Lexus NX 300h Insurance Rates

Average insurance prices for a Lexus NX 300h are $1,282 every 12 months for full coverage. Comprehensive insurance costs on average $242 each year, collision insurance costs $418, and liability is estimated at $464. Buying just liability costs approximately $514 a year, and insurance for high-risk drivers costs $2,782 or more. Teens receive the highest rates at up to $4,942 a year.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and NX 300h models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why all drivers should get quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus NX 300h insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $747
• Choosing higher $1,000 deductibles can save around $150 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,282
• Selecting low deductibles for comp and collision coverage costs an extra $290 annually
• Higher-risk drivers with serious driving violations could pay upwards of $2,782
• The cost to insure a 16-year-old driver may cost $4,942 each year

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Auto insurance rates for a Lexus NX 300h can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your NX 300h.

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 annually, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges from 42% to 130% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Lexus NX 300h insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,830 on average in Michigan, Louisiana, and New York.

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How to Shop for Low Cost Lexus NX 300h Insurance

Saving money on insurance for a Lexus NX 300h takes being safe and accident-free, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the data covered above.

• Insureds who require more liability protection will pay approximately $510 each year to raise limits from a minimum limit to a 250/500 level
• Drivers can save as much as $150 per year just by quoting online in advance
• Increasing deductibles could save as much as $450 each year
• Youthful drivers are charged the highest rates, costing as high as $412 per month if comprehensive and collision insurance is included