Mazda 6 Insurance Rates

The average auto insurance rates for a Mazda 6 are $1,006 annually for full coverage. Comprehensive insurance costs an estimated $160, collision costs $214, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,164 or more. Teenage drivers cost the most to insure at $4,064 a year or more.

Average premium for full coverage: $1,006

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different 6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

The examples above show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda 6 insurance rates for other coverage scenarios.

• The best discount rate is $610
• Choosing higher $1,000 deductibles can save approximately $86 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,006
• Using more expensive low deductibles for comp and collision coverage costs an additional $160 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,164 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,064 each year

View Chart as Image

Insurance rates for a Mazda 6 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $250 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda 6 insurance rates. A good driver about age 40 could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mazda 6 Insurance

Finding cheaper rates on Mazda 6 insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the data touched on above.

• Drivers who want increased liability limits will pay an extra $520 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save approximately $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers under the age of 20 are expensive to insure, costing up to $339 each month if they have full coverage