Mazda CX-30 Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Mazda CX-30 are $1,410 a year for full coverage. Comprehensive costs approximately $284, collision costs $552, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,066. Teens pay the most at $5,306 a year or more.
Average premium for full coverage: $1,410
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different CX-30 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mazda CX-30 go from as low as $474 for minimum levels of liability insurance to a much higher rate of $3,066 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mazda CX-30 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $806
- Using higher $1,000 deductibles will save $188 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,410
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,782
- High-risk insureds with serious driving violations could pay around $3,066 or more
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost $5,306 or more
Insurance prices for a Mazda CX-30 also have a wide range based on your driving characteristics, the trim level of your CX-30, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age
Where you choose to live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,010 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,084 | -$326 | -23.1% |
| Arizona | $1,172 | -$238 | -16.9% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,608 | $198 | 14.0% |
| Colorado | $1,350 | -$60 | -4.3% |
| Connecticut | $1,452 | $42 | 3.0% |
| Delaware | $1,598 | $188 | 13.3% |
| Florida | $1,766 | $356 | 25.2% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,052 | -$358 | -25.4% |
| Indiana | $1,062 | -$348 | -24.7% |
| Iowa | $954 | -$456 | -32.3% |
| Kansas | $1,342 | -$68 | -4.8% |
| Kentucky | $1,926 | $516 | 36.6% |
| Louisiana | $2,088 | $678 | 48.1% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,130 | -$280 | -19.9% |
| Michigan | $2,452 | $1,042 | 73.9% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,690 | $280 | 19.9% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,518 | $108 | 7.7% |
| Nebraska | $1,114 | -$296 | -21.0% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,578 | $168 | 11.9% |
| New Mexico | $1,250 | -$160 | -11.3% |
| New York | $1,488 | $78 | 5.5% |
| North Carolina | $814 | -$596 | -42.3% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $976 | -$434 | -30.8% |
| Oklahoma | $1,448 | $38 | 2.7% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,880 | $470 | 33.3% |
| South Carolina | $1,278 | -$132 | -9.4% |
| South Dakota | $1,192 | -$218 | -15.5% |
| Tennessee | $1,236 | -$174 | -12.3% |
| Texas | $1,702 | $292 | 20.7% |
| Utah | $1,044 | -$366 | -26.0% |
| Vermont | $966 | -$444 | -31.5% |
| Virginia | $846 | -$564 | -40.0% |
| Washington | $1,092 | -$318 | -22.6% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $976 | -$434 | -30.8% |
| Wyoming | $1,258 | -$152 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $560 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be from 43% to 134% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each insurance company calculates prices differently, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-30 | $322 | $594 | $372 | $1,446 |
| 2023 Mazda CX-30 | $306 | $570 | $390 | $1,424 |
| 2022 Mazda CX-30 | $294 | $566 | $398 | $1,416 |
| 2021 Mazda CX-30 | $284 | $552 | $416 | $1,410 |
| 2020 Mazda CX-30 | $274 | $530 | $430 | $1,392 |
Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mazda CX-30 Insurance
Finding better rates on insurance for a Mazda CX-30 requires avoiding accidents and violations, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a condensed summary of the data covered in the above illustrations.
- Insureds who purchase higher liability limits will pay approximately $460 each year to increase from 30/60 bodily injury limits to 250/500 limits
- Drivers can save around $170 per year simply by shopping early and online
- Increasing policy deductibles can save around $550 each year
- Teenagers are expensive to insure, as much as $442 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,306 |
| 20 | $3,278 |
| 30 | $1,470 |
| 40 | $1,410 |
| 50 | $1,290 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,782 |
| $250 | $1,610 |
| $500 | $1,410 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,493 |
| 100/300 | $1,597 |
| 250/500 | $1,868 |
| 100 CSL | $1,535 |
| 300 CSL | $1,764 |
| 500 CSL | $1,930 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,570 |
| 20 | $5,220 |
| 30 | $3,134 |
| 40 | $3,066 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $71 |
| Online Quote | $100 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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