.3% |
| South Carolina | $1,136 | -$118 | -9.4% |
| South Dakota | $1,058 | -$196 | -15.6% |
| Tennessee | $1,098 | -$156 | -12.4% |
| Texas | $1,510 | $256 | 20.4% |
| Utah | $928 | -$326 | -26.0% |
| Vermont | $860 | -$394 | -31.4% |
| Virginia | $752 | -$502 | -40.0% |
| Washington | $970 | -$284 | -22.6% |
| West Virginia | $1,148 | -$106 | -8.5% |
| Wisconsin | $870 | -$384 | -30.6% |
| Wyoming | $1,118 | -$136 | -10.8% |
With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2023 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2022 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2021 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2020 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2019 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2018 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2017 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2016 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2015 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2014 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2013 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2011 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
| 2010 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Lexus LX 570 Insurance
Finding better rates on Lexus LX 570 insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to shop around every other policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following list is a condensed summary of the ideas that were illustrated above.
- Drivers age 16 to 20 pay the highest prices, with premiums being up to $400 per month if they have full coverage
- High-risk drivers with multiple at-fault accidents pay on average $1,440 more each year than a safer driver
- Increasing policy deductibles could save as much as $400 each year
- It is possible to save as much as $150 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,804 |
| 20 | $2,856 |
| 30 | $1,294 |
| 40 | $1,254 |
| 50 | $1,146 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,524 |
| $250 | $1,402 |
| $500 | $1,254 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,254 |
| 50/100 | $1,349 |
| 100/300 | $1,467 |
| 250/500 | $1,775 |
| 100 CSL | $1,396 |
| 300 CSL | $1,657 |
| 500 CSL | $1,847 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,818 |
| 20 | $4,550 |
| 30 | $2,738 |
| 40 | $2,696 |
| 50 | $2,574 |
| 60 | $2,548 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $88 |
| Total Discounts | $513 |
Discounts are estimated and may not be available from every company or in every state.
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