Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,422 a year including full coverage. Comprehensive insurance costs approximately $332 a year, collision insurance costs $542, and liability coverage is estimated at $390. A policy with only liability insurance costs approximately $452 a year, and a high-risk policy costs $3,056 or more. Teenage drivers pay the most at up to $5,208 a year.

Average premium for full coverage: $1,422

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why it is important to get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $823
• Choosing higher $1,000 deductibles can save $1,222 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,422
• Using low $100 deductibles for comp and collision coverage will cost an additional $382 each year
• Drivers who are prone to accidents and violations could pay around $3,056
• An auto insurance policy that insures a teenage driver can cost $5,208 each year

View Chart as Image

Car insurance prices for a Mazda CX-9 also have a wide range based on the trim level of your CX-9, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,030 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $590 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and attention to physical damage deductibles. Compare prices every other policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a quick rundown of the ideas that were covered in the above illustrations.

• Teenagers pay the highest auto insurance prices, with the cost nearing $434 per month if full coverage is purchased
• Drivers with reckless driving or DUI convictions will likely pay on average $1,630 more per year for car insurance
• Increasing policy deductibles can save approximately $575 each year
• You may be able to save around $170 per year just by quoting early and online