Mazda Tribute Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Mazda Tribute are $796 every 12 months with full coverage. Comprehensive insurance costs around $120, collision insurance costs $160, and liability is $380. A policy with only liability insurance costs around $428 a year, and a high-risk policy costs $1,710 or more. Teens pay the most at up to $3,242 a year.
Average premium for full coverage: $796
Premium estimates for type of coverage:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Tribute trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mazda Tribute range from the cheapest price of $428 for just the minimum liability insurance to a much higher rate of $1,710 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mazda Tribute insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $488
- Raising to $1,000 deductibles will save about $64 annually
- The average price for a 40-year-old good driver using $500 deductibles is $796
- Selecting more expensive low deductibles costs an extra $122 annually
- Drivers with serious driving violations could pay at least $1,710
- An auto insurance policy to insure a 16-year-old driver with full coverage can be $3,242
Car insurance prices for a Mazda Tribute also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $190 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $342 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $900 to $1,400 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 125% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find prices as low as $570 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,080 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $720 | -$76 | -9.5% |
| Alaska | $612 | -$184 | -23.1% |
| Arizona | $662 | -$134 | -16.8% |
| Arkansas | $796 | -$0 | 0.0% |
| California | $906 | $110 | 13.8% |
| Colorado | $758 | -$38 | -4.8% |
| Connecticut | $816 | $20 | 2.5% |
| Delaware | $900 | $104 | 13.1% |
| Florida | $992 | $196 | 24.6% |
| Georgia | $734 | -$62 | -7.8% |
| Hawaii | $572 | -$224 | -28.1% |
| Idaho | $540 | -$256 | -32.2% |
| Illinois | $594 | -$202 | -25.4% |
| Indiana | $600 | -$196 | -24.6% |
| Iowa | $534 | -$262 | -32.9% |
| Kansas | $754 | -$42 | -5.3% |
| Kentucky | $1,086 | $290 | 36.4% |
| Louisiana | $1,178 | $382 | 48.0% |
| Maine | $492 | -$304 | -38.2% |
| Maryland | $656 | -$140 | -17.6% |
| Massachusetts | $634 | -$162 | -20.4% |
| Michigan | $1,382 | $586 | 73.6% |
| Minnesota | $666 | -$130 | -16.3% |
| Mississippi | $952 | $156 | 19.6% |
| Missouri | $706 | -$90 | -11.3% |
| Montana | $852 | $56 | 7.0% |
| Nebraska | $626 | -$170 | -21.4% |
| Nevada | $954 | $158 | 19.8% |
| New Hampshire | $574 | -$222 | -27.9% |
| New Jersey | $890 | $94 | 11.8% |
| New Mexico | $702 | -$94 | -11.8% |
| New York | $838 | $42 | 5.3% |
| North Carolina | $456 | -$340 | -42.7% |
| North Dakota | $652 | -$144 | -18.1% |
| Ohio | $546 | -$250 | -31.4% |
| Oklahoma | $814 | $18 | 2.3% |
| Oregon | $730 | -$66 | -8.3% |
| Pennsylvania | $758 | -$38 | -4.8% |
| Rhode Island | $1,060 | $264 | 33.2% |
| South Carolina | $722 | -$74 | -9.3% |
| South Dakota | $670 | -$126 | -15.8% |
| Tennessee | $694 | -$102 | -12.8% |
| Texas | $960 | $164 | 20.6% |
| Utah | $588 | -$208 | -26.1% |
| Vermont | $544 | -$252 | -31.7% |
| Virginia | $476 | -$320 | -40.2% |
| Washington | $614 | -$182 | -22.9% |
| West Virginia | $730 | -$66 | -8.3% |
| Wisconsin | $548 | -$248 | -31.2% |
| Wyoming | $708 | -$88 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $766 | $64 |
| Mazda Tribute I Sport 4WD | $782 | $65 |
| Mazda Tribute I Touring 2WD | $782 | $65 |
| Mazda Tribute I Grand Touring 2WD | $796 | $66 |
| Mazda Tribute I Touring 4WD | $796 | $66 |
| Mazda Tribute I Grand Touring 4WD | $812 | $68 |
| Mazda Tribute S Grand Touring 2WD | $812 | $68 |
| Mazda Tribute S Grand Touring 4WD | $828 | $69 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $140 | $202 | $402 | $880 |
| 2006 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2005 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2004 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda Tribute Insurance
Finding better rates on insurance for a Mazda Tribute consists of being a good driver, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct companies, and also from several local insurance agents.
The following list is a summary of the car insurance concepts covered above.
- Drivers considered higher risk who have multiple accidents or major violations pay on average $910 more every year than a safer driver
- You may be able to save up to $90 per year just by shopping early and online
- Increasing policy deductibles could save as much as $175 each year
- Insureds who may need an increased level of liability coverage will pay approximately $420 every year to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,242 |
| 20 | $1,822 |
| 30 | $806 |
| 40 | $796 |
| 50 | $732 |
| 60 | $718 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $918 |
| $250 | $864 |
| $500 | $796 |
| $1,000 | $732 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $796 |
| 50/100 | $904 |
| 100/300 | $999 |
| 250/500 | $1,246 |
| 100 CSL | $942 |
| 300 CSL | $1,151 |
| 500 CSL | $1,303 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,556 |
| 20 | $2,902 |
| 30 | $1,722 |
| 40 | $1,710 |
| 50 | $1,634 |
| 60 | $1,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $43 |
| Homeowner | $14 |
| 5-yr Accident Free | $47 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $28 |
| Advance Quote | $34 |
| Online Quote | $53 |
| Total Discounts | $308 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
