Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive insurance costs on average $198, collision costs $258, and liability costs around $478. Liability-only coverage costs as low as $526 a year, with high-risk coverage costing $2,342 or more. 16-year-old drivers pay the most at $4,312 a year or more.

Average premium for full coverage: $1,092

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.

The example below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $657
• Using higher $1,000 deductibles will save around $106 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,092
• Buying pricier low deductibles for physical damage coverage will cost an extra $194 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,342 or more
• An auto insurance policy for full coverage for a teen driver for full coverage may cost $4,312 or more

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $300 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 extra annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be as much as 42% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding better rates on car insurance requires being a low-risk driver, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Make time to compare rates at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a summary of the car insurance concepts touched on in this article.

• Higher risk drivers who have multiple accidents or major violations pay an average of $1,250 more each year to insure their CX-9
• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $300 each year
• Policyholders who require more liability coverage will pay around $530 annually to increase from 30/60 bodily injury limits to 250/500 limits