LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance by quoting online is easy, in addition you may find lower rates. The key is to take the time to get as many rate quotes as possible in order to accurately compare the lowest prices.

Consumers not familiar with comparing rates may think purchasing cheap LTI Altima insurance is hard. Getting cheaper insurance rates is a fairly straight forward process. Drivers just need to invest a few minutes to compare quotes from different insurance companies. This is very easy and can be done by getting a quick quote here.

Criteria which help determine

Insurance premiums for a LTI Altima can vary widely based upon several criteria. A few of these criteria are:

• Your driving record
• Credit rating
• Where you reside can make a big difference
• How many miles you drive
• Male rates may be higher
• The deductible you choose
• NTSB crash rating for your vehicle
• Whether or not you have claims
• Having current coverage saves
• Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Altima models so repair costs tend to be lower which will push premiums down. On the flip side, newer vehicles have more advanced features like all-wheel drive, a rollover prevention system, and adaptive headlights which can help offset higher rates.

Liability coverages - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision insurance - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .

Coverage for medical payments - bills ambulance fees, surgery, and doctor visits. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020