Mazda CX-7 Insurance Rates

U.S. average insurance rates for a Mazda CX-7 are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $176 each year, collision costs $236, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,246 or more. Teenage drivers pay the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and CX-7 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The best discount rate is $632
• Drivers who choose higher $1,000 deductibles will pay approximately $94 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance will cost an additional $178 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,246 or more
• The price that insures a teenage driver can cost as much as $4,174 a year

View Chart as Image

Insurance prices for a Mazda CX-7 are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,200 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-7 Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and taking advantage of discounts. Compare prices at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following items are a brief summary of the car insurance concepts raised in the charts and tables above.

• Drivers that tend to have accidents or serious violations may have to pay on average $1,200 more annually than a driver with a clean driving record
• It is possible to save approximately $120 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $275 each year
• Consumers who want additional liability coverage will pay an extra $520 annually to go from a low limit to the 250/500 level