Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,310 a year for full coverage. Comprehensive insurance costs an estimated $274 a year, collision insurance costs $400, and liability is estimated at $478. A policy with only liability insurance costs approximately $526 a year, and a high-risk policy costs $2,822 or more. Teens pay the most at up to $4,984 a year.

Average premium for full coverage: $1,310

Premium estimates broken down by type of coverage:

Estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $770
• Choosing higher $1,000 deductibles can save approximately $1,156 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,310
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $294 every year
• Unlucky drivers with serious driving violations could pay up to $2,822
• An auto insurance policy that insures a teen driver can cost as much as $4,984 each year

Car insurance prices for a Lexus LX 570 also have a wide range based on the trim level of your LX 570, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,870 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus LX 570 Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates at least once a year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a review of the primary concepts that were touched on in this article.

• Drivers can save approximately $150 per year just by quoting early and online
• Higher risk drivers who have several accidents or serious violations may pay on average $1,510 more annually for LX 570 insurance
• Increasing policy deductibles can save approximately $450 each year
• Teens have the highest car insurance prices, as much as $415 per month if full coverage is purchased