Mazda CX-50 Insurance Rates

The average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage insurance. Comprehensive insurance costs on average $336, collision costs $626, and liability insurance is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $3,228 or more. Teens cost the most to insure at $5,458 a year or more.

Average premium for full coverage: $1,492

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different CX-50 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $850
• Choosing higher $1,000 deductibles can save around $220 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,492
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $424 a year
• High-risk insureds with serious driving violations could pay upwards of $3,228 or more
• Policy cost that insures a teen driver with full coverage may cost $5,458 each year

View Chart as Image

Insurance rates for a Mazda CX-50 also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,800 to $2,400 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-50 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,010 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $650 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer calculates rates differently, and rates will be varied.

How to Find the Right Mazda CX-50 Insurance

Finding cheaper rates on Mazda CX-50 insurance takes having a decent driving record, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare rates at every other renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a quick rundown of the concepts that were touched on in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,740 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher rates, possibly costing $455 each month if comprehensive and collision insurance is included
• It is possible to save as much as $180 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• It is possible to save as much as $180 per year simply by shopping early and online