Mazda 6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Mazda 6 are $1,006 a year with full coverage. Comprehensive costs approximately $160 each year, collision insurance costs $214, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,164. 16-year-old drivers cost the most to insure at up to $4,064 a year.

Average premium for full coverage: $1,006

Policy rates by type of insurance:

Comprehensive $160
Collision $214
Liability $474

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and 6 models.

Price Range Variability

For the average 40-year-old driver, Mazda 6 insurance rates range from as low as $522 for a discount liability-only rate to a high rate of $2,164 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,006
High Risk $2,164

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $755
Small Cities $1,056
Large Cities $1,358

The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Mazda 6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $610
  • Drivers who choose higher $1,000 deductibles will pay $86 annually
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,006
  • Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,166
  • High-risk insureds with multiple tickets or accidents could pay around $2,164
  • Policy cost for full coverage for a teenage driver can cost $4,064 a year

View Chart as Image

Mazda 6 insurance cost comparison chart
Column chart showing Mazda 6 insurance rates range from $610 to $4,064 for full coverage

Insurance rates for a Mazda 6 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state makes a big difference in Mazda 6 insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or at least $1,360 on average in New York, Michigan, and Florida.

Mazda 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $910 -$96 -9.5%
Alaska $770 -$236 -23.5%
Arizona $834 -$172 -17.1%
Arkansas $1,006 -$0 0.0%
California $1,146 $140 13.9%
Colorado $960 -$46 -4.6%
Connecticut $1,034 $28 2.8%
Delaware $1,138 $132 13.1%
Florida $1,260 $254 25.2%
Georgia $928 -$78 -7.8%
Hawaii $722 -$284 -28.2%
Idaho $678 -$328 -32.6%
Illinois $748 -$258 -25.6%
Indiana $756 -$250 -24.9%
Iowa $678 -$328 -32.6%
Kansas $958 -$48 -4.8%
Kentucky $1,372 $366 36.4%
Louisiana $1,486 $480 47.7%
Maine $620 -$386 -38.4%
Maryland $828 -$178 -17.7%
Massachusetts $804 -$202 -20.1%
Michigan $1,748 $742 73.8%
Minnesota $840 -$166 -16.5%
Mississippi $1,204 $198 19.7%
Missouri $892 -$114 -11.3%
Montana $1,080 $74 7.4%
Nebraska $792 -$214 -21.3%
Nevada $1,206 $200 19.9%
New Hampshire $722 -$284 -28.2%
New Jersey $1,122 $116 11.5%
New Mexico $892 -$114 -11.3%
New York $1,060 $54 5.4%
North Carolina $580 -$426 -42.3%
North Dakota $822 -$184 -18.3%
Ohio $694 -$312 -31.0%
Oklahoma $1,034 $28 2.8%
Oregon $920 -$86 -8.5%
Pennsylvania $960 -$46 -4.6%
Rhode Island $1,340 $334 33.2%
South Carolina $910 -$96 -9.5%
South Dakota $848 -$158 -15.7%
Tennessee $882 -$124 -12.3%
Texas $1,212 $206 20.5%
Utah $744 -$262 -26.0%
Vermont $690 -$316 -31.4%
Virginia $602 -$404 -40.2%
Washington $780 -$226 -22.5%
West Virginia $920 -$86 -8.5%
Wisconsin $696 -$310 -30.8%
Wyoming $896 -$110 -10.9%

View Chart as Image

Mazda 6 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $250 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Mazda 6 $260 $484 $442 $1,344
2020 Mazda 6 $250 $450 $452 $1,310
2019 Mazda 6 $240 $424 $456 $1,278
2018 Mazda 6 $230 $380 $460 $1,228
2017 Mazda 6 $214 $350 $460 $1,182
2016 Mazda 6 $206 $328 $464 $1,156
2015 Mazda 6 $202 $306 $474 $1,140
2014 Mazda 6 $186 $284 $474 $1,102
2013 Mazda 6 $182 $258 $478 $1,076
2012 Mazda 6 $170 $236 $474 $1,038
2011 Mazda 6 $160 $214 $474 $1,006
2010 Mazda 6 $154 $192 $468 $972

Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mazda 6 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the data touched on in this article.

  • Consumers who purchase an increased level of liability coverage will pay around $520 every year to go from a 30/60 limit to 250/500 limits
  • You may be able to save around $110 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • Drivers age 16 to 20 are expensive to insure, as much as $339 each month for full coverage

Rates by Driver Age

Mazda 6 Insurance Rates by Driver Age
Driver Age Premium
16 $4,064
20 $2,300
30 $1,022
40 $1,006
50 $922
60 $904

Full coverage, $500 deductibles

Rates by Deductible

Mazda 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,166
$250 $1,094
$500 $1,006
$1,000 $920

Full coverage, driver age 40

Rates by Liability Limit

Mazda 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,006
50/100 $1,127
100/300 $1,245
250/500 $1,553
100 CSL $1,174
300 CSL $1,435
500 CSL $1,625

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda 6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,722
20 $3,670
30 $2,180
40 $2,164
50 $2,070
60 $2,048

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $610

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles