Lexus LX 570 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Lexus LX 570 are $1,310 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $274, collision costs $400, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, with high-risk coverage costing $2,822 or more. Teens pay the most at $4,984 a year or more.
Average premium for full coverage: $1,310
Premium estimates broken down by type of coverage:
Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Lexus LX 570 go from the cheapest price of $526 for liability-only coverage to a much higher rate of $2,822 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Lexus LX 570 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $770
- Drivers who choose higher $1,000 deductibles will pay approximately $154 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,310
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $294 each year
- High-risk insureds with serious driving violations could pay up to $2,822 or more
- An auto insurance policy to insure a teenage driver with full coverage can cost as much as $4,984 a year
Insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can cost around 42% to 128% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,770 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,186 | -$124 | -9.5% |
Alaska | $1,004 | -$306 | -23.4% |
Arizona | $1,088 | -$222 | -16.9% |
Arkansas | $1,310 | -$0 | 0.0% |
California | $1,494 | $184 | 14.0% |
Colorado | $1,252 | -$58 | -4.4% |
Connecticut | $1,346 | $36 | 2.7% |
Delaware | $1,484 | $174 | 13.3% |
Florida | $1,640 | $330 | 25.2% |
Georgia | $1,210 | -$100 | -7.6% |
Hawaii | $942 | -$368 | -28.1% |
Idaho | $886 | -$424 | -32.4% |
Illinois | $976 | -$334 | -25.5% |
Indiana | $988 | -$322 | -24.6% |
Iowa | $884 | -$426 | -32.5% |
Kansas | $1,248 | -$62 | -4.7% |
Kentucky | $1,790 | $480 | 36.6% |
Louisiana | $1,940 | $630 | 48.1% |
Maine | $808 | -$502 | -38.3% |
Maryland | $1,080 | -$230 | -17.6% |
Massachusetts | $1,050 | -$260 | -19.8% |
Michigan | $2,278 | $968 | 73.9% |
Minnesota | $1,096 | -$214 | -16.3% |
Mississippi | $1,572 | $262 | 20.0% |
Missouri | $1,164 | -$146 | -11.1% |
Montana | $1,410 | $100 | 7.6% |
Nebraska | $1,034 | -$276 | -21.1% |
Nevada | $1,572 | $262 | 20.0% |
New Hampshire | $944 | -$366 | -27.9% |
New Jersey | $1,466 | $156 | 11.9% |
New Mexico | $1,160 | -$150 | -11.5% |
New York | $1,382 | $72 | 5.5% |
North Carolina | $754 | -$556 | -42.4% |
North Dakota | $1,074 | -$236 | -18.0% |
Ohio | $906 | -$404 | -30.8% |
Oklahoma | $1,346 | $36 | 2.7% |
Oregon | $1,200 | -$110 | -8.4% |
Pennsylvania | $1,252 | -$58 | -4.4% |
Rhode Island | $1,748 | $438 | 33.4% |
South Carolina | $1,188 | -$122 | -9.3% |
South Dakota | $1,106 | -$204 | -15.6% |
Tennessee | $1,148 | -$162 | -12.4% |
Texas | $1,582 | $272 | 20.8% |
Utah | $972 | -$338 | -25.8% |
Vermont | $898 | -$412 | -31.5% |
Virginia | $784 | -$526 | -40.2% |
Washington | $1,012 | -$298 | -22.7% |
West Virginia | $1,200 | -$110 | -8.4% |
Wisconsin | $906 | -$404 | -30.8% |
Wyoming | $1,168 | -$142 | -10.8% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices and see how they stack up. Every company calculates prices differently, so the prices will be substantially different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Lexus LX 570 | $486 | $874 | $372 | $1,890 |
2023 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
2022 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
2021 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
2020 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
2019 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
2018 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
2017 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
2016 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
2015 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
2014 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
2013 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
2011 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
2010 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Lexus LX 570 Insurance
Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
Below is a review of the data that was covered above.
- It is possible to save approximately $150 per year simply by shopping early and online
- Consumers who want higher levels of liability will pay approximately $530 annually to go from 30/60 bodily injury limits to a 250/500 level
- Teenage drivers are charged the highest prices, with premiums being up to $415 per month if they have full coverage
- Drivers who have several accidents or serious violations could be forced to pay on average $1,510 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,984 |
20 | $2,984 |
30 | $1,354 |
40 | $1,310 |
50 | $1,200 |
60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,604 |
$250 | $1,470 |
$500 | $1,310 |
$1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,310 |
50/100 | $1,406 |
100/300 | $1,525 |
250/500 | $1,836 |
100 CSL | $1,453 |
300 CSL | $1,716 |
500 CSL | $1,908 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,084 |
20 | $4,758 |
30 | $2,870 |
40 | $2,822 |
50 | $2,692 |
60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $69 |
Multi-vehicle | $69 |
Homeowner | $21 |
5-yr Accident Free | $89 |
5-yr Claim Free | $84 |
Paid in Full/EFT | $55 |
Advance Quote | $61 |
Online Quote | $92 |
Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area