Mazda CX-90 Insurance Rates

The average insurance rates for a Mazda CX-90 are $1,594 a year with full coverage. Comprehensive costs on average $376, collision insurance costs $688, and liability is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $3,448. Teenage drivers cost the most to insure at up to $5,764 a year.

Average premium for full coverage: $1,594

Policy rates by type of insurance:

Price estimates include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all CX-90 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $904
• Choosing higher $1,000 deductibles can save around $242 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,594
• Using pricier low deductibles for comp and collision coverage will increase the cost to $2,064
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,448
• Policy cost for full coverage for a teen driver for full coverage may cost $5,764 each year

View Chart as Image

Car insurance rates for a Mazda CX-90 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-90 insurance prices. A good driver about age 40 could pay as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,150 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $720 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,900 to $2,500 extra every year, depending on your age. Mazda CX-90 insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Mazda CX-90 Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a condensed summary of the data that was covered above.

• You may be able to save as much as $200 per year just by quoting online well ahead of the renewal date
• Policyholders who require higher liability limits will pay an extra $410 every year to raise limits from a 30/60 limit to 250/500 limits
• Teens are expensive to insure, as much as $480 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,850 more each year for CX-90 insurance