Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,422 a year for full coverage insurance. Comprehensive insurance costs an estimated $332, collision costs $542, and liability insurance is $390. Liability-only coverage costs around $452 a year, with high-risk coverage costing $3,056 or more. 16-year-old drivers pay the most at $5,208 a year or more.

Average premium for full coverage: $1,422

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $823
• Raising to $1,000 deductibles will save approximately $200 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,422
• Buying more expensive low deductibles will cost an extra $382 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,056 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $5,208

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,920 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles can reduce prices by up to $590 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance consists of being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick rundown of the material that was touched on in the above illustrations.

• Drivers who want more liability protection will pay around $430 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Youthful drivers are charged the highest prices, with premiums being up to $434 per month for full coverage
• High-risk drivers with reckless driving or DUI convictions pay on average $1,630 more annually than a low-risk driver
• Increasing policy deductibles can save around $575 each year