Lexus LX 570 Insurance Rates

Estimated auto insurance rates for a Lexus LX 570 are $1,254 annually for full coverage. Comprehensive costs on average $256, collision insurance costs $366, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,696. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why everyone should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best discount rate is $741
• Choosing higher $1,000 deductibles can save around $142 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,254
• Using pricier low deductibles for comp and collision coverage will cost $1,524
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,696
• An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,804 each year

Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Lexus LX 570 insurance for high-risk drivers ranges as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $420 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

How to Buy the Best Lexus LX 570 Insurance

Finding better rates on car insurance takes being a low-risk driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by getting quotes from direct carriers, and also from local insurance agents.

The items below are a brief recap of the car insurance concepts covered above.

• Higher risk drivers who tend to receive serious violations may be required to pay an average of $1,440 more each year to insure their LX 570
• Drivers can save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $400 each year
• Policyholders who require more liability coverage will pay an extra $520 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits