LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Comparing auto insurance from online rate quotes saves time, is easy to do and there is a good chance you will probably save money. The key to finding lower rates is getting rates from as many companies as possible in order to have the lowest prices.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to quoting online. Don't let that stop you because there is an easy way to compare rates. Getting cheaper insurance rates doesn't have to be difficult. Drivers just need to invest a few minutes comparing rates online from several insurance companies. This can be done by comparing rates here.

Insurance rates for your LTI Altima can be significantly different and are calculated by many factors. Some of these factors include:

• High performance increases premiums
• How many accidents you have had
• Home and auto can earn discounts
• Pleasure, commuting or business use can affect rates
• Extra coverages like towing and rental
• No claims lowers premiums
• Having current coverage saves
• Whether you own your home

One last important factor that can impact the rate you pay on your LTI Altima is the year of manufacture. Used vehicles cost less so the payout to repair may end up costing you less. On the flip side, newer models may have options like an advanced theft deterrent system, adaptive cruise control, active head restraints, and a telematics system that may help lower rates.

Liability insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision protection - another car or object. . , . .

Comprehensive insurance - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - Your UM/UIM coverage . , . .

Medical expense coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020