Mazda Tribute Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive costs an estimated $116, collision insurance costs $152, and liability costs $376. A liability-only policy costs as little as $426 a year, and high-risk insurance costs around $1,672. Teen drivers pay the most at up to $3,186 a year.
Average premium for full coverage: $780
Premium estimates broken down by type of coverage:
Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Tribute models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Mazda Tribute range from the low end price of $426 for a discount liability-only rate to the much higher price of $1,672 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how location impacts insurance prices.
These rate differences illustrate why everyone should compare rates for a targeted area, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Mazda Tribute insurance rates for other coverage scenarios.
- The lowest rate with discounts is $479
- Drivers who choose higher $1,000 deductibles will pay approximately $62 each year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $780
- Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $896
- Drivers with multiple violations and an at-fault accident could pay up to $1,672
- An auto insurance policy that insures a 16-year-old driver for full coverage can cost as much as $3,186 a year
Auto insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your age and driving record, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are probably paying $900 to $1,300 in extra premium annually, depending on your age. Mazda Tribute insurance for high-risk drivers can cost from 41% to 128% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,100 a year. View Rates by Age
Where you choose to live makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,050 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $704 | -$76 | -9.7% |
| Alaska | $596 | -$184 | -23.6% |
| Arizona | $646 | -$134 | -17.2% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $798 | $18 | 2.3% |
| Delaware | $880 | $100 | 12.8% |
| Florida | $972 | $192 | 24.6% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $560 | -$220 | -28.2% |
| Idaho | $528 | -$252 | -32.3% |
| Illinois | $580 | -$200 | -25.6% |
| Indiana | $586 | -$194 | -24.9% |
| Iowa | $524 | -$256 | -32.8% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,152 | $372 | 47.7% |
| Maine | $482 | -$298 | -38.2% |
| Maryland | $644 | -$136 | -17.4% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,352 | $572 | 73.3% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $932 | $152 | 19.5% |
| Missouri | $692 | -$88 | -11.3% |
| Montana | $836 | $56 | 7.2% |
| Nebraska | $612 | -$168 | -21.5% |
| Nevada | $932 | $152 | 19.5% |
| New Hampshire | $564 | -$216 | -27.7% |
| New Jersey | $870 | $90 | 11.5% |
| New Mexico | $690 | -$90 | -11.5% |
| New York | $820 | $40 | 5.1% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $538 | -$242 | -31.0% |
| Oklahoma | $798 | $18 | 2.3% |
| Oregon | $714 | -$66 | -8.5% |
| Pennsylvania | $742 | -$38 | -4.9% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $576 | -$204 | -26.2% |
| Vermont | $530 | -$250 | -32.1% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $714 | -$66 | -8.5% |
| Wisconsin | $538 | -$242 | -31.0% |
| Wyoming | $692 | -$88 | -11.3% |
Choosing high deductibles could save up to $180 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $750 | $63 |
| Mazda Tribute I Sport 4WD | $766 | $64 |
| Mazda Tribute I Touring 2WD | $766 | $64 |
| Mazda Tribute I Grand Touring 2WD | $780 | $65 |
| Mazda Tribute I Touring 4WD | $780 | $65 |
| Mazda Tribute I Grand Touring 4WD | $794 | $66 |
| Mazda Tribute S Grand Touring 2WD | $794 | $66 |
| Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $134 | $182 | $398 | $850 |
| 2006 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2005 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mazda Tribute Insurance
Finding better rates on insurance for a Mazda Tribute not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around at every other renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The next list is a summary of the concepts that were touched on above.
- Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $890 more annually to buy Mazda Tribute insurance
- Drivers age 20 and younger are the costliest to insure, with premiums being up to $266 per month if the policy includes full coverage
- It is possible to save approximately $90 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $175 each year
- It is possible to save approximately $90 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,186 |
| 20 | $1,786 |
| 30 | $790 |
| 40 | $780 |
| 50 | $716 |
| 60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $896 |
| $250 | $844 |
| $500 | $780 |
| $1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $883 |
| 100/300 | $977 |
| 250/500 | $1,222 |
| 100 CSL | $921 |
| 300 CSL | $1,128 |
| 500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,472 |
| 20 | $2,838 |
| 30 | $1,682 |
| 40 | $1,672 |
| 50 | $1,600 |
| 60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $42 |
| Homeowner | $14 |
| 5-yr Accident Free | $46 |
| 5-yr Claim Free | $48 |
| Paid in Full/EFT | $27 |
| Advance Quote | $33 |
| Online Quote | $52 |
| Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
