Mazda CX-50 Insurance Rates

The average insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive insurance costs around $336, collision insurance costs $626, and liability is $372. A liability-only policy costs around $438 a year, and high-risk insurance costs $3,228 or more. Teen drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,492

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all CX-50 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location impacts auto insurance rates.

The examples above demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $850
• Raising to $1,000 deductibles will save about $220 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,492
• Choosing pricier low deductibles will cost an extra $424 annually
• Drivers with multiple violations and an at-fault accident could pay at least $3,228
• Policy cost for full coverage for a 16-year-old driver for full coverage can be $5,458

View Chart as Image

Car insurance rates for a Mazda CX-50 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,400 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-50 insurance prices. A middle-age driver might find rates as low as $1,070 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,010 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $650 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,800 to $2,400 extra every year, depending on your age. Mazda CX-50 insurance for high-risk drivers is expensive and can cost from 44% to 135% more than average. View High Risk Driver Rates

How to Find the Best Cheap Mazda CX-50 Insurance

Finding cheaper rates on insurance for a Mazda CX-50 consists of being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around at every policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick review of the data touched on above.

• Insureds who may need more liability protection will pay about $410 every year to raise from a 30/60 limit to 250/500 limits
• You may be able to save up to $180 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $650 each year
• Youthful drivers are the costliest to insure, as much as $455 each month if full coverage is included