Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage. Comprehensive insurance costs on average $376 each year, collision insurance costs $688, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,448 or more. 16-year-old drivers receive the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,594

Rate estimates by individual coverage type:

Comprehensive $376
Collision $688
Liability $372

Full coverage includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and CX-90 models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $438 for a discount liability-only rate to a high rate of $3,448 for high-risk insurance.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have fewer accident claims than congested cities. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These examples show why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below shows average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $904
  • Drivers who choose higher $1,000 deductibles will pay around $242 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,594
  • Buying low deductibles for comprehensive and collision insurance costs an additional $470 annually
  • Drivers with multiple tickets or accidents could pay upwards of $3,448
  • The cost with full coverage for a 16-year-old driver may cost $5,764 a year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance prices range from $904 to $5,764 for full coverage

Insurance rates for a Mazda CX-90 can also vary considerably based on the trim level of your CX-90, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,900 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $720 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-90 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Idaho, Maine, and Iowa, or at least $2,280 on average in Michigan, Louisiana, and New York.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city
Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mazda CX-90 Insurance

Saving money on insurance for a Mazda CX-90 not only requires being a good driver, but also having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a summary of the material that was illustrated above.

  • Insureds who require an increased level of liability coverage will pay around $410 each year to go from a minimum limit to higher 250/500 limits
  • Drivers age 16 to 20 pay higher rates, costing as high as $480 per month if they have full coverage
  • Drivers considered higher risk who have multiple accidents or major violations may be required to pay an average of $1,850 more each year than a safer driver
  • Increasing deductibles could save up to $700 each year

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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