Lexus LX 570 Insurance Rates
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UPDATED: Apr 5, 2024
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Estimated insurance rates for a Lexus LX 570 are $1,254 a year for full coverage. Comprehensive costs around $256, collision insurance costs $366, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,696. Teen drivers pay the most at up to $4,804 a year.
Average premium for full coverage: $1,254
Premium estimates for type of coverage:
Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all LX 570 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Lexus LX 570 range from as low as $522 for liability-only coverage to the much higher price of $2,696 for a high-risk driver policy.
Insurance Price Range by Location
Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.
These rate differences show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Lexus LX 570 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $741
- Drivers who choose higher $1,000 deductibles will pay about $142 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,254
- Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,524
- Drivers with multiple violations and an at-fault accident could pay at least $2,696
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,804 a year
Insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the trim level of your LX 570, and deductibles and policy limits.
A more mature driver with no violations or accidents and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,800 a year. View Rates by Age
Where you choose to live makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or as much as $1,790 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$120 | -9.6% |
| Alaska | $960 | -$294 | -23.4% |
| Arizona | $1,040 | -$214 | -17.1% |
| Arkansas | $1,254 | -$0 | 0.0% |
| California | $1,430 | $176 | 14.0% |
| Colorado | $1,198 | -$56 | -4.5% |
| Connecticut | $1,290 | $36 | 2.9% |
| Delaware | $1,420 | $166 | 13.2% |
| Florida | $1,570 | $316 | 25.2% |
| Georgia | $1,156 | -$98 | -7.8% |
| Hawaii | $900 | -$354 | -28.2% |
| Idaho | $848 | -$406 | -32.4% |
| Illinois | $932 | -$322 | -25.7% |
| Indiana | $944 | -$310 | -24.7% |
| Iowa | $848 | -$406 | -32.4% |
| Kansas | $1,194 | -$60 | -4.8% |
| Kentucky | $1,712 | $458 | 36.5% |
| Louisiana | $1,856 | $602 | 48.0% |
| Maine | $774 | -$480 | -38.3% |
| Maryland | $1,034 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$252 | -20.1% |
| Michigan | $2,178 | $924 | 73.7% |
| Minnesota | $1,048 | -$206 | -16.4% |
| Mississippi | $1,500 | $246 | 19.6% |
| Missouri | $1,112 | -$142 | -11.3% |
| Montana | $1,348 | $94 | 7.5% |
| Nebraska | $988 | -$266 | -21.2% |
| Nevada | $1,504 | $250 | 19.9% |
| New Hampshire | $902 | -$352 | -28.1% |
| New Jersey | $1,400 | $146 | 11.6% |
| New Mexico | $1,110 | -$144 | -11.5% |
| New York | $1,322 | $68 | 5.4% |
| North Carolina | $722 | -$532 | -42.4% |
| North Dakota | $1,028 | -$226 | -18.0% |
| Ohio | $864 | -$390 | -31.1% |
| Oklahoma | $1,288 | $34 | 2.7% |
| Oregon | $1,148 | -$106 | -8.5% |
| Pennsylvania | $1,198 | -$56 | -4.5% |
| Rhode Island | $1,672 | $418 | 33.3% |
| South Carolina | $1,136 | -$118 | -9.4% |
| South Dakota | $1,058 | -$196 | -15.6% |
| Tennessee | $1,098 | -$156 | -12.4% |
| Texas | $1,510 | $256 | 20.4% |
| Utah | $928 | -$326 | -26.0% |
| Vermont | $860 | -$394 | -31.4% |
| Virginia | $752 | -$502 | -40.0% |
| Washington | $970 | -$284 | -22.6% |
| West Virginia | $1,148 | -$106 | -8.5% |
| Wisconsin | $870 | -$384 | -30.6% |
| Wyoming | $1,118 | -$136 | -10.8% |
Choosing high deductibles could save up to $420 annually, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional annually, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost from 44% to 134% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2023 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2022 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2021 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2020 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2019 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2018 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2017 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2016 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2015 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2014 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2013 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2011 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
| 2010 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Lexus LX 570 Insurance
Finding better rates on insurance for a Lexus LX 570 not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
Below you'll find a review of the information touched on in the above illustrations.
- Drivers can save up to $150 per year just by quoting online well ahead of the renewal date
- Youthful drivers are charged the highest prices, as much as $400 per month including comprehensive and collision insurance
- Increasing policy deductibles can save around $400 each year
- Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,440 more every year than a low-risk driver
- Insureds who may need more liability protection will pay about $520 each year to go from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,804 |
| 20 | $2,856 |
| 30 | $1,294 |
| 40 | $1,254 |
| 50 | $1,146 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,524 |
| $250 | $1,402 |
| $500 | $1,254 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,254 |
| 50/100 | $1,349 |
| 100/300 | $1,467 |
| 250/500 | $1,775 |
| 100 CSL | $1,396 |
| 300 CSL | $1,657 |
| 500 CSL | $1,847 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,818 |
| 20 | $4,550 |
| 30 | $2,738 |
| 40 | $2,696 |
| 50 | $2,574 |
| 60 | $2,548 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $88 |
| Total Discounts | $513 |
Discounts are estimated and may not be available from every company or in every state.
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