Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,382 a year including full coverage. Comprehensive costs on average $284 each year, collision costs $524, and liability costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $2,996. 16-year-old drivers pay the most at $5,192 a year or more.

Average premium for full coverage: $1,382

Premium estimates by type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how geographic area affects car insurance rates.

These rate differences highlight why all drivers should compare rates based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $795
• Drivers who choose higher $1,000 deductibles will pay around $184 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,382
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,738
• Drivers with multiple tickets or accidents could pay upwards of $2,996 or more
• An auto insurance policy that insures a 16-year-old driver may cost $5,192 a year

View Chart as Image

Auto insurance prices for a Mazda 6 also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 129% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,970 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $540 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 not only requires being safe and accident-free, but also maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Comparison shop at least once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a recap of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $170 per year simply by quoting online in advance
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,610 more each year than a low-risk driver
• Increasing policy deductibles can save approximately $550 each year
• Youthful drivers are charged the highest prices, with the cost nearing $433 per month if the policy includes full coverage