Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage insurance. Comprehensive costs approximately $184 a year, collision costs $236, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,258. Teen drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $636
• Using higher $1,000 deductibles will save $956 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,052
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,232
• Drivers with multiple violations and an at-fault accident could pay around $2,258 or more
• Policy cost for full coverage for a teen driver can cost $4,186 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $280 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 127% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance requires being a low-risk driver, having above-average credit, being claim-free, and avoiding coverage lapses. Take the time to comparison shop at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the primary concepts that were touched on in the above illustrations.

• It is possible to save around $120 per year simply by quoting early and online
• High-risk drivers who tend to receive serious violations may pay on average $1,210 more per year to insure their CX-9
• Increasing comprehensive and collision deductibles can save around $275 each year
• Teen drivers pay the highest auto insurance rates, possibly costing $349 each month if full coverage is included