Lexus LX 570 Insurance Rates
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UPDATED: Apr 5, 2024
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Estimated insurance rates for a Lexus LX 570 are $1,310 a year for full coverage insurance. Comprehensive insurance costs on average $274, collision insurance costs $400, and liability costs $478. A policy with only liability insurance costs as little as $526 a year, and a high-risk policy costs $2,822 or more. Teens pay the most at up to $4,984 a year.
Average premium for full coverage: $1,310
Premium estimates by type of coverage:
Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Lexus LX 570 range from as low as $526 for just liability insurance to a much higher rate of $2,822 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Lexus LX 570 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $770
- Drivers who choose higher $1,000 deductibles will pay around $154 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,310
- Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $294 every year
- Higher-risk drivers with serious driving violations could pay upwards of $2,822
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,984 a year
Car insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,900 a year. View Rates by Age
Where you choose to live makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,186 | -$124 | -9.5% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,088 | -$222 | -16.9% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,252 | -$58 | -4.4% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,484 | $174 | 13.3% |
| Florida | $1,640 | $330 | 25.2% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,248 | -$62 | -4.7% |
| Kentucky | $1,790 | $480 | 36.6% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,050 | -$260 | -19.8% |
| Michigan | $2,278 | $968 | 73.9% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,572 | $262 | 20.0% |
| Missouri | $1,164 | -$146 | -11.1% |
| Montana | $1,410 | $100 | 7.6% |
| Nebraska | $1,034 | -$276 | -21.1% |
| Nevada | $1,572 | $262 | 20.0% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,466 | $156 | 11.9% |
| New Mexico | $1,160 | -$150 | -11.5% |
| New York | $1,382 | $72 | 5.5% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $906 | -$404 | -30.8% |
| Oklahoma | $1,346 | $36 | 2.7% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,252 | -$58 | -4.4% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,106 | -$204 | -15.6% |
| Tennessee | $1,148 | -$162 | -12.4% |
| Texas | $1,582 | $272 | 20.8% |
| Utah | $972 | -$338 | -25.8% |
| Vermont | $898 | -$412 | -31.5% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,012 | -$298 | -22.7% |
| West Virginia | $1,200 | -$110 | -8.4% |
| Wisconsin | $906 | -$404 | -30.8% |
| Wyoming | $1,168 | -$142 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could save up to $450 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can cost as much as 42% to 128% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $486 | $874 | $372 | $1,890 |
| 2023 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2022 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2021 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2020 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2019 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2018 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2017 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2016 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2015 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2014 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2013 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2011 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2010 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Lexus LX 570 Insurance
Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below is a quick review of the primary concepts that were touched on above.
- It is possible to save as much as $150 per year just by shopping early and online
- Higher risk drivers with a DUI or reckless driving violation pay an average of $1,510 more each year for auto insurance
- Increasing policy deductibles can save around $450 each year
- Teenage drivers are expensive to insure, with premiums being up to $415 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,984 |
| 20 | $2,984 |
| 30 | $1,354 |
| 40 | $1,310 |
| 50 | $1,200 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,604 |
| $250 | $1,470 |
| $500 | $1,310 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,406 |
| 100/300 | $1,525 |
| 250/500 | $1,836 |
| 100 CSL | $1,453 |
| 300 CSL | $1,716 |
| 500 CSL | $1,908 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,084 |
| 20 | $4,758 |
| 30 | $2,870 |
| 40 | $2,822 |
| 50 | $2,692 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $69 |
| Homeowner | $21 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $92 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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