Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive insurance costs an estimated $256, collision costs $366, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,696 or more. Teenage drivers pay the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $741
• Raising to $1,000 deductibles will save approximately $142 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,254
• Using more expensive low deductibles will cost an extra $270 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,696 or more
• The price for full coverage for a teen driver with full coverage can cost as much as $4,804

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.

Using high physical damage deductibles can reduce prices by up to $420 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

How to Find Affordable Lexus LX 570 Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief review of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $150 per year simply by shopping early and online
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,440 more annually for auto insurance
• Increasing physical damage deductibles can save around $400 each year
• Teenage drivers are expensive to insure, costing up to $400 a month including comprehensive and collision insurance