Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Mazda CX-90 are $1,594 a year for full coverage. Comprehensive insurance costs on average $376, collision costs $688, and liability is $372. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $3,448 or more. 16-year-old drivers pay the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Price estimates by individual coverage:

Comprehensive $376
Collision $688
Liability $372

Estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different CX-90 trim levels.

Price Range from Low to High

For an average driver, Mazda CX-90 insurance prices go from as low as $438 for your basic liability-only policy to a much higher rate of $3,448 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $904
  • Raising to $1,000 deductibles will save around $242 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,594
  • Buying more expensive low deductibles will cost an extra $470 annually
  • Drivers with multiple tickets or accidents could pay upwards of $3,448 or more
  • The price for full coverage for a 16-year-old driver with full coverage may cost $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance prices range from $904 to $5,764

Insurance prices for a Mazda CX-90 are also quite variable based on your driving record, the trim level of your CX-90, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like Idaho, Maine, and Iowa, or at least $2,280 on average in Michigan, Louisiana, and New York.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $720 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,900 to $2,500 additional each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $358 $660 $390 $1,566

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Mazda CX-90 Insurance

Getting lower rates on insurance for a Mazda CX-90 consists of not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following is a review of the car insurance concepts covered in the above illustrations.

  • Drivers considered higher risk who have several accidents or serious violations will pay on average $1,850 more each year for CX-90 insurance
  • Drivers can save as much as $200 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $700 each year
  • Insureds who require higher liability limits will pay around $410 each year to raise from a low limit to 250/500 limits

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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