Mazda CX-3 Insurance Rates

Estimated insurance rates for a Mazda CX-3 are $1,248 a year with full coverage. Comprehensive costs around $238 a year, collision insurance costs $400, and liability insurance costs around $452. A policy with only liability insurance costs as low as $504 a year, and a high-risk policy costs around $2,698. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,248

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and CX-3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mazda CX-3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $731
• Using higher $1,000 deductibles will save about $1,104 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,248
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,528
• Drivers who are prone to accidents and violations could pay at least $2,698
• An auto insurance policy for full coverage for a teen driver can be $4,804 or more

View Chart as Image

Car insurance prices for a Mazda CX-3 also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-3 insurance rates. A driver around age 40 might see prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,690 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $430 each year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Mazda CX-3 Insurance

Finding better rates on Mazda CX-3 insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and consideration of higher deductibles. Make time to compare rates every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the ideas that were touched on in this article.

• Teenagers are the costliest to insure, possibly costing $400 per month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions pay an average of $1,450 more every year for car insurance
• Increasing policy deductibles can save around $425 each year
• You may be able to save up to $150 per year just by quoting early and online