Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage. Comprehensive costs on average $376, collision costs $688, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing around $3,448. Teens pay the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Price estimates by individual coverage:

Comprehensive $376
Collision $688
Liability $372

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all CX-90 models.

Price Range from Low to High

For an average driver, Mazda CX-90 insurance prices go from as cheap as $438 for minimum levels of liability insurance to the much higher price of $3,448 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have fewer accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above show why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $904
  • Drivers who choose higher $1,000 deductibles will pay around $242 a year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,594
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost $2,064
  • Drivers with serious driving violations could pay upwards of $3,448 or more
  • The price with full coverage for a 16-year-old driver for full coverage may cost $5,764 a year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance rates range from $904 to $5,764

Insurance prices for a Mazda CX-90 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,900 to $2,500 extra each year, depending on your age. Mazda CX-90 insurance for high-risk drivers can cost from 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $720 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda CX-90 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,280 on average in Michigan, Louisiana, and New York.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from multiple companies. Every company calculates prices differently, so the prices may be quite different between companies.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Mazda CX-90 Insurance

Getting lower rates on insurance for a Mazda CX-90 not only requires being a low-risk driver, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Take the time to compare rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a condensed summary of the data that was covered in the above illustrations.

  • Drivers can save as much as $200 per year simply by quoting online well ahead of the renewal date
  • Insureds who require more liability coverage will pay approximately $410 each year to go from a low limit to higher 250/500 limits
  • Teen drivers pay the highest prices, with premiums as much as $480 a month including comprehensive and collision insurance
  • Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,850 more each year to insure their CX-90

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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