Mazda 6 Insurance Rates

U.S. average insurance prices for a Mazda 6 are $1,364 every 12 months with full coverage. Comprehensive costs an estimated $274 each year, collision insurance costs $502, and liability costs $430. A policy with just liability insurance costs as little as $486 a year, and coverage for high-risk drivers costs around $2,956. Teenage drivers pay the highest rates at up to $5,156 a year.

Average premium for full coverage: $1,364

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and 6 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda 6 insurance rates for other coverage scenarios.

• The best discount rate is $788
• Drivers who choose higher $1,000 deductibles will pay approximately $176 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,364
• Using low deductibles for comprehensive and collision insurance increases the price to $1,706
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,956
• The price to insure a teen driver can cost as much as $5,156 a year

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Insurance prices for a Mazda 6 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $520 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,840 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda 6 Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the information touched on in this article.

• You may be able to save approximately $160 per year just by quoting online in advance
• Youthful drivers are charged the highest prices, costing up to $430 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $525 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,590 more annually than a low-risk driver
• Policyholders who want more liability protection will pay an extra $470 every year to go from a low limit to a 250/500 level