Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,422 every 12 months including full coverage. Comprehensive insurance costs an estimated $332 a year, collision insurance costs $542, and liability coverage is $390. A liability-only policy costs around $452 a year, and high-risk insurance costs $3,056 or more. 16-year-old drivers pay the most at up to $5,208 a year.

Average premium for full coverage: $1,422

Premium estimates broken down by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $823
• Raising to $1,000 deductibles will save approximately $1,222 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,422
• Buying low $100 deductibles costs an extra $382 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $3,056
• An auto insurance policy to insure a teenage driver can cost as much as $5,208

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Auto insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $590 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,030 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a quick review of the information covered in the charts and tables above.

• You may be able to save approximately $170 per year just by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $434 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $575 each year
• Drivers with a DUI or reckless driving violation may have to pay on average $1,630 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay around $430 per year to raise from 30/60 bodily injury limits to a 250/500 level