Mazda CX-7 Insurance Rates
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UPDATED: Jun 3, 2024
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The average insurance prices for a Mazda CX-7 are $1,044 every 12 months for full coverage. Comprehensive costs approximately $176, collision insurance costs $236, and liability insurance is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,246. 16-year-old drivers cost the most to insure at up to $4,174 a year.
Average premium for full coverage: $1,044
Policy rates by type of insurance:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all CX-7 models.
Price Range Variability
Using a 40-year-old driver as an example, Mazda CX-7 insurance rates range from the cheapest price of $522 for just liability insurance to the much higher price of $2,246 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.
The examples above show why everyone should compare rates quotes using their specific location and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Mazda CX-7 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $632
- Raising to $1,000 deductibles will save $94 a year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,044
- Buying pricier low deductibles increases the price to $1,222
- Higher-risk drivers with multiple tickets or accidents could pay around $2,246
- Policy cost to insure a teen driver for full coverage can cost $4,174
Insurance rates for a Mazda CX-7 also range considerably based on liability limits and deductibles, your driver profile, and the model of your CX-7.
Opting for high physical damage deductibles can reduce rates by up to $280 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Mazda CX-7 insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates
Your home state also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $996 | -$48 | -4.6% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,182 | $138 | 13.2% |
| Florida | $1,306 | $262 | 25.1% |
| Georgia | $964 | -$80 | -7.7% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $706 | -$338 | -32.4% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $786 | -$258 | -24.7% |
| Iowa | $706 | -$338 | -32.4% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,426 | $382 | 36.6% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $874 | -$170 | -16.3% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,122 | $78 | 7.5% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $752 | -$292 | -28.0% |
| New Jersey | $1,168 | $124 | 11.9% |
| New Mexico | $924 | -$120 | -11.5% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $996 | -$48 | -4.6% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $914 | -$130 | -12.5% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $932 | -$112 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-7 SV 2WD | $990 | $83 |
| Mazda CX-7 Sport 2WD | $1,012 | $84 |
| Mazda CX-7 Touring 2WD | $1,030 | $86 |
| Mazda CX-7 Touring 4WD | $1,052 | $88 |
| Mazda CX-7 Grand Touring 2WD | $1,086 | $91 |
| Mazda CX-7 Grand Touring 4WD | $1,086 | $91 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mazda CX-7 | $190 | $258 | $478 | $1,084 |
| 2011 Mazda CX-7 | $176 | $236 | $474 | $1,044 |
| 2010 Mazda CX-7 | $166 | $214 | $474 | $1,012 |
| 2007 Mazda CX-7 | $156 | $178 | $452 | $944 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Mazda CX-7 Insurance
Finding cheaper rates on Mazda CX-7 insurance consists of avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.
The list below is a quick review of the coverage data raised in the charts and tables above.
- Drivers can save around $120 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- Teenagers are expensive to insure, costing up to $348 each month if they have full coverage
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,200 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,174 |
| 20 | $2,384 |
| 30 | $1,064 |
| 40 | $1,044 |
| 50 | $958 |
| 60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,181 |
| 100/300 | $1,299 |
| 250/500 | $1,607 |
| 100 CSL | $1,228 |
| 300 CSL | $1,489 |
| 500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,886 |
| 20 | $3,804 |
| 30 | $2,266 |
| 40 | $2,246 |
| 50 | $2,148 |
| 60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
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