Lexus NX 300h Insurance Rates

Estimated insurance rates for a Lexus NX 300h are $1,282 a year for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision costs $418, and liability costs $464. Liability-only insurance costs as little as $514 a year, with high-risk driver insurance costing $2,782 or more. Teen drivers pay the most at $4,942 a year or more.

Average premium for full coverage: $1,282

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and NX 300h trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Lexus NX 300h insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $747
• Drivers who choose higher $1,000 deductibles will pay $1,132 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,282
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $290 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,782 or more
• An auto insurance policy that insures a teen driver can cost $4,942 a year

View Chart as Image

Insurance prices for a Lexus NX 300h also have a wide range based on the trim level of your NX 300h, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Lexus NX 300h insurance prices. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $440 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, and prices will be substantially different.

How to Find the Best Cheap Lexus NX 300h Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around every time your policy renews by getting quotes from direct insurance companies, and also from your local car insurance providers.

Below you'll find a quick review of the information touched on in this article.

• It is possible to save around $150 per year simply by quoting early and online
• Youthful drivers are the costliest to insure, with premiums being up to $412 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $450 each year
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,500 more per year than a low-risk driver
• Policyholders who purchase more liability protection will pay about $510 annually to go from 30/60 bodily injury limits to the 250/500 level