Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive costs on average $198, collision insurance costs $258, and liability is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs around $2,342. Teens cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Rates are based on $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $657
• Choosing higher $1,000 deductibles can save around $106 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,092
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,286
• Higher-risk drivers with serious driving violations could pay upwards of $2,342
• Policy cost that insures a 16-year-old driver with full coverage may cost $4,312 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges from 42% to 133% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 takes not taking risks behind the wheel, having above-average credit, not filing small claims, and determing if full coverage is necessary. Compare rates every couple of years by quoting rates from direct companies, and also from several local insurance agents.

The following is a quick review of the material that was presented in the illustrations above.

• Insureds who require higher liability limits will pay approximately $530 every year to raise limits from a 30/60 limit to the 250/500 level
• Teens pay the highest rates, as much as $359 each month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,250 more each year for CX-9 insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year