Mazda CX-90 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance prices for a Mazda CX-90 are $1,594 every 12 months for full coverage. Comprehensive insurance costs on average $376 a year, collision costs $688, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $3,448 or more. Teenage drivers receive the highest rates at $5,764 a year or more.
Average premium for full coverage: $1,594
Rate estimates by individual coverage type:
Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and CX-90 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $438 for minimum levels of liability insurance to a high of $3,448 for a high-risk insurance policy.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities.
The diagram below illustrates how location helps determine car insurance rates.
These examples show why it is important to get quotes based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mazda CX-90 insurance rates for different risk profiles and scenarios.
- The best discount rate is $904
- Choosing higher $1,000 deductibles can save around $1,352 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,594
- Using low $100 deductibles for comp and collision coverage costs an extra $470 every year
- Unlucky drivers who are prone to accidents and violations could pay upwards of $3,448 or more
- The cost to insure a teen driver may cost $5,764 each year
Car insurance rates for a Mazda CX-90 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your CX-90.
Using high physical damage deductibles can save as much as $720 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,900 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Mazda CX-90 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,280 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $344 | $656 | $398 | $1,556 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Mazda CX-90 Insurance
Saving money on car insurance takes having a decent driving record, maintaining a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following items are a recap of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers that have major violations or accidents pay an average of $1,850 more each year than a driver with a clean driving record
- Drivers can save as much as $200 per year simply by quoting early and online
- Increasing deductibles could save as much as $700 each year
- Policyholders who require additional liability coverage will pay an extra $410 each year to raise limits from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
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