Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year including full coverage. Comprehensive costs approximately $198, collision insurance costs $258, and liability is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs around $2,342. Teens cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $657
• Raising to $1,000 deductibles will save $106 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,092
• Selecting more expensive low deductibles will increase the cost to $1,286
• At-risk drivers with serious driving violations could pay around $2,342
• Policy cost for full coverage for a teen driver with full coverage can cost $4,312

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the data that was raised in the charts and tables above.

• You may be able to save around $120 per year just by shopping early and online
• Policyholders who purchase more liability coverage will pay approximately $530 per year to raise from a 30/60 limit to 250/500 limits
• Teen drivers have the highest car insurance rates, with premiums being up to $359 each month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,250 more per year to insure their CX-9