Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,092 every 12 months with full coverage. Comprehensive insurance costs around $198 a year, collision costs $258, and liability coverage costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing $2,342 or more. Teenage drivers pay the most at $4,312 a year or more.

Average premium for full coverage: $1,092

Premium estimates for type of coverage:

Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $657
• Using higher $1,000 deductibles will save about $986 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,092
• Using low $100 deductibles for physical damage coverage costs an extra $194 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,342 or more
• An auto insurance policy to insure a teenage driver can be $4,312 or more

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $300 a year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $790 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mazda CX-9 Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and taking advantage of discounts. Spend time shopping around at every other renewal by quoting rates from direct companies, and also from several local insurance agents.

The following is a brief review of the concepts that were touched on above.

• Drivers with DUI or reckless driving convictions pay on average $1,250 more every year for CX-9 insurance
• Teens are charged the highest prices, possibly costing $359 per month if full coverage is included
• You may be able to save up to $120 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $300 each year
• You may be able to save up to $120 per year simply by quoting early and online