Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage insurance. Comprehensive insurance costs approximately $198 a year, collision insurance costs $258, and liability insurance is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs $2,342 or more. Teen drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $657
• Choosing higher $1,000 deductibles can save $986 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,092
• Choosing low $100 deductibles for comp and collision coverage costs an additional $194 a year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,342
• Policy cost with full coverage for a teen driver can cost $4,312 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $300 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes avoiding accidents and violations, having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the data covered in the above illustrations.

• Drivers who purchase higher liability limits will pay about $530 annually to raise limits from a 30/60 limit to higher 250/500 limits
• It is possible to save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Teenagers are the costliest to insure, possibly costing $359 each month if they have full coverage