Lexus LX 570 Insurance Rates

The average insurance prices for a Lexus LX 570 are $1,254 every 12 months including full coverage. Comprehensive costs an estimated $256 a year, collision costs $366, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,696. 16-year-old drivers cost the most to insure at $4,804 a year or more.

Average premium for full coverage: $1,254

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The best full coverage rate is $741
• Raising to $1,000 deductibles will save approximately $1,112 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,254
• Buying low $100 deductibles increases the price to $1,524
• Unlucky drivers with multiple tickets or accidents could pay up to $2,696 or more
• Policy cost to insure a teenage driver can cost as much as $4,804

Insurance rates for a Lexus LX 570 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $420 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find rates as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and rates will be varied.

How to Shop for the Right Lexus LX 570 Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the data touched on in this article.

• Consumers who want higher liability limits will pay around $520 per year to raise from a 30/60 limit to a 250/500 level
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teenagers are expensive to insure, with premiums being up to $400 each month if full coverage is included