Mazda CX-90 Insurance Rates

U.S. average insurance rates for a Mazda CX-90 are $1,594 a year for full coverage. Comprehensive insurance costs around $376, collision insurance costs $688, and liability coverage costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,448 or more. 16-year-old drivers pay the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,594

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different CX-90 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Mazda CX-90 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $904
• Using higher $1,000 deductibles will save about $242 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,594
• Buying more expensive low deductibles for physical damage coverage will cost an extra $470 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,448
• The price for full coverage for a teenage driver with full coverage can be $5,764 or more

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Insurance prices for a Mazda CX-90 are also quite variable based on your driving record, the trim level of your CX-90, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,500 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $5,700 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Idaho, Maine, and Iowa, or at least $2,280 on average in Michigan, Louisiana, and New York.

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Opting for high physical damage deductibles could cut prices by as much as $720 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,900 to $2,500 additional each year, depending on your age. High-risk driver insurance can be around 43% to 133% more than the average rate. View High Risk Driver Rates

How to Find Affordable Mazda CX-90 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below you'll find a brief review of the coverage data covered above.

• Drivers can save up to $200 per year just by shopping early and online
• Increasing physical damage deductibles can save around $700 each year
• Youthful drivers are charged the highest prices, with premiums as much as $480 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions may be required to pay an average of $1,850 more every year than a low-risk driver