Mazda CX-50 Insurance Rates

Estimated insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive costs an estimated $336 each year, collision insurance costs $626, and liability costs around $372. A policy with only liability insurance costs as low as $438 a year, and a high-risk policy costs around $3,228. Teens pay the most at up to $5,458 a year.

Average premium for full coverage: $1,492

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and CX-50 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.

These rate differences demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Using higher $1,000 deductibles will save approximately $220 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,492
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,916
• High-risk insureds with serious driving violations could pay up to $3,228
• An auto insurance policy that insures a 16-year-old driver can cost as much as $5,458 or more

View Chart as Image

Car insurance prices for a Mazda CX-50 also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,800 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see prices as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,010 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $650 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Mazda CX-50 Insurance

Finding better rates on insurance for a Mazda CX-50 requires avoiding accidents and violations, having a positive credit history, being claim-free, and possibly higher deductibles. Compare rates at least once a year by requesting quotes from direct companies, and also from insurance agencies where you live.

The list below is a quick rundown of the primary concepts that were illustrated above.

• You may be able to save approximately $180 per year just by quoting online in advance
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,740 more annually for car insurance
• Increasing policy deductibles can save approximately $650 each year
• Teenagers have the highest car insurance prices, possibly costing $455 per month if full coverage is purchased