Mazda CX-9 Insurance Rates

Estimated auto insurance rates for a Mazda CX-9 are $1,422 annually for full coverage. Comprehensive insurance costs approximately $332, collision costs $542, and liability insurance costs around $390. A policy with only liability insurance costs as low as $452 a year, with a high-risk policy costing $3,056 or more. 16-year-old drivers pay the most at $5,208 a year or more.

Average premium for full coverage: $1,422

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities.

The price range example below illustrates how where you live affects auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $823
• Using higher $1,000 deductibles will save $200 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,422
• Buying more expensive low deductibles for physical damage coverage costs an additional $382 a year
• Drivers with multiple tickets or accidents could pay around $3,056 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost $5,208 or more

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Car insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $590 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $940 a year in states like Iowa, Maine, and Idaho, or at least $2,030 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance requires having a decent driving record, having a good credit score, not filing small claims, and avoiding coverage lapses. Take the time to comparison shop every couple of years by getting rate quotes from direct carriers, and also from several local insurance agents.

The following items are a brief summary of the material that was touched on in the above illustrations.

• Drivers who purchase additional liability coverage will pay around $430 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers pay the highest auto insurance prices, as much as $434 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations pay on average $1,630 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $575 each year