Mazda CX-7 Insurance Rates

Estimated insurance rates for a Mazda CX-7 are $1,044 a year including full coverage. Comprehensive insurance costs on average $176 a year, collision costs $236, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing $2,246 or more. Teens pay the most at $4,174 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $632
• Raising to $1,000 deductibles will save around $950 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,044
• Selecting low $100 deductibles will cost an additional $178 each year
• Unlucky drivers with serious driving violations could pay upwards of $2,246 or more
• An auto insurance policy that insures a teenage driver may cost $4,174

View Chart as Image

Car insurance prices for a Mazda CX-7 also have a wide range based on the trim level of your CX-7, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $280 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-7 Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and maximizing policy discounts. Compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a summary of the information covered above.

• You may be able to save as much as $120 per year simply by quoting early and online
• Teenagers are expensive to insure, with the cost nearing $348 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $275 each year
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,200 more each year for car insurance
• Consumers who require higher liability limits will pay approximately $520 per year to raise from 30/60 bodily injury limits to the 250/500 level