Mazda CX-90 Insurance Rates

The average insurance rates for a Mazda CX-90 are $1,594 a year for full coverage. Comprehensive insurance costs on average $376 a year, collision insurance costs $688, and liability costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs $3,448 or more. Teenage drivers cost the most to insure at up to $5,764 a year.

Average premium for full coverage: $1,594

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and CX-90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $904
• Using higher $1,000 deductibles will save around $1,352 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,594
• Using low $100 deductibles for physical damage coverage will cost an additional $470 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,448
• Policy cost that insures a 16-year-old driver may cost $5,764 or more

View Chart as Image

Insurance rates for a Mazda CX-90 also range considerably based on the trim level of your CX-90, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,900 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-90 insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,280 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $720 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Mazda CX-90 Insurance

Finding cheaper rates on insurance for a Mazda CX-90 requires avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a brief recap of the coverage data touched on in the above illustrations.

• Drivers can save as much as $200 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $700 each year
• Drivers under the age of 20 pay higher rates, costing up to $480 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,850 more each year to insure a Mazda CX-90