Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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U.S. average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage insurance. Comprehensive insurance costs approximately $184 each year, collision insurance costs $236, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,258 or more. Teens pay the highest rates at up to $4,186 a year.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Comprehensive $184
Collision $236
Liability $474

Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and CX-9 models.

Price Range from Low to High

For a driver around age 40, Mazda CX-9 insurance prices range from as cheap as $522 for liability-only coverage to a high rate of $2,258 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,052
High Risk $2,258

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $789
Small Cities $1,105
Large Cities $1,420

The ranges above illustrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $636
  • Drivers who choose higher $1,000 deductibles will pay $96 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,052
  • Selecting low deductibles for comprehensive and collision insurance costs an additional $180 annually
  • Drivers with serious driving violations could pay around $2,258
  • The price with full coverage for a 16-year-old driver can cost $4,186 a year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $636 to $4,186 for full coverage

Car insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $280 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,420 on average in Florida, New York, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $950 -$102 -9.7%
Alaska $806 -$246 -23.4%
Arizona $872 -$180 -17.1%
Arkansas $1,052 -$0 0.0%
California $1,198 $146 13.9%
Colorado $1,004 -$48 -4.6%
Connecticut $1,082 $30 2.9%
Delaware $1,190 $138 13.1%
Florida $1,316 $264 25.1%
Georgia $970 -$82 -7.8%
Hawaii $756 -$296 -28.1%
Idaho $710 -$342 -32.5%
Illinois $784 -$268 -25.5%
Indiana $790 -$262 -24.9%
Iowa $710 -$342 -32.5%
Kansas $1,000 -$52 -4.9%
Kentucky $1,434 $382 36.3%
Louisiana $1,554 $502 47.7%
Maine $650 -$402 -38.2%
Maryland $866 -$186 -17.7%
Massachusetts $842 -$210 -20.0%
Michigan $1,828 $776 73.8%
Minnesota $880 -$172 -16.3%
Mississippi $1,258 $206 19.6%
Missouri $934 -$118 -11.2%
Montana $1,130 $78 7.4%
Nebraska $828 -$224 -21.3%
Nevada $1,260 $208 19.8%
New Hampshire $756 -$296 -28.1%
New Jersey $1,176 $124 11.8%
New Mexico $930 -$122 -11.6%
New York $1,108 $56 5.3%
North Carolina $606 -$446 -42.4%
North Dakota $860 -$192 -18.3%
Ohio $724 -$328 -31.2%
Oklahoma $1,080 $28 2.7%
Oregon $962 -$90 -8.6%
Pennsylvania $1,004 -$48 -4.6%
Rhode Island $1,402 $350 33.3%
South Carolina $952 -$100 -9.5%
South Dakota $888 -$164 -15.6%
Tennessee $920 -$132 -12.5%
Texas $1,268 $216 20.5%
Utah $778 -$274 -26.0%
Vermont $722 -$330 -31.4%
Virginia $630 -$422 -40.1%
Washington $814 -$238 -22.6%
West Virginia $962 -$90 -8.6%
Wisconsin $730 -$322 -30.6%
Wyoming $938 -$114 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,030 $86
Mazda CX-9 Grand Touring 2WD $1,052 $88
Mazda CX-9 Sport AWD $1,052 $88
Mazda CX-9 Touring 2WD $1,052 $88
Mazda CX-9 Touring AWD $1,052 $88
Mazda CX-9 Grand Touring AWD $1,072 $89

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a quick review of the primary concepts that were covered above.

  • It is possible to save around $120 per year just by quoting online in advance
  • Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,210 more per year to insure their CX-9
  • Increasing physical damage deductibles could save up to $275 each year
  • Teen drivers pay the highest auto insurance prices, as much as $349 a month if comprehensive and collision insurance is included

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,186
20 $2,394
30 $1,072
40 $1,052
50 $964
60 $944

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,150
$500 $1,052
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,052
50/100 $1,167
100/300 $1,285
250/500 $1,593
100 CSL $1,214
300 CSL $1,475
500 CSL $1,665

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $5,902
20 $3,818
30 $2,278
40 $2,258
50 $2,158
60 $2,134

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $65
5-yr Claim Free $66
Paid in Full/EFT $39
Advance Quote $46
Online Quote $72
Total Discounts $416
Rate after discounts $636

Discounts are estimated and may not be available from every company or in every state.

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