Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year for full coverage insurance. Comprehensive insurance costs on average $256 a year, collision insurance costs $366, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,696 or more. Teen drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $741
• Raising to $1,000 deductibles will save around $1,112 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,254
• Choosing low $100 deductibles will cost an additional $270 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,696
• An auto insurance policy that insures a 16-year-old driver may cost $4,804

Auto insurance prices for a Lexus LX 570 also have a wide range based on the trim level of your LX 570, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.

Choosing high deductibles can reduce prices by up to $420 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus LX 570 Insurance

Finding better rates on insurance for a Lexus LX 570 consists of being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around at least once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a quick rundown of the primary concepts that were illustrated above.

• It is possible to save as much as $150 per year just by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,440 more each year for auto insurance
• Increasing policy deductibles can save approximately $400 each year
• Teenage drivers are charged the highest prices, with premiums being up to $400 per month if the policy includes full coverage