Lexus LX 570 Insurance Rates

Estimated insurance prices for a Lexus LX 570 are $1,310 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $274, collision costs $400, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, with high-risk coverage costing $2,822 or more. Teens pay the most at $4,984 a year or more.

Average premium for full coverage: $1,310

Premium estimates broken down by type of coverage:

Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $770
• Drivers who choose higher $1,000 deductibles will pay approximately $154 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,310
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $294 each year
• High-risk insureds with serious driving violations could pay up to $2,822 or more
• An auto insurance policy to insure a teenage driver with full coverage can cost as much as $4,984 a year

Insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can cost around 42% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,770 on average in Florida, New York, and Michigan.

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices and see how they stack up. Every company calculates prices differently, so the prices will be substantially different.

How to Shop for Low Cost Lexus LX 570 Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a review of the data that was covered above.

• It is possible to save approximately $150 per year simply by shopping early and online
• Consumers who want higher levels of liability will pay approximately $530 annually to go from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are charged the highest prices, with premiums being up to $415 per month if they have full coverage
• Drivers who have several accidents or serious violations could be forced to pay on average $1,510 more annually for auto insurance