Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive insurance costs on average $198, collision insurance costs $258, and liability costs around $478. A policy with only liability insurance costs as low as $526 a year, and a high-risk policy costs $2,342 or more. Teen drivers pay the most at up to $4,312 a year.

Average premium for full coverage: $1,092

Premium estimates by type of coverage:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $657
• Using higher $1,000 deductibles will save around $106 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,092
• Choosing pricier low deductibles for physical damage coverage will cost an additional $194 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,342
• An auto insurance policy that insures a 16-year-old driver for full coverage may cost $4,312 or more

View Chart as Image

Car insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be from 42% to 133% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $300 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief summary of the information touched on in this article.

• It is possible to save as much as $120 per year just by quoting online well ahead of the renewal date
• Teens are expensive to insure, with premiums being up to $359 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $300 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,250 more each year for CX-9 insurance
• Insureds who require higher liability limits will pay about $530 annually to increase from 30/60 bodily injury limits to the 250/500 level