Lexus NX 300h Insurance Rates

U.S. average insurance rates for a Lexus NX 300h are $1,282 a year for full coverage insurance. Comprehensive costs around $242 each year, collision insurance costs $418, and liability is estimated at $464. Buying just liability costs approximately $514 a year, and insurance for high-risk drivers costs around $2,782. Teens pay the highest rates at up to $4,942 a year.

Average premium for full coverage: $1,282

Price estimates for individual coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and NX 300h models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Lexus NX 300h insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $747
• Choosing higher $1,000 deductibles can save about $150 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,282
• Selecting low deductibles for comp and collision coverage will increase the cost to $1,572
• Unlucky drivers with serious driving violations could pay at least $2,782
• The price for full coverage for a teen driver can be $4,942 each year

View Chart as Image

Insurance prices for a Lexus NX 300h are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Lexus NX 300h insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,730 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 130% more than the average policy. View High Risk Driver Rates

How to Find Cheap Lexus NX 300h Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a brief summary of the primary concepts that were touched on in the above illustrations.

• It is possible to save up to $150 per year just by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,500 more every year for NX 300h insurance
• Increasing physical damage deductibles can save around $450 each year
• Teens are charged the highest prices, as much as $412 a month including comprehensive and collision insurance