Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,392 a year including full coverage. Comprehensive insurance costs an estimated $274 a year, collision costs $530, and liability is estimated at $430. A policy with just liability insurance costs approximately $486 a year, with coverage for high-risk drivers costing $3,024 or more. Teenage drivers pay the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,392

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and CX-30 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda CX-30 insurance rates for other coverage scenarios.

• The best discount rate is $797
• Choosing higher $1,000 deductibles can save approximately $1,210 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,392
• Using low $100 deductibles for comp and collision coverage will cost an additional $356 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,024 or more
• The price that insures a 16-year-old driver can cost as much as $5,264 each year

View Chart as Image

Insurance prices for a Mazda CX-30 are also quite variable based on the trim level of your CX-30, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-30 insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,990 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $540 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

How to Find More Affordable Mazda CX-30 Insurance

Getting lower rates on insurance for a Mazda CX-30 takes avoiding accidents and violations, having above-average credit, being claim-free, and taking advantage of discounts. Compare prices at least once a year by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The list below is a summary of the primary concepts that were touched on in this article.

• You may be able to save approximately $170 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,630 more annually for car insurance
• Increasing physical damage deductibles can save approximately $550 each year
• Teenagers are charged the highest prices, possibly costing $439 a month if full coverage is included